BM Technologies, Inc. financial data

Symbol
BMTX, BMTX-WT on NYSE
Industry
State Commercial Banks
Location
201 King Of Prussia Road, Suite 650, Wayne, PA
State of incorporation
DE
Fiscal year end
December 31
Former names
Megalith Financial Acquisition Corp (to 12/22/2020)
Latest financial report
10-Q - Q3 2024 - Nov 14, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 108 % -33.7%
Debt-to-equity 80.3 % +57.3%
Return On Equity -47.6 % -10.6%
Return On Assets -26.4 % +7.3%
Operating Margin -21.3 % +48.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12.1M shares +1.93%
Common Stock, Shares, Outstanding 12.1M shares +1.93%
Entity Public Float 25M USD -51%
Common Stock, Value, Issued 1K USD 0%
Weighted Average Number of Shares Outstanding, Basic 11.8M shares +1.98%
Weighted Average Number of Shares Outstanding, Diluted 11.8M shares +1.98%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 57.7M USD +2.82%
Costs and Expenses 69.9M USD -12%
Operating Income (Loss) -12.3M USD +47.4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -13M USD +34.2%
Income Tax Expense (Benefit) 24K USD
Net Income (Loss) Attributable to Parent -13M USD +25.7%
Earnings Per Share, Basic -1.11 USD/shares +27%
Earnings Per Share, Diluted -1.11 USD/shares +25.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 11.2M USD +27.5%
Accounts Receivable, after Allowance for Credit Loss, Current 4.89M USD -42.5%
Assets, Current 18.4M USD -21.2%
Property, Plant and Equipment, Net 430K USD -19.5%
Operating Lease, Right-of-Use Asset 0 USD
Goodwill 5.26M USD 0%
Other Assets, Noncurrent 0 USD -100%
Assets 43.8M USD -14.1%
Contract with Customer, Liability, Current 11.9M USD +245%
Liabilities, Current 22.2M USD +38.8%
Contract with Customer, Liability, Noncurrent 4K USD
Other Liabilities, Noncurrent 0 USD -100%
Liabilities 22.3M USD +32.7%
Retained Earnings (Accumulated Deficit) -49.9M USD -35.4%
Stockholders' Equity Attributable to Parent 21.5M USD -37.1%
Liabilities and Equity 43.8M USD -14.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 2.34M USD
Net Cash Provided by (Used in) Financing Activities -176K USD +92.8%
Net Cash Provided by (Used in) Investing Activities -1.82M USD -32.1%
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 12.1M shares +1.93%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 342K USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 11.2M USD +27.5%
Interest Paid, Excluding Capitalized Interest, Operating Activities 0 USD -100%
Deferred Tax Assets, Valuation Allowance 34.7M USD +15.8%
Operating Lease, Liability 0 USD
Depreciation 283K USD 0%
Payments to Acquire Property, Plant, and Equipment 30K USD -63.4%
Lessee, Operating Lease, Liability, to be Paid 56K USD -92.8%
Property, Plant and Equipment, Gross 1.51M USD -27.4%
Operating Lease, Liability, Current 0 USD -100%
Operating Lease, Weighted Average Discount Rate, Percent 0 pure -100%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 0 USD -100%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Unrecognized Tax Benefits 0 USD
Operating Lease, Payments 0 USD -100%
Additional Paid in Capital 71.4M USD +0.46%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 320K USD 0%
Deferred Tax Assets, Net of Valuation Allowance 143K USD -63.9%
Interest Expense 0 USD -100%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%