Monique Herena - 31 Oct 2025 Form 4 Insider Report for AMERICAN EXPRESS CO (AXP)

Role: Chief Colleague Exp. Officer
Signature: /s/ James J. Killerlane III, attorney in-fact
Issuer symbol: AXP
Transactions as of: 31 Oct 2025
Net transactions value: $0
Form type: 4
Filing time: 04 Nov 2025, 16:11:04 UTC
Previous filing: 05 Sep 2025
Next filing: 03 Feb 2026
SEC: View on sec.gov

Reporting Owners (1)

Name	Relationship	Address	Signature	Signature date	CIK
Herena Monique	Chief Colleague Exp. Officer	200 VESEY STREET, AMERICAN EXPRESS TOWER, NEW YORK	/s/ James J. Killerlane III, attorney in-fact	04 Nov 2025	0001606897

Derivative Securities (e.g., puts, calls, warrants, options, convertible securities)

Type	Sym	Class	Transaction	Value $	Shares	Change %	* Price $	Shares After	Date	Underlying Class	Amount	Exercise Price	Ownership	Footnotes
transaction	AXP	Employee Stock Option (Right to Buy)	Award	$0	+52,395		$0.000000	52,395	31 Oct 2025	Common Stock	52,395	$148.45	Direct	F1

* An asterisk sign (*) next to the price indicates that the price is likely invalid.

Explanation of Responses:

Id	Content
F1	Represents shares acquired pursuant to vesting of Performance Stock Option (Options) that were granted to the reporting person in October 2022, 75% of which have vested based upon the satisfaction of performance criteria specified for the award at time of grant. The remaining 25% of the Options remain subject to the satisfaction of performance criteria and the reporting person's continued employment through October 31, 2026.

Content

Represents shares acquired pursuant to vesting of Performance Stock Option (Options) that were granted to the reporting person in October 2022, 75% of which have vested based upon the satisfaction of performance criteria specified for the award at time of grant. The remaining 25% of the Options remain subject to the satisfaction of performance criteria and the reporting person's continued employment through October 31, 2026.