Gouverneur Bancorp, Inc./MD/ financial data

Symbol
GOVB on OTC
Location
Gouverneur, NY
Fiscal year end
30 September
Latest financial report
10-Q - Q4 2025 - 12 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 523% % 0.68%
Return On Equity 2.7% % 49%
Return On Assets 0.43% % 48%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 1,050,546 shares -5.1%
Common Stock, Shares, Outstanding 1,064,130 shares -3.9%
Entity Public Float $12,700,000 USD 9.5%
Common Stock, Value, Issued $11,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 1,032,000 shares -2.1%
Weighted Average Number of Shares Outstanding, Diluted 1,032,000 shares -2.1%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $941,000 USD 76%
Income Tax Expense (Benefit) $81,000 USD
Net Income (Loss) Attributable to Parent $860,000 USD 48%
Earnings Per Share, Basic 0.85 USD/shares 55%
Earnings Per Share, Diluted 0.85 USD/shares 55%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $4,709,000 USD -33%
Property, Plant and Equipment, Net $2,869,000 USD -2.2%
Operating Lease, Right-of-Use Asset $29,000 USD -24%
Goodwill $4,237,000 USD 0%
Assets $201,876,000 USD 2.6%
Liabilities $169,251,000 USD 2.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,875,000 USD 31%
Retained Earnings (Accumulated Deficit) $29,165,000 USD 2.4%
Stockholders' Equity Attributable to Parent $32,625,000 USD 2.8%
Liabilities and Equity $201,876,000 USD 2.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $459,000 USD 35%
Net Cash Provided by (Used in) Financing Activities $2,576,000 USD 376%
Net Cash Provided by (Used in) Investing Activities $2,985,000 USD -1154%
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 1,107,134 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $4,709,000 USD -33%
Interest Paid, Excluding Capitalized Interest, Operating Activities $410,000 USD 7.3%
Deferred Tax Assets, Gross $2,608,000 USD 2.2%
Operating Lease, Liability $29,000 USD -24%
Depreciation $49,000 USD -12%
Payments to Acquire Property, Plant, and Equipment $14,000 USD -78%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $1,722,000 USD
Lessee, Operating Lease, Liability, to be Paid $29,000 USD -24%
Property, Plant and Equipment, Gross $5,562,000 USD 3.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two $5,000 USD 150%
Lessee, Operating Lease, Liability, to be Paid, Year One $24,000 USD 20%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,000 USD -86%
Deferred Tax Assets, Operating Loss Carryforwards $740,000 USD -20%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $13,000 USD 0%
Operating Lease, Payments $32,000 USD 39%
Additional Paid in Capital $6,342,000 USD -2.3%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $358,000 USD -12%
Deferred Tax Assets, Net of Valuation Allowance $2,553,000 USD -22%
Interest Expense $1,132,000 USD 388%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%