Nerdy Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
NRDY on NYSE
Location
St. Louis, MO
Fiscal year end
31 December
Latest financial report
26 Feb 2026

Quick Takeaways

  • NRDY - Nerdy Inc. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity -135%.

What Changed

  • Return On Equity YoY change: <span class="text-green-600">+47%</span>.
  • Most recent SEC facts end date: 31 Dec 2025.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2025-12-31) highlights Return On Equity -135.4%, Return On Assets -39.6%, and Operating Margin -12.5%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

38.1/100

Weak Confidence high

Return On Equity

-135%

Metric score 0.0/100

Return On Assets

-40%

Metric score 0.0/100

Financial Health

Current Ratio
2.27x
Quick Ratio
2.09x
Debt to Equity
0.75x

Strengths

Current Ratio, Quick Ratio, and Debt-to-equity

Watchpoints

Return On Equity, Return On Assets, and Operating Margin

Key metrics snapshot

Return On Equity

-135%

YoY: +47%

Industry median: 11% (n=39)

View history

Return On Assets

-40%

YoY: +21%

Industry median: -3.1% (n=38)

View history

Operating Margin

-13%

YoY: -6.2%

Industry median: -6.6% (n=31)

View history

Current Ratio

2.27x

YoY: -0.63%

Industry median: 1.21x (n=39)

View history

Quick Ratio

2.09x

YoY: -1.2%

Industry median: 0.65x (n=29)

View history

Debt-to-equity

0.75x

YoY: +72%

Industry median: 0.4x (n=29)

View history

Revenues YoY

-5.9%

YoY:

Industry median: -0.42% (n=33)

View history

NetIncomeLoss YoY

6.3%

YoY:

Industry median: 0.87% (n=37)

View history

Profitability

Metric Latest value YoY change
Return On Equity -135% +47%
Return On Assets -40% +21%
Operating Margin -13% -6.2%

Financial Health

Metric Latest value YoY change
Current Ratio 2.27x -0.63%
Quick Ratio 2.09x -1.2%
Debt-to-equity 0.75x +72%

Growth

Metric Latest value YoY change
Revenues YoY -5.9%
NetIncomeLoss YoY 6.3%

Share Metrics

Metric Latest value YoY change
Weighted Average Number of Shares Outstanding, Basic 120,830,000 +8.2%
Weighted Average Number of Shares Outstanding, Diluted 120,830,000 +8.2%

Additional Metrics

Metric Latest value YoY change
Revenue from Contract with Customer, Excluding Assessed Tax $178,988,000 -5.9%
Selling and Marketing Expense $60,123,000 -16%
General and Administrative Expense $105,521,000 -17%
Operating Income (Loss) $61,864,000 +12%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $60,789,000 +9.3%
Income Tax Expense (Benefit) $159,000 +38%
Earnings Per Share, Basic -0.33 +13%
Earnings Per Share, Diluted -0.33 +13%
Cash and Cash Equivalents, at Carrying Value $47,895,000 -8.8%
Accounts Receivable, after Allowance for Credit Loss, Current $5,639,000 -23%
Other Assets, Current $4,640,000 -4.1%
Assets, Current $58,174,000 -10%
Property, Plant and Equipment, Net $8,683,000 -49%
Operating Lease, Right-of-Use Asset $1,699,000 -32%
Goodwill $5,717,000 0%
Other Assets, Noncurrent $1,699,000 -32%
Assets $76,166,000 -18%
Accounts Payable, Current $3,376,000 +32%
Employee-related Liabilities, Current $3,580,000 +29%
Contract with Customer, Liability, Current $14,481,000 -5.1%
Liabilities, Current $25,625,000 -9.5%
Operating Lease, Liability, Noncurrent $2,065,000 -14%
Other Liabilities, Noncurrent $2,281,000 -26%
Liabilities $47,233,000 +50%
Accumulated Other Comprehensive Income (Loss), Net of Tax $36,000 +89%
Retained Earnings (Accumulated Deficit) $597,786,000 -7.2%
Stockholders' Equity Attributable to Parent $19,009,000 -52%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $28,933,000 -53%
Liabilities and Equity $76,166,000 -18%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $47,895,000 -9.1%
Deferred Tax Assets, Valuation Allowance $137,106,000 +11%
Deferred Tax Assets, Gross $137,106,000 +11%
Operating Lease, Liability $2,399,000 -28%
Depreciation $575,000 -36%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $39,903,000 +6.3%
Lessee, Operating Lease, Liability, to be Paid $3,146,000 -28%
Property, Plant and Equipment, Gross $30,206,000 -41%
Operating Lease, Liability, Current $334,000 -64%
Lessee, Operating Lease, Liability, to be Paid, Year Two $577,000 +1.8%
Lessee, Operating Lease, Liability, to be Paid, Year One $567,000 -53%
Operating Lease, Weighted Average Discount Rate, Percent 0.1036 +11%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $747,000 -27%
Lessee, Operating Lease, Liability, to be Paid, Year Three $588,000 +1.9%
Deferred Tax Assets, Operating Loss Carryforwards $60,612,000 +31%
Lessee, Operating Lease, Liability, to be Paid, Year Four $599,000 +1.9%
Additional Paid in Capital $616,741,000 +3.3%
Amortization of Intangible Assets $625,000 +1.8%
Deferred Tax Assets, Net of Valuation Allowance $0

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY