SoFi Technologies, Inc. financial data

Symbol
SOFI on Nasdaq
Location
234 1 St Street, San Francisco, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q1 2025 - May 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 459 % +6.32%
Return On Equity 7.64 %
Return On Assets 1.37 %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 1.11B shares +4.55%
Common Stock, Shares, Outstanding 1.1B shares +4.51%
Entity Public Float 6.7B USD -9.46%
Common Stock, Value, Issued 110K USD +4.76%
Weighted Average Number of Shares Outstanding, Basic 1.1B shares +11.7%
Weighted Average Number of Shares Outstanding, Diluted 1.19B shares +13.7%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 528M USD +19.5%
Cost of Revenue 497M USD +25.5%
Research and Development Expense 577M USD +9.86%
Selling and Marketing Expense 867M USD +21.9%
General and Administrative Expense 611M USD +14.8%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 219M USD -15.3%
Income Tax Expense (Benefit) -263M USD -3650%
Net Income (Loss) Attributable to Parent 482M USD -19.2%
Earnings Per Share, Basic 0 USD/shares -25%
Earnings Per Share, Diluted 0 USD/shares +200%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 2.09B USD -43.5%
Operating Lease, Right-of-Use Asset 77.8M USD -10.9%
Intangible Assets, Net (Excluding Goodwill) 280M USD -19.5%
Goodwill 1.39B USD 0%
Assets 37.7B USD +20.6%
Contract with Customer, Liability, Current 5.46M USD -3.48%
Liabilities 31.1B USD +23.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax 2.83M USD
Retained Earnings (Accumulated Deficit) -1.23B USD +28.1%
Stockholders' Equity Attributable to Parent 6.68B USD +14.6%
Liabilities and Equity 37.7B USD +20.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 21.5M USD -97.1%
Net Cash Provided by (Used in) Financing Activities 1.43B USD +35.1%
Net Cash Provided by (Used in) Investing Activities -1.44B USD -14.2%
Common Stock, Shares Authorized 3.1B shares 0%
Common Stock, Shares, Issued 1.1B shares +4.51%
Common Stock, Par or Stated Value Per Share 0 USD/shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 6.78M USD -98.7%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 2.72B USD -34.5%
Deferred Tax Assets, Valuation Allowance 30.7M USD -91.1%
Deferred Tax Assets, Gross 441M USD +5.11%
Operating Lease, Liability 93.1M USD -11.8%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 487M USD -5.57%
Lessee, Operating Lease, Liability, to be Paid 117M USD -12%
Lessee, Operating Lease, Liability, to be Paid, Year Two 24.1M USD +3.93%
Lessee, Operating Lease, Liability, to be Paid, Year One 25.5M USD +3.82%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Deferred Income Tax Expense (Benefit) 8.79M USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 20M USD -19.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 17.7M USD -17.5%
Deferred Tax Assets, Operating Loss Carryforwards 193M USD -18.5%
Unrecognized Tax Benefits 36.2M USD +22.1%
Lessee, Operating Lease, Liability, to be Paid, Year Four 16.3M USD +3.16%
Additional Paid in Capital 7.91B USD +4.86%
Depreciation, Depletion and Amortization 55.3M USD +13.9%
Deferred Tax Assets, Net of Valuation Allowance 410M USD +455%
Share-based Payment Arrangement, Expense 255M USD -2.77%
Interest Expense 917M USD +204%