PFS Bancorp, Inc. financial data

Symbol
PFSB on OTC
Location
Peru, IL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 442% % 0.62%
Return On Equity 3.3% % 13%
Return On Assets 0.62% % 13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 1,603,945 shares -7%
Common Stock, Shares, Outstanding 1,569,332 shares -6.9%
Entity Public Float $0 USD
Common Stock, Value, Issued $17,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 1,509,672 shares -5.4%
Weighted Average Number of Shares Outstanding, Diluted 1,509,672 shares -5.4%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $1,608,000 USD 21%
Income Tax Expense (Benefit) $356,000 USD 45%
Net Income (Loss) Attributable to Parent $1,252,000 USD 16%
Earnings Per Share, Basic 0 USD/shares 87%
Earnings Per Share, Diluted 0 USD/shares 87%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $1,256,000 USD -7.2%
Property, Plant and Equipment, Net $2,020,000 USD -2.2%
Assets $202,920,000 USD 2.3%
Liabilities $164,631,000 USD 2.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,704,000 USD 5.3%
Retained Earnings (Accumulated Deficit) $26,840,000 USD 4.9%
Stockholders' Equity Attributable to Parent $38,289,000 USD 0.43%
Liabilities and Equity $202,920,000 USD 2.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $568,000 USD 18%
Net Cash Provided by (Used in) Financing Activities $6,311,000 USD 65%
Net Cash Provided by (Used in) Investing Activities $4,340,000 USD 32%
Common Stock, Shares Authorized 14,000,000 shares 0%
Common Stock, Shares, Issued 1,725,000 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $9,143,000 USD -37%
Interest Paid, Excluding Capitalized Interest, Operating Activities $809,000 USD 25%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $2,024,000 USD 0.65%
Depreciation $132,000 USD -15%
Payments to Acquire Property, Plant, and Equipment $15,000 USD -78%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $1,348,000 USD -65%
Property, Plant and Equipment, Gross $4,929,000 USD 1.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Additional Paid in Capital $15,660,000 USD 0.37%
Deferred Tax Assets, Net of Valuation Allowance $1,256,000 USD -7.2%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%