Porch Group, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q1 2026.

Symbol
PRCH on Nasdaq
Location
Seattle, WA
Fiscal year end
31 December
Latest financial report
20 Feb 2026

Latest SEC snapshot (2026-02-16) highlights Return On Equity 9.9%, Return On Assets 2.8%, and Operating Margin 11.7%.

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

50.3/100

Caution Confidence high

Return On Equity

9.9%

Metric score 11.2/100

Return On Assets

2.8%

Metric score 10.4/100

Financial Health

Current Ratio
2.49x
Quick Ratio
1.94x
Debt to Equity
17.63x

Strengths

Current Ratio, Quick Ratio, and Revenues YoY

Watchpoints

Return On Equity, Return On Assets, and Operating Margin

Key metrics snapshot

Return On Equity

9.9%

YoY: -88%

Industry median: 1.8% (n=299)

View history

Return On Assets

2.8%

YoY: -89%

Industry median: -5.8% (n=296)

View history

Operating Margin

12%

YoY: -142%

Industry median: -8.4% (n=265)

View history

Current Ratio

2.49x

YoY: +48%

Industry median: 1.3x (n=305)

View history

Quick Ratio

1.94x

YoY: +83%

Industry median: 1.01x (n=235)

View history

Debt-to-equity

17.63x

YoY: +69%

Industry median: 0.53x (n=275)

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Revenues YoY

34%

YoY:

Industry median: 5% (n=75)

View history

NetIncomeLoss YoY

90%

YoY:

Industry median: 7.1% (n=284)

View history

Profitability

Metric Latest value YoY change
Return On Equity 9.9% -88%
Return On Assets 2.8% -89%
Operating Margin 12% -142%

Financial Health

Metric Latest value YoY change
Current Ratio 2.49x +48%
Quick Ratio 1.94x +83%
Debt-to-equity 17.63x +69%

Growth

Metric Latest value YoY change
Revenues YoY 34%
NetIncomeLoss YoY 90%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 124,461,898 +2.4%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%