Pagaya Technologies Ltd. financial data

Symbol
PGY, PGYWW on Nasdaq
Location
New York, NY
Fiscal year end
31 December
Latest financial report
8-K - Q4 2024 - 05 Dec 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 151% %
Debt-to-equity 224% % 83%
Return On Equity -40% % -45%
Return On Assets -14% % -9.1%
Operating Margin 17% % 268%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $494,915,421 USD 1.1%
Weighted Average Number of Shares Outstanding, Basic 78,539,137 shares 8%
Weighted Average Number of Shares Outstanding, Diluted 91,046,530 shares 25%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,245,946,000 USD 28%
Revenue from Contract with Customer, Excluding Assessed Tax $1,215,974,000 USD 29%
Research and Development Expense $74,736,000 USD -1%
Selling and Marketing Expense $59,083,000 USD 32%
General and Administrative Expense $178,950,000 USD -23%
Costs and Expenses $1,030,095,000 USD 11%
Operating Income (Loss) $215,851,000 USD 372%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $210,985,000 USD -7.9%
Income Tax Expense (Benefit) $3,813,000 USD -71%
Net Income (Loss) Attributable to Parent $190,829,000 USD -7.3%
Earnings Per Share, Basic -2 USD/shares -11%
Earnings Per Share, Diluted -2 USD/shares -12%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $218,314,000 USD 48%
Other Assets, Current $2,207,000 USD -36%
Assets, Current $362,473,000 USD 0.35%
Property, Plant and Equipment, Net $32,408,000 USD -18%
Operating Lease, Right-of-Use Asset $32,166,000 USD -5.6%
Intangible Assets, Net (Excluding Goodwill) $9,091,000 USD 1325%
Goodwill $22,903,000 USD 109%
Assets $1,455,376,000 USD 6.2%
Accounts Payable, Current $9,191,000 USD 26%
Employee-related Liabilities, Current $16,327,000 USD 58%
Accrued Liabilities, Current $39,882,000 USD 11%
Liabilities, Current $254,473,000 USD 5.5%
Accrued Income Taxes, Noncurrent $22,839,000 USD
Deferred Income Tax Liabilities, Net $189,000 USD
Operating Lease, Liability, Noncurrent $29,153,000 USD -26%
Liabilities $889,438,000 USD 18%
Accumulated Other Comprehensive Income (Loss), Net of Tax $45,290,000 USD 50%
Retained Earnings (Accumulated Deficit) $896,950,000 USD -27%
Stockholders' Equity Attributable to Parent $438,295,000 USD -5.2%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $535,835,000 USD -1.3%
Liabilities and Equity $1,455,376,000 USD 6.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $34,427,000 USD 94%
Net Cash Provided by (Used in) Financing Activities $3,779,000 USD -101%
Net Cash Provided by (Used in) Investing Activities $26,886,000 USD 88%
Common Stock, Shares Authorized 839,999,998 shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $3,116,000 USD -96%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $264,767,000 USD 46%
Deferred Tax Assets, Valuation Allowance $140,020,000 USD 128%
Deferred Tax Assets, Gross $148,229,000 USD 107%
Operating Lease, Liability $34,958,000 USD 5.3%
Payments to Acquire Property, Plant, and Equipment $3,776,000 USD -27%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $145,687,000 USD 47%
Lessee, Operating Lease, Liability, to be Paid $43,422,000 USD 1.5%
Property, Plant and Equipment, Gross $93,172,000 USD 36%
Operating Lease, Liability, Current $6,931,000 USD 7.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $8,421,000 USD 20%
Lessee, Operating Lease, Liability, to be Paid, Year One $9,877,000 USD 34%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $8,464,000 USD -12%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,716,000 USD -2.8%
Deferred Tax Assets, Operating Loss Carryforwards $13,912,000 USD -4.8%
Unrecognized Tax Benefits $31,170,000 USD 41%
Lessee, Operating Lease, Liability, to be Paid, Year Four $5,811,000 USD 14%
Additional Paid in Capital $1,380,535,000 USD 9.7%
Depreciation, Depletion and Amortization $7,722,000 USD 22%
Deferred Tax Assets, Net of Valuation Allowance $8,209,000 USD -21%
Share-based Payment Arrangement, Expense $60,627,000 USD 1.7%