Pagaya Technologies Ltd. financial data

Symbol
PGY, PGYWW on Nasdaq
Location
New York, NY
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 02 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 151% %
Debt-to-equity 214% % 40%
Return On Equity 16% %
Return On Assets 5.7% %
Operating Margin 20% % 213%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $1,113,790,997 USD 125%
Weighted Average Number of Shares Outstanding, Basic 78,336,095 shares 11%
Weighted Average Number of Shares Outstanding, Diluted 83,097,227 shares 17%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,301,360,000 USD 26%
Revenue from Contract with Customer, Excluding Assessed Tax $1,261,341,000 USD 26%
Research and Development Expense $75,213,000 USD -1.8%
Selling and Marketing Expense $53,591,000 USD 6.3%
General and Administrative Expense $159,560,000 USD -34%
Costs and Expenses $1,037,533,000 USD 7.5%
Operating Income (Loss) $263,827,000 USD 295%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $51,625,000 USD
Income Tax Expense (Benefit) $19,745,000 USD -180%
Net Income (Loss) Attributable to Parent $81,389,000 USD
Earnings Per Share, Basic 0.99 USD/shares
Earnings Per Share, Diluted 0.93 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $235,329,000 USD 25%
Other Assets, Current $2,207,000 USD -36%
Assets, Current $362,473,000 USD 0.35%
Property, Plant and Equipment, Net $30,221,000 USD -20%
Operating Lease, Right-of-Use Asset $30,578,000 USD -17%
Intangible Assets, Net (Excluding Goodwill) $7,661,000 USD -40%
Goodwill $22,903,000 USD -0.69%
Assets $1,545,914,000 USD 20%
Accounts Payable, Current $9,191,000 USD 26%
Employee-related Liabilities, Current $16,327,000 USD 58%
Accrued Liabilities, Current $39,882,000 USD 11%
Liabilities, Current $254,473,000 USD 5.5%
Accrued Income Taxes, Noncurrent $22,839,000 USD
Deferred Income Tax Liabilities, Net $189,000 USD
Operating Lease, Liability, Noncurrent $29,153,000 USD -26%
Liabilities $960,460,000 USD 24%
Accumulated Other Comprehensive Income (Loss), Net of Tax $48,319,000 USD -321%
Retained Earnings (Accumulated Deficit) $862,654,000 USD 8.6%
Stockholders' Equity Attributable to Parent $480,017,000 USD 47%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $555,351,000 USD 26%
Liabilities and Equity $1,545,914,000 USD 20%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $34,427,000 USD 94%
Net Cash Provided by (Used in) Financing Activities $3,779,000 USD -101%
Net Cash Provided by (Used in) Investing Activities $26,886,000 USD 88%
Common Stock, Shares Authorized 839,999,998 shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $3,116,000 USD -96%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $288,349,000 USD 27%
Deferred Tax Assets, Valuation Allowance $111,648,000 USD -20%
Deferred Tax Assets, Gross $121,141,000 USD -18%
Operating Lease, Liability $34,212,000 USD -7.7%
Payments to Acquire Property, Plant, and Equipment $3,776,000 USD -27%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $44,558,000 USD
Lessee, Operating Lease, Liability, to be Paid $42,203,000 USD -10%
Property, Plant and Equipment, Gross $110,855,000 USD 19%
Operating Lease, Liability, Current $6,931,000 USD 7.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $8,629,000 USD -7.6%
Lessee, Operating Lease, Liability, to be Paid, Year One $10,085,000 USD 8.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure -1.1%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $7,991,000 USD -20%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,924,000 USD -25%
Deferred Tax Assets, Operating Loss Carryforwards $19,854,000 USD 43%
Unrecognized Tax Benefits $10,578,000 USD -66%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,022,000 USD 16%
Additional Paid in Capital $1,390,990,000 USD 8.5%
Depreciation, Depletion and Amortization $7,722,000 USD 22%
Deferred Tax Assets, Net of Valuation Allowance $9,493,000 USD 16%
Share-based Payment Arrangement, Expense $54,118,000 USD -12%