Root, Inc. financial data

Symbol
ROOT on Nasdaq
Location
Columbus, OH
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 05 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 522% % -27%
Return On Equity 24% %
Return On Assets 3.6% %
Operating Margin 6% % 99%

Shares

Label TTM Value / Value Unit Change %
Entity Public Float $513,500,000 USD 539%
Weighted Average Number of Shares Outstanding, Basic 15,400,000 shares 2.7%
Weighted Average Number of Shares Outstanding, Diluted 15,400,000 shares -8.9%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,446,800,000 USD 39%
Selling and Marketing Expense $166,400,000 USD 33%
General and Administrative Expense $86,700,000 USD 19%
Operating Income (Loss) $86,200,000 USD 175%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $57,500,000 USD -122%
Income Tax Expense (Benefit) $400,000 USD
Net Income (Loss) Attributable to Parent $57,100,000 USD -124%
Earnings Per Share, Basic 3 USD/shares -124%
Earnings Per Share, Diluted 3 USD/shares -126%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $653,300,000 USD -3.2%
Property, Plant and Equipment, Net $1,800,000 USD -36%
Operating Lease, Right-of-Use Asset $2,600,000 USD -26%
Assets $1,642,400,000 USD 5.2%
Liabilities $1,265,400,000 USD -0.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax $3,500,000 USD 67%
Retained Earnings (Accumulated Deficit) $1,646,900,000 USD 3.4%
Stockholders' Equity Attributable to Parent $265,000,000 USD 46%
Liabilities and Equity $1,642,400,000 USD 5.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,800,000 USD 85%
Net Cash Provided by (Used in) Financing Activities $2,800,000 USD -600%
Net Cash Provided by (Used in) Investing Activities $13,800,000 USD 74%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $10,200,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $654,400,000 USD -3.2%
Deferred Tax Assets, Valuation Allowance $345,900,000 USD -2.9%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross $355,200,000 USD -2.3%
Operating Lease, Liability $6,000,000 USD -27%
Payments to Acquire Property, Plant, and Equipment $0 USD -100%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $58,500,000 USD -115%
Lessee, Operating Lease, Liability, to be Paid $7,100,000 USD -30%
Property, Plant and Equipment, Gross $15,800,000 USD -1.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,300,000 USD 4.5%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,200,000 USD -27%
Operating Lease, Weighted Average Discount Rate, Percent 0.12 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,100,000 USD -42%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,400,000 USD 4.3%
Deferred Tax Assets, Operating Loss Carryforwards $271,600,000 USD -3.2%
Preferred Stock, Shares Issued 14,100,000 shares 0%
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $200,000 USD -92%
Additional Paid in Capital $1,908,400,000 USD 1.3%
Preferred Stock, Shares Outstanding 14,100,000 shares 0%
Deferred Tax Assets, Net of Valuation Allowance $9,300,000 USD 31%
Share-based Payment Arrangement, Expense $32,200,000 USD 83%
Interest Expense $46,600,000 USD 16%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%