Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Location
1501 S. Mopac Expressway, Suite #450, Austin, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q1 2025 - May 8, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 786 % -45.3%
Debt-to-equity 132 % +66.4%
Return On Equity -93.7 % -1464%
Return On Assets -40.5 % -1155%
Operating Margin -407 % -2417%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 120M shares +0.76%
Common Stock, Shares, Outstanding 120M shares +0.53%
Entity Public Float 500M USD -37.5%
Common Stock, Value, Issued 1.28M USD 0%
Weighted Average Number of Shares Outstanding, Basic 119M shares +0.44%
Weighted Average Number of Shares Outstanding, Diluted 120M shares +0.18%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 17.7M USD -83.9%
Research and Development Expense 5.25M USD -9.86%
Selling and Marketing Expense 17.4M USD +0.56%
General and Administrative Expense 42.8M USD -4.55%
Operating Income (Loss) -71.9M USD -473%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -71.5M USD -464%
Income Tax Expense (Benefit) 68M USD +1263%
Net Income (Loss) Attributable to Parent -139M USD -1054%
Earnings Per Share, Basic -1 USD/shares -1067%
Earnings Per Share, Diluted -1 USD/shares -1067%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 236M USD -4.35%
Accounts Receivable, after Allowance for Credit Loss, Current 5.55M USD -3.5%
Other Assets, Current 3.18M USD +19.3%
Assets, Current 278M USD -4.37%
Deferred Income Tax Assets, Net 0 USD -100%
Property, Plant and Equipment, Net 650K USD -84.3%
Operating Lease, Right-of-Use Asset 3.68M USD -3.87%
Other Assets, Noncurrent 5.51M USD +51.7%
Assets 304M USD -20.1%
Accounts Payable, Current 352K USD -20%
Accrued Liabilities, Current 7.6M USD -3.76%
Liabilities, Current 44.7M USD +102%
Operating Lease, Liability, Noncurrent 3.06M USD -6.65%
Other Liabilities, Noncurrent 7.1M USD +37.3%
Liabilities 224M USD +32.7%
Retained Earnings (Accumulated Deficit) -328M USD -73.9%
Stockholders' Equity Attributable to Parent 79.8M USD -62.3%
Liabilities and Equity 304M USD -20.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -3.84M USD -135%
Net Cash Provided by (Used in) Financing Activities -2.63M USD -34.4%
Net Cash Provided by (Used in) Investing Activities -606K USD +5.61%
Common Stock, Shares Authorized 550M shares 0%
Common Stock, Shares, Issued 128M shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -7.08M USD -184%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 247M USD -3.23%
Interest Paid, Excluding Capitalized Interest, Operating Activities 2.49M USD -29.7%
Deferred Tax Assets, Valuation Allowance 86.1M USD
Deferred Tax Assets, Gross 89.1M USD +17.2%
Operating Lease, Liability 4.05M USD -0.74%
Payments to Acquire Property, Plant, and Equipment 45K USD
Lessee, Operating Lease, Liability, to be Paid 4.71M USD -4.58%
Operating Lease, Liability, Current 779K USD +23.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.1M USD +16.5%
Lessee, Operating Lease, Liability, to be Paid, Year One 1.04M USD +13.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure +13%
Deferred Income Tax Expense (Benefit) 0 USD -100%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 660K USD -22.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.14M USD +17.7%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 4.71M USD +18.7%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.17M USD +17.6%
Additional Paid in Capital 498M USD -0.15%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 544K USD +46.2%
Deferred Tax Assets, Net of Valuation Allowance 3.1M USD -95.9%
Interest Expense 11M USD +48.9%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%