Pagaya Technologies Ltd. financial data

Symbol
PGY, PGYWW on Nasdaq
Industry
Finance Services
Location
335 Madison Avenue 16 Th Floor, New York, NY
Fiscal year end
December 31
Latest financial report
10-Q - Q1 2025 - May 7, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 154 %
Debt-to-equity 185 %
Return On Equity -73 % -469%
Return On Assets -27.6 %
Operating Margin 9.92 % +945%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float 495M USD +1.06%
Weighted Average Number of Shares Outstanding, Basic 75.8M shares +17.5%
Weighted Average Number of Shares Outstanding, Diluted 77M shares +19.4%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1.08B USD +23.7%
Revenue from Contract with Customer, Excluding Assessed Tax 1.05B USD +25.8%
Research and Development Expense 76.6M USD +5.51%
Selling and Marketing Expense 49.7M USD +8.77%
General and Administrative Expense 224M USD +4%
Costs and Expenses 970M USD +12.5%
Operating Income (Loss) 107M USD +1192%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -421M USD -132%
Income Tax Expense (Benefit) 17M USD +22.5%
Net Income (Loss) Attributable to Parent -372M USD -320%
Earnings Per Share, Basic -5.23 USD/shares -263%
Earnings Per Share, Diluted -5.23 USD/shares -263%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 187M USD -31.9%
Other Assets, Current 2.21M USD -35.5%
Assets, Current 356M USD -10.9%
Property, Plant and Equipment, Net 36.1M USD -15.5%
Operating Lease, Right-of-Use Asset 35.4M USD -34%
Intangible Assets, Net (Excluding Goodwill) 11.7M USD +510%
Goodwill 22.9M USD +109%
Assets 1.28B USD -13.8%
Accounts Payable, Current 10M USD +219%
Employee-related Liabilities, Current 16.3M USD +57.7%
Accrued Liabilities, Current 33.6M USD -8.42%
Liabilities, Current 199M USD +17.3%
Accrued Income Taxes, Noncurrent 22.8M USD
Deferred Income Tax Liabilities, Net 189K USD
Operating Lease, Liability, Noncurrent 28.6M USD -31.7%
Liabilities 763M USD +11.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax -27.4M USD -12.7%
Retained Earnings (Accumulated Deficit) -936M USD -66%
Stockholders' Equity Attributable to Parent 335M USD -46.5%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 441M USD -39.3%
Liabilities and Equity 1.28B USD -13.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 34.4M USD +94.4%
Net Cash Provided by (Used in) Financing Activities -3.78M USD -101%
Net Cash Provided by (Used in) Investing Activities -26.9M USD +88.2%
Common Stock, Shares Authorized 840M shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 3.12M USD -96.4%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 230M USD -25.9%
Deferred Tax Assets, Valuation Allowance 140M USD +128%
Deferred Tax Assets, Gross 148M USD +107%
Operating Lease, Liability 35.1M USD -27.5%
Payments to Acquire Property, Plant, and Equipment 3.78M USD -26.6%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -375M USD -236%
Lessee, Operating Lease, Liability, to be Paid 44.2M USD -26%
Property, Plant and Equipment, Gross 93.2M USD +36.4%
Operating Lease, Liability, Current 6.57M USD -1.34%
Lessee, Operating Lease, Liability, to be Paid, Year Two 7.79M USD -9.81%
Lessee, Operating Lease, Liability, to be Paid, Year One 9.24M USD +7.05%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 9.06M USD -19.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 5.08M USD -32%
Deferred Tax Assets, Operating Loss Carryforwards 13.9M USD -4.77%
Unrecognized Tax Benefits 31.2M USD +40.8%
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.17M USD -21.6%
Additional Paid in Capital 1.3B USD +6.92%
Depreciation, Depletion and Amortization 7.72M USD +22.2%
Deferred Tax Assets, Net of Valuation Allowance 8.21M USD -21%
Share-based Payment Arrangement, Expense 59.2M USD -15.6%