Return On Equity
11%
Trailing 12 months · Through 30 Sep 2025
YoY relative change: -237%
Guild Holdings Co financial metrics
Period Q3 2025 · Filed 06 Nov 2025
Key metrics snapshot
Return On Assets
2.6%
Trailing 12 months · Through 30 Sep 2025
YoY relative change: -212%
Profitability
| Metric | Latest value | YoY relative change |
|---|---|---|
| Return On Equity |
11%
Trailing 12 months · 30 Sep 2025
|
-237% |
| Return On Assets |
2.6%
Trailing 12 months · 30 Sep 2025
|
-212% |
Growth
| Metric | Latest value | YoY relative change |
|---|---|---|
| Net Income (Loss) Attributable to Parent |
$126,032,000
Trailing 12 months · 30 Sep 2025
|
Share Metrics
| Metric | Latest value | YoY relative change |
|---|---|---|
| Weighted Average Number of Shares Outstanding, Basic |
62,253,000
Reported period · 30 Sep 2025
|
+1.4% |
| Weighted Average Number of Shares Outstanding, Diluted |
62,814,000
Reported period · 30 Sep 2025
|
+2.3% |
Supporting Metrics
These supporting metrics stay fully source-backed for deeper research. Scan the latest value and reported period first, then open a metric page when you need the full filing trail.
| Metric | Latest value | YoY relative change |
|---|---|---|
| Amortization of Intangible Assets |
$8,900,000
Trailing 12 months · 30 Sep 2025
|
+1.1% |
| Assets |
$5,097,034,000
Period-end balance · 30 Sep 2025
|
+9.7% |
| Cash and Cash Equivalents, at Carrying Value |
$106,401,000
Period-end balance · 30 Sep 2025
|
+0.24% |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents |
$116,686,000
Period-end balance · 30 Sep 2025
|
+4.4% |
| Deferred Income Tax Liabilities, Net |
$253,713,000
Period-end balance · 30 Sep 2025
|
+15% |
| Earnings Per Share, Basic |
2
Trailing 12 months · 30 Sep 2025
|
|
| Earnings Per Share, Diluted |
2
Trailing 12 months · 30 Sep 2025
|
|
| General and Administrative Expense |
$112,695,000
Trailing 12 months · 30 Sep 2025
|
+4.9% |
| Goodwill |
$198,724,000
Period-end balance · 30 Sep 2025
|
0% |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest |
$163,717,000
Trailing 12 months · 30 Sep 2025
|
|
| Income Tax Expense (Benefit) |
$37,778,000
Trailing 12 months · 30 Sep 2025
|
|
| Liabilities |
$3,859,453,000
Period-end balance · 30 Sep 2025
|
+11% |
| Liabilities and Equity |
$5,097,034,000
Period-end balance · 30 Sep 2025
|
+9.7% |
| Operating Lease, Liability |
$66,834,000
Period-end balance · 30 Sep 2025
|
-15% |
| Operating Lease, Right-of-Use Asset |
$57,672,000
Period-end balance · 30 Sep 2025
|
-16% |
| Preferred Stock, Par or Stated Value Per Share |
0.01
Period-end balance · 30 Sep 2025
|
0% |
| Preferred Stock, Shares Authorized |
50,000,000
Period-end balance · 30 Sep 2025
|
0% |
| Preferred Stock, Shares Issued |
0
Period-end balance · 30 Sep 2025
|
|
| Preferred Stock, Shares Outstanding |
0
Period-end balance · 30 Sep 2025
|
|
| Property, Plant and Equipment, Net |
$22,171,000
Period-end balance · 30 Sep 2025
|
+23% |
| Retained Earnings (Accumulated Deficit) |
$1,181,657,000
Period-end balance · 30 Sep 2025
|
+7.1% |
| Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest |
$1,237,581,000
Period-end balance · 30 Sep 2025
|
+6.9% |
Comparisons, sources and research notes
Sources and sharing
Guild Holdings Co Financial Facts
- Context
- Latest metrics period: Q3 2025
- Latest reported value
- Return On Equity 11%
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.
Tracking and update notes
Why revisit this company facts page
Company facts change as new 10-Q and 10-K filings update the latest reported period, headline values, and cross-company comparison context.
- Latest source-backed update
- Latest metrics period Q3 2025
- Why come back
- Use the next filing cycle to compare new facts against this baseline and then verify the detailed metric history.
- Current latest metrics period: Q3 2025.
- Most recent SEC facts end date on this page: 30 Sep 2025.
- Save this filer to return when the next filing-backed metric period changes the picture.
Freshness comes from the latest SEC company facts period available for this filer and the linked metric history pages.
Latest update
Latest update for Guild Holdings Co
Latest financial period: Q3 2025. Reopen this facts page to verify the newest reported period against the prior baseline.
Update date
06 Nov 2025
Page type
Company facts
Latest period
Q3 2025
SEC-backed company facts were refreshed from filings filed on 06 Nov 2025.
Benchmark Context
How Return On Equity compares
Return On Equity is down about 237% versus the comparable prior period.
Compared with
Compared with Guild Holdings Co's recent history first. Same-industry peer context appears only when enough SEC-backed benchmark coverage exists.
Why this is notable
Return On Equity already has a self-history signal here, but same-industry benchmark context waits until the benchmark sample is strong enough.
