loanDepot, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
LDI on NYSE
Location
Irvine, CA
Fiscal year end
31 December
Latest financial report
12 Mar 2026

Shareable Research Card

LDI - loanDepot, Inc. Financial Facts

LDI - loanDepot, Inc. has a source-backed company facts page for reviewing reported financial metrics, periods, and linked metric histories.

Start with the latest metric summary, then open metric histories or cross-company rankings to compare the same SEC-backed facts.

Context
Latest metrics period: Q4 2025
Latest reported value
Return On Equity -14%

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.

Open stable link Open latest 10-Q/10-K hub Which companies report the highest net income?

Quick Takeaways

  • LDI - loanDepot, Inc. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity -14%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-14%</span>.
  • Most recent SEC facts end date: 31 Dec 2025.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Source Evidence

Based on latest 10-Q/10-K

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.

See Original Filing

Latest SEC snapshot (2025-12-31) highlights Return On Equity -14.0%, Return On Assets -0.9%, and NetIncomeLoss YoY 36.3%.

Compare This Company Through SEC-backed Metrics

Use these links to compare LDI - loanDepot, Inc. against other SEC filers on the same metric, then verify the company history from the paired facts page.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

28.6/100

Weak Confidence low

Return On Equity

-14%

Metric score 0.0/100

Return On Assets

-0.95%

Metric score 0.0/100

Financial Health

Strengths

NetIncomeLoss YoY

Watchpoints

Return On Equity and Return On Assets

Key metrics snapshot

Return On Equity

-14%

YoY: -14%

Industry median: -7.7% (n=122)

View history

Return On Assets

-0.95%

YoY: -40%

Industry median: -10% (n=122)

View history

NetIncomeLoss YoY

36%

YoY:

Industry median: -104% (n=105)

View history

Profitability

Metric Latest value YoY change
Return On Equity -14% -14%
Return On Assets -0.95% -40%

Growth

Metric Latest value YoY change
NetIncomeLoss YoY 36%

Additional Metrics

Metric Latest value YoY change
General and Administrative Expense $177,084,000 -13%
Costs and Expenses $1,310,272,000 +0.55%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $120,531,000 +50%
Income Tax Expense (Benefit) $13,001,000 +68%
Cash and Cash Equivalents, at Carrying Value $337,232,000 -20%
Property, Plant and Equipment, Net $61,929,000 +1.4%
Operating Lease, Right-of-Use Asset $23,877,000 +17%
Assets $6,857,936,000 +8.1%
Deferred Income Tax Liabilities, Net $4,372,000 -83%
Liabilities $6,471,926,000 +11%
Retained Earnings (Accumulated Deficit) $614,398,000 -12%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $386,010,000 -24%
Liabilities and Equity $6,857,936,000 +8.1%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $401,022,000 -24%
Deferred Tax Assets, Valuation Allowance $7,305,000 +4147%
Deferred Tax Assets, Gross $127,230,000 +87%
Operating Lease, Liability $34,630,000 +4.3%
Lessee, Operating Lease, Liability, to be Paid $39,893,000 -2.2%
Property, Plant and Equipment, Gross $358,280,000 +8.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $13,238,000 +7.5%
Lessee, Operating Lease, Liability, to be Paid, Year One $15,098,000 +1.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.08 +16%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $5,263,000 -31%
Lessee, Operating Lease, Liability, to be Paid, Year Three $5,215,000 -51%
Deferred Tax Assets, Operating Loss Carryforwards $124,770,000 +86%
Preferred Stock, Shares Issued 0
Preferred Stock, Shares Authorized 50,000,000 0%
Unrecognized Tax Benefits $1,188,000 +238%
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,464,000 -14%
Additional Paid in Capital $878,204,000 +4.1%
Deferred Tax Assets, Net of Valuation Allowance $119,925,000 +77%
Preferred Stock, Par or Stated Value Per Share 0.001 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY