Tectonic Financial, Inc. financial data

Symbol
TECTP on Nasdaq
Location
16200 Dallas Parkway, Suite 190, Dallas, TX
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 14, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 736 % +22.3%
Return On Equity 15 % +15.4%
Return On Assets 1.79 % -3.24%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6.78M shares -3.97%
Common Stock, Shares, Outstanding 6.78M shares -3.97%
Entity Public Float 0 USD
Common Stock, Value, Issued 72K USD 0%
Weighted Average Number of Shares Outstanding, Basic 6.78M shares -4.07%
Weighted Average Number of Shares Outstanding, Diluted 6.88M shares -4.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 23.1M USD +32%
Income Tax Expense (Benefit) 5.85M USD +82.2%
Net Income (Loss) Attributable to Parent 17.2M USD +20.6%
Earnings Per Share, Basic 2 USD/shares +25.3%
Earnings Per Share, Diluted 2 USD/shares +27.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Marketable Securities, Current 317K USD +217%
Deferred Income Tax Assets, Net 1.92M USD +72.7%
Property, Plant and Equipment, Net 4.56M USD -4.76%
Operating Lease, Right-of-Use Asset 4.2M USD +110%
Intangible Assets, Net (Excluding Goodwill) 201K USD -51.2%
Goodwill 21.4M USD 0%
Assets 1.06B USD +25.5%
Liabilities 945M USD +28.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax -994K USD +20.4%
Retained Earnings (Accumulated Deficit) 78.9M USD +18.7%
Stockholders' Equity Attributable to Parent 119M USD +5.62%
Liabilities and Equity 1.06B USD +25.5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities -35.6M USD -1026%
Net Cash Provided by (Used in) Financing Activities 41.8M USD -54.9%
Net Cash Provided by (Used in) Investing Activities -2.82M USD +87%
Common Stock, Shares Authorized 40M shares 0%
Common Stock, Shares, Issued 7.25M shares +0.89%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 3.34M USD -95.1%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 164M USD +59.6%
Interest Paid, Excluding Capitalized Interest, Operating Activities 8.31M USD +24.5%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 3.31M USD +44.3%
Operating Lease, Liability 4.28M USD +99.9%
Payments to Acquire Property, Plant, and Equipment 7K USD -95.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 17.5M USD +13.2%
Lessee, Operating Lease, Liability, to be Paid 5.55M USD +132%
Property, Plant and Equipment, Gross 6.41M USD +3.44%
Lessee, Operating Lease, Liability, to be Paid, Year Two 188K USD -75.6%
Lessee, Operating Lease, Liability, to be Paid, Year One 193K USD +1.58%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 119K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.28M USD +395%
Lessee, Operating Lease, Liability, to be Paid, Year Three 678K USD +33.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four 639K USD +180%
Additional Paid in Capital 50.1M USD +0.24%
Amortization of Intangible Assets 158K USD -40.2%
Deferred Tax Assets, Net of Valuation Allowance 1.9M USD +72.7%
Share-based Payment Arrangement, Expense 20K USD
Interest Expense 34.4M USD +18.3%