- Latest comparable period on this page: Q3 2025.
- Peer context will appear when enough companies report a comparable value for this metric.
- Open the metric history first if you want to verify the exact period-to-period change.
Industry benchmark context uses SEC-reported values from the same methodology version. Latest periods may differ across companies.
Filing notes and source
Key facts
- Guild Holdings Co financial facts use SEC filings; any third-party reference is labeled separately.
- Latest metrics period on this page: Q3 2025.
- Headline metric: Return On Equity 11%.
Change
- Return On Equity YoY relative change: -237%.
- Most recent SEC facts end date: 30 Sep 2025.
Research use
- This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
- Metric cards link to SEC history; a third-party reference may use a different or unverified reporting period.
Evidence
Based on latest 10-Q/10-K
View source filing
Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.
Latest financial snapshot (2025-09-30) highlights Return On Equity 10.5% and Return On Assets 2.6%.
Valuation Snapshot
SEC-only DCF estimate using a normalized free cash flow base, cash, debt, and reported share count when available.
No market comparison
No market comparison
Medium confidence
USD inputs only. Cash and complete debt must share the latest balance date. Missing balances are unknown, never zero; equity value and market EV remain unavailable until both are verified.
Fair value per share
n/a
Market price
n/a
PEG ratio
n/a
Enterprise value
$2.38B
Equity value
n/a
DCF fair value scenarios
Bear
n/a
- Growth
- 1%
- Discount
- 11%
- Terminal
- 2%
Base
n/a
- Growth
- 4%
- Discount
- 10%
- Terminal
- 2.5%
Bull
n/a
- Growth
- 7%
- Discount
- 9%
- Terminal
- 3%
Base growth: DCF Growth Assumption.
Key valuation metrics
EV/Revenue
n/a
Market price market EV / SEC revenue
Market enterprise value is unavailable
EV/EBITDA
n/a
Market price market EV / SEC EBITDA
Market enterprise value is unavailable
P/E
n/a
Market price market price / SEC EPS
Market cap is unavailable
P/S
n/a
Market price market cap / SEC revenue
Market cap is unavailable
P/B
n/a
Market price market cap / SEC equity
Market cap is unavailable
PEG
n/a
P/E / DCF Growth Assumption
P/e or positive growth is unavailable
Core assumptions
- Projection
- 5 years
- FCF growth
- 4%
- Discount rate
- 10%
- Terminal growth
- 2.5%
SEC fact inputs
- DCF base FCF
- $163.17M
- Normalized SEC FCF average
- Reported FCF
- $24.85M
- Net income
- $126.03M
- EBITDA
- n/a
- Cash
- $106.4M
- Debt
- n/a
- Equity
- $1.24B
- Shares
- 62,814,000
Input periods, units and SEC sources
Equity value = DCF enterprise value + cash − debt. Cash flow uses matching annual or trailing-12-month periods.
- Operating cash flow: 33,907,000.0 USD · through 2025-09-30 · prior annual + current YTD − prior YTD SEC source SEC source SEC source
- Capital expenditures: 9,055,000.0 USD · through 2025-09-30 · prior annual + current YTD − prior YTD SEC source SEC source SEC source
- Cash and equivalents: 106,401,000.0 USD · through 2025-09-30 SEC source
- Debt: unavailable on a verified comparable basis
Data confidence notes
- Debt unavailable: no complete usd debt balance at the latest balance date
- Dcf base free cash flow: dcf base starts from trailing sec free cash flow
- Dcf base free cash flow: trailing free cash flow is below recent annual free cash flow, so dcf uses a normalized sec average
- Ticker missing for issuer
- Debt missing: equity value and market ev unavailable
- Peg uses dcf growth assumption because historical sec growth is not positive
- Dcf uses fallback growth assumption because historical free cash flow growth is not positive
- Peg unavailable: market price is missing
Financial Quality Score
Transparent 0-100 scoring model based on profitability, financial health, and growth factors.
11.8/100
Weak Confidence low
Return On Equity
11%
Metric score 14.8/100
Return On Assets
2.6%
Metric score 7.3/100
Financial Health
Strengths
No strong signals yet.
Watchpoints
Return On Equity and Return On Assets
Calculation methodology and other links
How we score
This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.
| Metric | Weight | V1 threshold |
|---|---|---|
| ROIC | 20 | 5% to 20% |
| ROE | 15 | 8% to 25% |
| ROA | 10 | 2% to 10% |
| Operating Margin | 5 | 5% to 25% |
| Current Ratio | 12 | 1.0x to 2.0x |
| Quick Ratio | 8 | 0.8x to 1.5x |
| Debt to Equity | 10 | 0.3x to 2.0x (lower is better) |
| Revenue YoY | 10 | -10% to +20% |
| Net Income YoY | 10 | -10% to +20% |
How Calculated (standard_v1)
Metrics are computed with a market-consensus convention designed for cross-portal comparability.
- Operating Income / Revenues using matching TTM or quarter periods; basis shown per metric
- Current Assets / Current Liabilities (latest instant quarter)
- (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
- Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
- TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
- TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
- TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
- Revenues YoY using available TTM or quarter comparison; basis shown per metric
- Net Income YoY using available TTM or quarter comparison; basis shown per metric
CIK / security context first