MetroCity Bankshares, Inc. financial data

Symbol
MCBS on Nasdaq
Location
Doraville, GA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 737% % -7.8%
Return On Equity 15% % 2.8%
Return On Assets 1.8% % 10%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 25,480,661 shares 0.59%
Common Stock, Shares, Outstanding 25,537,746 shares 0.81%
Common Stock, Value, Issued $255,000 USD 0.79%
Weighted Average Number of Shares Outstanding, Basic 25,537,746 shares 0.81%
Weighted Average Number of Shares Outstanding, Diluted 25,811,422 shares 0.53%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $90,437,000 USD 9.5%
Income Tax Expense (Benefit) $23,809,000 USD 3.6%
Net Income (Loss) Attributable to Parent $66,628,000 USD 12%
Earnings Per Share, Basic 2 USD/shares 11%
Earnings Per Share, Diluted 2 USD/shares 12%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $227,158,000 USD -22%
Property, Plant and Equipment, Net $17,836,000 USD -1.8%
Operating Lease, Right-of-Use Asset $7,712,000 USD 7.5%
Assets $3,629,463,000 USD 1.7%
Liabilities $3,183,575,000 USD 0.68%
Accumulated Other Comprehensive Income (Loss), Net of Tax $3,511,000 USD -68%
Retained Earnings (Accumulated Deficit) $390,971,000 USD 12%
Stockholders' Equity Attributable to Parent $445,888,000 USD 9.5%
Liabilities and Equity $3,629,463,000 USD 1.7%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $11,911,000 USD -67%
Net Cash Provided by (Used in) Financing Activities $43,273,000 USD -58%
Net Cash Provided by (Used in) Investing Activities $20,004,000 USD 21%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 25,537,746 shares 0.81%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $227,158,000 USD -22%
Interest Paid, Excluding Capitalized Interest, Operating Activities $21,976,000 USD -17%
Operating Lease, Liability $7,704,000 USD 5.6%
Payments to Acquire Property, Plant, and Equipment $70,000 USD -71%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $59,031,000 USD 46%
Lessee, Operating Lease, Liability, to be Paid $8,571,000 USD 6.1%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $867,000 USD 11%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Operating Lease, Payments $554,000 USD 3.7%
Additional Paid in Capital $51,151,000 USD 7.7%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense $429,000 USD 5.7%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%