Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Location
Austin, TX
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 12 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 548% % -42%
Debt-to-equity 267% % 166%
Return On Equity -5.5% % 93%
Return On Assets -1.5% % 96%
Operating Margin -5.4% % 98%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 117,676,162 shares -1.8%
Common Stock, Shares, Outstanding 117,660,648 shares -1.4%
Entity Public Float $198,100,000 USD -60%
Common Stock, Value, Issued $1,282,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 118,603,000 shares -0.48%
Weighted Average Number of Shares Outstanding, Diluted 118,603,000 shares -0.48%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $93,217,000 USD 288%
Research and Development Expense $8,777,000 USD 97%
Selling and Marketing Expense $14,800,000 USD -14%
General and Administrative Expense $53,091,000 USD 21%
Operating Income (Loss) $5,006,000 USD 92%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $5,369,000 USD 92%
Income Tax Expense (Benefit) $1,133,000 USD -102%
Net Income (Loss) Attributable to Parent $4,236,000 USD 97%
Earnings Per Share, Basic -0.04 USD/shares 96%
Earnings Per Share, Diluted -0.04 USD/shares 96%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $176,614,000 USD -27%
Accounts Receivable, after Allowance for Credit Loss, Current $3,653,000 USD -28%
Other Assets, Current $5,416,000 USD 68%
Assets, Current $222,687,000 USD -19%
Deferred Income Tax Assets, Net $0 USD -100%
Property, Plant and Equipment, Net $458,000 USD -37%
Operating Lease, Right-of-Use Asset $3,063,000 USD -21%
Other Assets, Noncurrent $3,532,000 USD -36%
Assets $236,679,000 USD -20%
Accounts Payable, Current $446,000 USD -53%
Accrued Liabilities, Current $8,699,000 USD 68%
Liabilities, Current $49,258,000 USD 4.2%
Operating Lease, Liability, Noncurrent $2,382,000 USD -27%
Other Liabilities, Noncurrent $5,239,000 USD -29%
Liabilities $161,719,000 USD -26%
Retained Earnings (Accumulated Deficit) $332,995,000 USD -1.3%
Stockholders' Equity Attributable to Parent $74,960,000 USD -4%
Liabilities and Equity $236,679,000 USD -20%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,838,000 USD -135%
Net Cash Provided by (Used in) Financing Activities $2,633,000 USD -34%
Net Cash Provided by (Used in) Investing Activities $606,000 USD 5.6%
Common Stock, Shares Authorized 550,000,000 shares 0%
Common Stock, Shares, Issued 128,198,185 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $7,077,000 USD -184%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $188,218,000 USD -26%
Interest Paid, Excluding Capitalized Interest, Operating Activities $2,489,000 USD -30%
Deferred Tax Assets, Valuation Allowance $84,390,000 USD -1.9%
Deferred Tax Assets, Gross $89,387,000 USD 0.27%
Operating Lease, Liability $3,279,000 USD -19%
Payments to Acquire Property, Plant, and Equipment $45,000 USD
Lessee, Operating Lease, Liability, to be Paid $3,673,000 USD -22%
Operating Lease, Liability, Current $897,000 USD 15%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,142,000 USD 3.7%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,106,000 USD 5.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.082 pure -4.7%
Deferred Income Tax Expense (Benefit) $0 USD -100%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $394,000 USD -40%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,171,000 USD 2.5%
Deferred Tax Assets, Operating Loss Carryforwards $14,943,000 USD 130%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $3,590,000 USD -24%
Lessee, Operating Lease, Liability, to be Paid, Year Four $241,000 USD -79%
Additional Paid in Capital $497,663,000 USD -1%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $544,000 USD 46%
Deferred Tax Assets, Net of Valuation Allowance $4,997,000 USD 61%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%