TWFG, Inc. financial data

Symbol
TWFG on Nasdaq
Location
1201 Lake Woodlands Drive, Suite 4020, The Woodlands, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 12, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 522 %
Debt-to-equity 67.1 %
Return On Equity 4.71 %
Return On Assets 3.91 %
Operating Margin 12.7 %

Shares

Label TTM Value / Value Unit Change %
Entity Public Float 0 USD
Weighted Average Number of Shares Outstanding, Basic 15M shares +1.92%
Weighted Average Number of Shares Outstanding, Diluted 15.1M shares +1.41%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 230M USD +21.3%
Operating Income (Loss) 29.3M USD +51.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 36.9M USD +44.6%
Income Tax Expense (Benefit) 3.31M USD +124%
Net Income (Loss) Attributable to Parent 13.2M USD +49.2%
Earnings Per Share, Basic 0.11 USD/shares +37.5%
Earnings Per Share, Diluted 0.11 USD/shares +37.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 151M USD -21%
Accounts Receivable, after Allowance for Credit Loss, Current 8.17M USD -6.98%
Other Assets, Current 13.1M USD +750%
Assets, Current 211M USD -9.74%
Property, Plant and Equipment, Net 3.21M USD +371%
Operating Lease, Right-of-Use Asset 4.52M USD +72%
Other Assets, Noncurrent 734K USD +15.6%
Assets 349M USD +11.5%
Accounts Payable, Current 1.67M USD +117%
Employee-related Liabilities, Current 2.33M USD +2.87%
Liabilities, Current 45.1M USD +18.5%
Operating Lease, Liability, Noncurrent 3.14M USD +117%
Other Liabilities, Noncurrent 0 USD
Liabilities 53.4M USD +18.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax 40K USD -51.2%
Retained Earnings (Accumulated Deficit) 20.3M USD +48.2%
Stockholders' Equity Attributable to Parent 79.4M USD +11.6%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 284M USD +6.04%
Liabilities and Equity 349M USD +11.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 15.6M USD +60.4%
Net Cash Provided by (Used in) Financing Activities -1.53M USD +60.1%
Net Cash Provided by (Used in) Investing Activities -11.2M USD +46.8%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 2.95M USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 205M USD +342%
Interest Paid, Excluding Capitalized Interest, Operating Activities 83K USD -91.4%
Deferred Tax Assets, Valuation Allowance 31.5M USD
Deferred Tax Assets, Gross 31.5M USD
Operating Lease, Liability 4.39M USD
Payments to Acquire Property, Plant, and Equipment 15K USD +87.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 6.65M USD +52.5%
Lessee, Operating Lease, Liability, to be Paid 5.3M USD
Operating Lease, Liability, Current 1.39M USD +30.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.16M USD
Lessee, Operating Lease, Liability, to be Paid, Year One 1.2M USD
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure +32.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 917K USD
Lessee, Operating Lease, Liability, to be Paid, Year Three 709K USD
Deferred Tax Assets, Operating Loss Carryforwards 0 USD
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 489K USD
Operating Lease, Payments 284K USD +39.9%
Additional Paid in Capital 58.9M USD +2.99%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 15.2M USD +78.3%
Depreciation, Depletion and Amortization 3.36M USD +11.5%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%