Carter Bankshares, Inc. financial data

Symbol
CARE on Nasdaq
Location
Martinsville, VA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 05 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1069% % -5.2%
Return On Equity 7.6% % 17%
Return On Assets 0.65% % 22%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 22,164,453 shares -4.3%
Common Stock, Shares, Outstanding 22,083,007 shares -4.3%
Entity Public Float $377,789,857 USD 10%
Common Stock, Value, Issued $22,083,000 USD -4.3%
Weighted Average Number of Shares Outstanding, Basic 22,456,705 shares -1.6%
Weighted Average Number of Shares Outstanding, Diluted 22,456,705 shares -1.6%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $40,001,000 USD 30%
Income Tax Expense (Benefit) $8,639,000 USD 36%
Net Income (Loss) Attributable to Parent $31,362,000 USD 28%
Earnings Per Share, Basic 1.38 USD/shares 30%
Earnings Per Share, Diluted 1.38 USD/shares 30%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $72,497,000 USD -2.5%
Operating Lease, Right-of-Use Asset $1,083,000 USD 268%
Goodwill $1,193,000 USD
Assets $4,851,922,000 USD 4.1%
Liabilities $4,432,225,000 USD 3.7%
Accumulated Other Comprehensive Income (Loss), Net of Tax $42,160,000 USD 35%
Retained Earnings (Accumulated Deficit) $364,968,000 USD 9.4%
Stockholders' Equity Attributable to Parent $419,697,000 USD 9.2%
Liabilities and Equity $4,851,922,000 USD 4.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $6,376,000 USD -64%
Net Cash Provided by (Used in) Financing Activities $32,506,000 USD 26%
Net Cash Provided by (Used in) Investing Activities $81,054,000 USD -891%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 22,083,007 shares -4.3%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $42,172,000 USD -179%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $105,163,000 USD -20%
Interest Paid, Excluding Capitalized Interest, Operating Activities $27,354,000 USD 9.8%
Deferred Tax Assets, Valuation Allowance $897,000 USD -0.66%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $34,893,000 USD -16%
Operating Lease, Liability $1,056,000 USD 253%
Payments to Acquire Property, Plant, and Equipment $1,523,000 USD 17%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $53,723,000 USD 71%
Lessee, Operating Lease, Liability, to be Paid $1,161,000 USD 255%
Property, Plant and Equipment, Gross $120,786,000 USD -0.87%
Lessee, Operating Lease, Liability, to be Paid, Year Two $384,000 USD 259%
Lessee, Operating Lease, Liability, to be Paid, Year One $444,000 USD 239%
Operating Lease, Weighted Average Discount Rate, Percent 0.064 pure -3%
Deferred Income Tax Expense (Benefit) $1,121,000 USD 493%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $105,000 USD 275%
Lessee, Operating Lease, Liability, to be Paid, Year Three $235,000 USD 164%
Lessee, Operating Lease, Liability, to be Paid, Year Four $98,000 USD
Additional Paid in Capital $74,806,000 USD -19%
Depreciation, Depletion and Amortization $1,911,000 USD 14%
Deferred Tax Assets, Net of Valuation Allowance $33,996,000 USD -17%
Interest Expense $88,570,000 USD 228%