Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Industry
Personal Credit Institutions
Location
1501 S. Mopac Expressway, Suite #450, Austin, TX
Fiscal year end
December 31
Former names
Nebula Parent Corp. (to 6/12/2020)
Latest financial report
10-Q - Q3 2024 - Nov 8, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 1.22K % -24.9%
Debt-to-equity 79.5 % +0.99%
Return On Equity 2.15 % -79.9%
Return On Assets 1.2 % -79.9%
Operating Margin 5.11 % -84.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 119M shares -0.34%
Common Stock, Shares, Outstanding 119M shares -0.2%
Entity Public Float 800M USD -11.1%
Common Stock, Value, Issued 1.28M USD 0%
Weighted Average Number of Shares Outstanding, Basic 119M shares -0.8%
Weighted Average Number of Shares Outstanding, Diluted 119M shares -1.5%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 95.9M USD -25.9%
Research and Development Expense 5.1M USD -13.7%
Selling and Marketing Expense 17.6M USD +1.88%
General and Administrative Expense 45.3M USD +7.38%
Operating Income (Loss) 4.9M USD -88.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 6.03M USD -85.3%
Income Tax Expense (Benefit) 1.44M USD -92.1%
Net Income (Loss) Attributable to Parent 4.58M USD -79.8%
Earnings Per Share, Basic 0.04 USD/shares -78.9%
Earnings Per Share, Diluted 0.04 USD/shares -78.9%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 250M USD +7.58%
Accounts Receivable, after Allowance for Credit Loss, Current 4.57M USD -13.3%
Other Assets, Current 3.36M USD +7.24%
Assets, Current 295M USD +0.3%
Deferred Income Tax Assets, Net 65.6M USD +1.35%
Property, Plant and Equipment, Net 5.53M USD +49%
Operating Lease, Right-of-Use Asset 4.07M USD -1.88%
Other Assets, Noncurrent 3.66M USD -33.9%
Assets 396M USD +3.22%
Accounts Payable, Current 282K USD +27.6%
Accrued Liabilities, Current 10.3M USD +10.8%
Liabilities, Current 31.3M USD +56.6%
Operating Lease, Liability, Noncurrent 3.46M USD -4.26%
Other Liabilities, Noncurrent 6.5M USD +65.5%
Liabilities 175M USD +3.91%
Retained Earnings (Accumulated Deficit) -184M USD +2.43%
Stockholders' Equity Attributable to Parent 220M USD +2.67%
Liabilities and Equity 396M USD +3.22%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 11M USD -62.7%
Net Cash Provided by (Used in) Financing Activities -1.96M USD +91.3%
Net Cash Provided by (Used in) Investing Activities -642K USD -91.6%
Common Stock, Shares Authorized 550M shares 0%
Common Stock, Shares, Issued 128M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 8.41M USD +23.9%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 261M USD +9.45%
Interest Paid, Excluding Capitalized Interest, Operating Activities 3.54M USD +39.6%
Operating Lease, Liability 4.08M USD -12.1%
Payments to Acquire Property, Plant, and Equipment 0 USD -100%
Lessee, Operating Lease, Liability, to be Paid 4.94M USD -15.3%
Operating Lease, Liability, Current 632K USD +12.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two 945K USD +2.72%
Lessee, Operating Lease, Liability, to be Paid, Year One 919K USD +2.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.08 pure 0%
Deferred Income Tax Expense (Benefit) 2.15M USD +76.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 856K USD -28.1%
Lessee, Operating Lease, Liability, to be Paid, Year Three 970K USD +2.65%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 4M USD +2.56%
Lessee, Operating Lease, Liability, to be Paid, Year Four 996K USD +2.68%
Additional Paid in Capital 502M USD -0.41%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 372K USD +52.5%
Deferred Tax Assets, Net of Valuation Allowance 76.1M USD -4.89%
Share-based Payment Arrangement, Expense 4.46M USD +150%
Interest Expense 11M USD +48.9%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%