Open Lending Corp financial data

Symbol
LPRO on Nasdaq
Location
Austin, TX
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 582% % -52%
Debt-to-equity 283% % 256%
Return On Equity -194% % -9149%
Return On Assets -51% % -4344%
Operating Margin -498% % -9832%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 118,189,443 shares -0.97%
Common Stock, Shares, Outstanding 118,175,598 shares -0.91%
Entity Public Float $500,000,000 USD -38%
Common Stock, Value, Issued $1,282,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 118,173,000 shares -0.91%
Weighted Average Number of Shares Outstanding, Diluted 118,173,000 shares -1.1%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $16,948,000 USD -82%
Research and Development Expense $7,693,000 USD 51%
Selling and Marketing Expense $15,926,000 USD -9.6%
General and Administrative Expense $54,473,000 USD 20%
Operating Income (Loss) $84,320,000 USD -1820%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $84,392,000 USD -1500%
Income Tax Expense (Benefit) $65,962,000 USD 4468%
Net Income (Loss) Attributable to Parent $150,354,000 USD -3380%
Earnings Per Share, Basic -1 USD/shares -3200%
Earnings Per Share, Diluted -1 USD/shares -3200%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $222,134,000 USD -11%
Accounts Receivable, after Allowance for Credit Loss, Current $4,418,000 USD -3.2%
Other Assets, Current $6,391,000 USD 90%
Assets, Current $272,568,000 USD -7.5%
Deferred Income Tax Assets, Net $0 USD -100%
Property, Plant and Equipment, Net $518,000 USD -91%
Operating Lease, Right-of-Use Asset $3,273,000 USD -20%
Other Assets, Noncurrent $3,560,000 USD -2.8%
Assets $287,651,000 USD -27%
Accounts Payable, Current $1,038,000 USD 268%
Accrued Liabilities, Current $8,640,000 USD -16%
Liabilities, Current $48,759,000 USD 56%
Operating Lease, Liability, Noncurrent $2,613,000 USD -25%
Other Liabilities, Noncurrent $6,601,000 USD 1.6%
Liabilities $214,826,000 USD 23%
Retained Earnings (Accumulated Deficit) $334,677,000 USD -82%
Stockholders' Equity Attributable to Parent $72,825,000 USD -67%
Liabilities and Equity $287,651,000 USD -27%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,838,000 USD -135%
Net Cash Provided by (Used in) Financing Activities $2,633,000 USD -34%
Net Cash Provided by (Used in) Investing Activities $606,000 USD 5.6%
Common Stock, Shares Authorized 550,000,000 shares 0%
Common Stock, Shares, Issued 128,198,185 shares 0%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $7,077,000 USD -184%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $233,729,000 USD -10%
Interest Paid, Excluding Capitalized Interest, Operating Activities $2,489,000 USD -30%
Deferred Tax Assets, Valuation Allowance $86,050,000 USD
Deferred Tax Assets, Gross $89,147,000 USD 17%
Operating Lease, Liability $4,052,000 USD -0.74%
Payments to Acquire Property, Plant, and Equipment $45,000 USD
Lessee, Operating Lease, Liability, to be Paid $4,712,000 USD -4.6%
Operating Lease, Liability, Current $779,000 USD 23%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,101,000 USD 17%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,044,000 USD 14%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 13%
Deferred Income Tax Expense (Benefit) $0 USD -100%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $660,000 USD -23%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,142,000 USD 18%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $4,710,000 USD 19%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,171,000 USD 18%
Additional Paid in Capital $496,827,000 USD -1%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $544,000 USD 46%
Deferred Tax Assets, Net of Valuation Allowance $3,097,000 USD -96%
Interest Expense $11,044,000 USD 49%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%