Finwise Bancorp financial data

Symbol
FINW on Nasdaq
Location
Murray, UT
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 10 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 357% % 26%
Return On Equity 8.3% % -3.7%
Return On Assets 1.8% % -19%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 13,586,921 shares 2.8%
Common Stock, Shares, Outstanding 13,571,090 shares 2.7%
Entity Public Float $110,700,000 USD 19%
Common Stock, Value, Issued $14,000 USD 7.7%
Weighted Average Number of Shares Outstanding, Basic 12,859,264 shares 1.6%
Weighted Average Number of Shares Outstanding, Diluted 13,615,354 shares 2.7%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $19,965,000 USD 4.5%
Income Tax Expense (Benefit) $4,995,000 USD -0.18%
Net Income (Loss) Attributable to Parent $14,970,000 USD 6.1%
Earnings Per Share, Basic 1 USD/shares 0.9%
Earnings Per Share, Diluted 1 USD/shares -0.94%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $105,627,000 USD 23%
Deferred Income Tax Assets, Net $1,079,000 USD
Property, Plant and Equipment, Net $16,328,000 USD 12%
Operating Lease, Right-of-Use Asset $3,162,000 USD -15%
Assets $899,929,000 USD 32%
Deferred Income Tax Liabilities, Net $0 USD -100%
Liabilities $712,164,000 USD 39%
Accumulated Other Comprehensive Income (Loss), Net of Tax $52,000 USD -85%
Retained Earnings (Accumulated Deficit) $128,282,000 USD 13%
Stockholders' Equity Attributable to Parent $187,765,000 USD 10%
Liabilities and Equity $899,929,000 USD 32%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $21,608,000 USD -1330%
Net Cash Provided by (Used in) Financing Activities $60,826,000 USD 219%
Net Cash Provided by (Used in) Investing Activities $28,108,000 USD -28%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 13,571,090 shares 2.7%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $11,110,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $105,627,000 USD 23%
Interest Paid, Excluding Capitalized Interest, Operating Activities $3,000,000 USD -18%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.25 pure 0%
Deferred Tax Assets, Gross $4,894,000 USD 49%
Operating Lease, Liability $4,683,000 USD -16%
Depreciation $1,300,000 USD 300%
Payments to Acquire Property, Plant, and Equipment $1,642,000 USD 38%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $14,680,000 USD 30%
Lessee, Operating Lease, Liability, to be Paid $5,595,000 USD -16%
Property, Plant and Equipment, Gross $23,281,000 USD 26%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,118,000 USD 2.9%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,122,000 USD 1.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.02 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $293,000 USD -20%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,152,000 USD 3%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 4,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,186,000 USD 3%
Operating Lease, Payments $1,124,000 USD -48%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense $3,202,000 USD 75%
Interest Expense $12,319,000 USD 399%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%