Pioneer Bancorp, Inc./MD financial data

Symbol
PBFS on Nasdaq
Location
Albany, NY
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 12 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 578% % 3.3%
Return On Equity 6.4% %
Return On Assets 0.95% %

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25,076,801 shares -3%
Common Stock, Shares, Outstanding 25,072,214 shares -3.5%
Entity Public Float $121,400,000 USD 13%
Common Stock, Value, Issued $251,000 USD -3.5%
Weighted Average Number of Shares Outstanding, Basic 24,471,179 shares
Weighted Average Number of Shares Outstanding, Diluted 24,566,658 shares

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $15,814,000 USD
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $26,489,000 USD
Income Tax Expense (Benefit) $6,202,000 USD
Net Income (Loss) Attributable to Parent $20,287,000 USD
Earnings Per Share, Basic 0.83 USD/shares
Earnings Per Share, Diluted 0.83 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $31,536,000 USD 2.9%
Operating Lease, Right-of-Use Asset $3,620,000 USD -17%
Goodwill $9,599,000 USD -12%
Assets $2,150,684,000 USD 8.6%
Liabilities $1,826,823,000 USD 9.1%
Accumulated Other Comprehensive Income (Loss), Net of Tax $14,033,000 USD 153%
Retained Earnings (Accumulated Deficit) $203,045,000 USD 4.6%
Stockholders' Equity Attributable to Parent $323,861,000 USD 6.3%
Liabilities and Equity $2,150,684,000 USD 8.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,526,000 USD -207%
Net Cash Provided by (Used in) Financing Activities $92,283,000 USD -26%
Net Cash Provided by (Used in) Investing Activities $45,652,000 USD -117%
Common Stock, Shares Authorized 75,000,000 shares 0%
Common Stock, Shares, Issued 25,072,214 shares -3.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $43,105,000 USD -60%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $133,675,000 USD 38%
Interest Paid, Excluding Capitalized Interest, Operating Activities $6,819,000 USD 17%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $10,832,000 USD 2.4%
Operating Lease, Liability $3,891,000 USD -16%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $28,777,000 USD
Lessee, Operating Lease, Liability, to be Paid $5,074,000 USD -16%
Operating Lease, Weighted Average Discount Rate, Percent 0.0426 pure 7.6%
Deferred Income Tax Expense (Benefit) $389,000 USD 32%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,183,000 USD -14%
Deferred Tax Assets, Operating Loss Carryforwards $144,000 USD 0%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Operating Lease, Payments $627,000 USD 7.2%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $24,019,000 USD 160%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%