SR Bancorp, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
SRBK on Nasdaq
Location
Bound Brook, NJ
Fiscal year end
30 June
Latest financial report
13 Feb 2026

Latest SEC snapshot (2026-02-10) highlights Return On Equity 2.2%, Return On Assets 0.4%, and NetIncomeLoss YoY 920.3%.

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

28.6/100

Weak Confidence low

Return On Equity

2.2%

Metric score 0.0/100

Return On Assets

0.39%

Metric score 0.0/100

Financial Health

Strengths

NetIncomeLoss YoY

Watchpoints

Return On Equity and Return On Assets

Key metrics snapshot

Return On Equity

2.2%

YoY: +945%

Industry median: 4.4% (n=41)

View history

Return On Assets

0.39%

YoY: +889%

Industry median: 0.51% (n=41)

View history

NetIncomeLoss YoY

920%

YoY:

Industry median: 26% (n=37)

View history

Profitability

Metric Latest value YoY change
Return On Equity 2.2% +945%
Return On Assets 0.39% +889%

Financial Health

Metric Latest value YoY change
Debt-to-equity 4.73x +11%

Growth

Metric Latest value YoY change
NetIncomeLoss YoY 920%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 8,335,468
Common Stock, Shares, Outstanding 8,432,990 -8.9%
Common Stock, Value, Issued $84,000 -9.7%
Weighted Average Number of Shares Outstanding, Basic 7,583,888 -12%
Weighted Average Number of Shares Outstanding, Diluted 7,694,569 -10%

Additional Metrics

Metric Latest value YoY change
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $5,035,000 +191%
Income Tax Expense (Benefit) $760,000 -42%
Earnings Per Share, Basic 0.53 -94%
Earnings Per Share, Diluted 0.53 -94%
Cash and Cash Equivalents, at Carrying Value $81,842,000 +53%
Property, Plant and Equipment, Net $5,039,000 -1.2%
Operating Lease, Right-of-Use Asset $2,743,000 +29%
Goodwill $20,417,000 0%
Assets $1,142,961,000 +7.4%
Liabilities $954,510,000 +10%
Accumulated Other Comprehensive Income (Loss), Net of Tax $840,000 +33%
Retained Earnings (Accumulated Deficit) $121,243,000 +2.2%
Stockholders' Equity Attributable to Parent $188,451,000 -4.9%
Liabilities and Equity $1,142,961,000 +7.4%
Common Stock, Shares Authorized 50,000,000 0%
Common Stock, Shares, Issued 8,432,990 -8.9%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $81,842,000 +53%
Operating Lease, Liability $2,785,000 +25%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $4,697,000 +28%
Lessee, Operating Lease, Liability, to be Paid $2,865,000 +25%
Property, Plant and Equipment, Gross $16,643,000 +5.2%
Lessee, Operating Lease, Liability, to be Paid, Year Two $797,000 +103%
Lessee, Operating Lease, Liability, to be Paid, Year One $406,000 -30%
Operating Lease, Weighted Average Discount Rate, Percent 0.015 -18%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $80,000 +9.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three $695,000 +150%
Preferred Stock, Shares Issued 0
Preferred Stock, Shares Authorized 5,000,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $643,000 +1161%
Operating Lease, Payments $791,000 +16%
Additional Paid in Capital $74,429,000 -15%
Share-based Payment Arrangement, Expense $505,000 +256%
Preferred Stock, Par or Stated Value Per Share 0.01 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%