TWFG, Inc. financial data

Symbol
TWFG on Nasdaq
Location
The Woodlands, TX
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 10 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 500% %
Debt-to-equity 67% %
Return On Equity 4.7% %
Return On Assets 3.9% %
Operating Margin 15% % 8.6%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $501,924,325 USD
Weighted Average Number of Shares Outstanding, Basic 14,914,346 shares
Weighted Average Number of Shares Outstanding, Diluted 15,100,190 shares

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $248,512,000 USD 22%
Operating Income (Loss) $36,985,000 USD 32%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $44,445,000 USD 48%
Income Tax Expense (Benefit) $3,279,000 USD 119%
Net Income (Loss) Attributable to Parent $13,169,000 USD 49%
Earnings Per Share, Basic 0.53 USD/shares
Earnings Per Share, Diluted 0.53 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $155,926,000 USD -20%
Accounts Receivable, after Allowance for Credit Loss, Current $7,469,000 USD -4.7%
Other Assets, Current $12,827,000 USD 692%
Assets, Current $225,518,000 USD -6.8%
Property, Plant and Equipment, Net $3,307,000 USD -5.5%
Operating Lease, Right-of-Use Asset $4,189,000 USD -6.8%
Other Assets, Noncurrent $689,000 USD 13%
Assets $372,335,000 USD 15%
Accounts Payable, Current $1,571,000 USD -51%
Employee-related Liabilities, Current $2,529,000 USD 61%
Liabilities, Current $44,084,000 USD 11%
Operating Lease, Liability, Noncurrent $2,897,000 USD -14%
Other Liabilities, Noncurrent $0 USD -100%
Liabilities $55,685,000 USD 16%
Accumulated Other Comprehensive Income (Loss), Net of Tax $30,000 USD -64%
Retained Earnings (Accumulated Deficit) $23,251,000 USD 52%
Stockholders' Equity Attributable to Parent $83,382,000 USD 13%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $298,749,000 USD 8.5%
Liabilities and Equity $372,335,000 USD 15%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $15,645,000 USD 60%
Net Cash Provided by (Used in) Financing Activities $1,525,000 USD 60%
Net Cash Provided by (Used in) Investing Activities $11,166,000 USD 47%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $2,954,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $167,900,000 USD -18%
Interest Paid, Excluding Capitalized Interest, Operating Activities $83,000 USD -91%
Deferred Tax Assets, Valuation Allowance $32,136,000 USD 2.1%
Deferred Tax Assets, Gross $32,136,000 USD 2.1%
Operating Lease, Liability $4,218,000 USD -3.8%
Payments to Acquire Property, Plant, and Equipment $15,000 USD 88%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $7,910,000 USD 183%
Lessee, Operating Lease, Liability, to be Paid $5,021,000 USD -5.3%
Operating Lease, Liability, Current $1,320,000 USD 30%
Lessee, Operating Lease, Liability, to be Paid, Year Two $951,000 USD -18%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,534,000 USD 28%
Operating Lease, Weighted Average Discount Rate, Percent 0.0438 pure 1.2%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $803,000 USD -12%
Lessee, Operating Lease, Liability, to be Paid, Year Three $627,000 USD -12%
Deferred Tax Assets, Operating Loss Carryforwards $0 USD
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $417,000 USD -15%
Operating Lease, Payments $284,000 USD 40%
Additional Paid in Capital $59,951,000 USD 2.7%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $17,812,000 USD 52%
Depreciation, Depletion and Amortization $3,359,000 USD 11%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%