loanDepot, Inc. financial data

Symbol
LDI on NYSE
Location
Irvine, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 12 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Return On Equity -14% % 15%
Return On Assets -0.97% % 38%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $106,745,131 USD -2.7%
Weighted Average Number of Shares Outstanding, Basic 185,385,271 shares 5.4%
Weighted Average Number of Shares Outstanding, Diluted 185,641,675 shares 6.1%

Income Statement

Label TTM Value / Value Unit Change %
General and Administrative Expense $177,084,000 USD -13%
Costs and Expenses $1,310,272,000 USD 0.55%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $120,531,000 USD 50%
Income Tax Expense (Benefit) $13,001,000 USD 68%
Net Income (Loss) Attributable to Parent $62,646,000 USD 36%
Earnings Per Share, Basic 0.01 USD/shares
Earnings Per Share, Diluted 0.01 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $337,232,000 USD -20%
Property, Plant and Equipment, Net $61,929,000 USD 1.4%
Operating Lease, Right-of-Use Asset $23,877,000 USD 17%
Assets $6,857,936,000 USD 8.1%
Deferred Income Tax Liabilities, Net $4,372,000 USD -83%
Liabilities $6,471,926,000 USD 11%
Retained Earnings (Accumulated Deficit) $614,398,000 USD -12%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $386,010,000 USD -24%
Liabilities and Equity $6,857,936,000 USD 8.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $179,890,000 USD 35%
Net Cash Provided by (Used in) Financing Activities $95,601,000 USD -40%
Net Cash Provided by (Used in) Investing Activities $2,795,000 USD -95%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $81,494,000 USD -20%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $401,022,000 USD -24%
Interest Paid, Excluding Capitalized Interest, Operating Activities $55,559,000 USD -4.7%
Deferred Tax Assets, Valuation Allowance $7,305,000 USD 4147%
Deferred Tax Assets, Gross $127,230,000 USD 87%
Operating Lease, Liability $34,630,000 USD 4.3%
Payments to Acquire Property, Plant, and Equipment $6,796,000 USD 43%
Lessee, Operating Lease, Liability, to be Paid $39,893,000 USD -2.2%
Property, Plant and Equipment, Gross $358,280,000 USD 8.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $13,238,000 USD 7.5%
Lessee, Operating Lease, Liability, to be Paid, Year One $15,098,000 USD 1.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.08 pure 16%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $5,263,000 USD -31%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,215,000 USD -51%
Deferred Tax Assets, Operating Loss Carryforwards $124,770,000 USD 86%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50,000,000 shares 0%
Unrecognized Tax Benefits $1,188,000 USD 238%
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,464,000 USD -14%
Additional Paid in Capital $878,204,000 USD 4.1%
Deferred Tax Assets, Net of Valuation Allowance $119,925,000 USD 77%
Interest Expense $137,805,000 USD 5.4%
Preferred Stock, Par or Stated Value Per Share 0.001 USD/shares 0%