Tectonic Financial, Inc. financial data

Symbol
TECTP on Nasdaq
Location
Dallas, TX
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 14 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 736% % 22%
Return On Equity 15% % 15%
Return On Assets 1.8% % -3.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 6,776,601 shares -4%
Common Stock, Shares, Outstanding 6,776,601 shares -4%
Entity Public Float $0 USD
Common Stock, Value, Issued $72,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 6,776,601 shares -4.1%
Weighted Average Number of Shares Outstanding, Diluted 6,876,918 shares -4.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $23,056,000 USD 32%
Income Tax Expense (Benefit) $5,849,000 USD 82%
Net Income (Loss) Attributable to Parent $17,207,000 USD 21%
Earnings Per Share, Basic 2 USD/shares 25%
Earnings Per Share, Diluted 2 USD/shares 27%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $1,917,000 USD 73%
Property, Plant and Equipment, Net $4,562,000 USD -4.8%
Operating Lease, Right-of-Use Asset $4,200,000 USD 110%
Intangible Assets, Net (Excluding Goodwill) $201,000 USD -51%
Goodwill $21,440,000 USD 0%
Assets $1,063,837,000 USD 26%
Liabilities $944,686,000 USD 29%
Accumulated Other Comprehensive Income (Loss), Net of Tax $994,000 USD 20%
Retained Earnings (Accumulated Deficit) $78,866,000 USD 19%
Stockholders' Equity Attributable to Parent $119,151,000 USD 5.6%
Liabilities and Equity $1,063,837,000 USD 26%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $35,620,000 USD -1026%
Net Cash Provided by (Used in) Financing Activities $41,773,000 USD -55%
Net Cash Provided by (Used in) Investing Activities $2,817,000 USD 87%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 7,250,453 shares 0.89%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $3,336,000 USD -95%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $163,966,000 USD 60%
Interest Paid, Excluding Capitalized Interest, Operating Activities $8,309,000 USD 25%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $3,314,000 USD 44%
Operating Lease, Liability $4,278,000 USD 100%
Payments to Acquire Property, Plant, and Equipment $7,000 USD -95%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $17,461,000 USD 13%
Lessee, Operating Lease, Liability, to be Paid $5,554,000 USD 132%
Property, Plant and Equipment, Gross $6,409,000 USD 3.4%
Lessee, Operating Lease, Liability, to be Paid, Year Two $188,000 USD -76%
Lessee, Operating Lease, Liability, to be Paid, Year One $193,000 USD 1.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) $119,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,276,000 USD 395%
Lessee, Operating Lease, Liability, to be Paid, Year Three $678,000 USD 33%
Lessee, Operating Lease, Liability, to be Paid, Year Four $639,000 USD 180%
Additional Paid in Capital $50,098,000 USD 0.24%
Amortization of Intangible Assets $158,000 USD -40%
Deferred Tax Assets, Net of Valuation Allowance $1,900,000 USD 73%
Share-based Payment Arrangement, Expense $20,000 USD
Interest Expense $34,414,000 USD 18%