OP Bancorp financial data

Symbol
OPBK on Nasdaq
Location
Los Angeles, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 13 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1084% % 2.2%
Return On Equity 12% % 11%
Return On Assets 0.99% % 9.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 14,890,702 shares -0.16%
Common Stock, Shares, Outstanding 14,889,540 shares 0.47%
Entity Public Float $157,990,000 USD 39%
Common Stock, Value, Issued $73,018,000 USD -0.92%
Weighted Average Number of Shares Outstanding, Basic 14,872,429 shares 0%
Weighted Average Number of Shares Outstanding, Diluted 14,906,054 shares 0.23%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $3,204,000 USD -1.7%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $35,327,000 USD 21%
Income Tax Expense (Benefit) $9,692,000 USD 21%
Net Income (Loss) Attributable to Parent $25,635,000 USD 22%
Earnings Per Share, Basic 1.72 USD/shares 24%
Earnings Per Share, Diluted 1.72 USD/shares 24%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $167,311,000 USD 24%
Deferred Income Tax Assets, Net $12,438,000 USD -16%
Property, Plant and Equipment, Net $5,744,000 USD 5.4%
Operating Lease, Right-of-Use Asset $8,804,000 USD 19%
Assets $2,650,226,000 USD 12%
Liabilities $2,422,333,000 USD 12%
Accumulated Other Comprehensive Income (Loss), Net of Tax $10,257,000 USD 33%
Retained Earnings (Accumulated Deficit) $153,283,000 USD 14%
Stockholders' Equity Attributable to Parent $227,893,000 USD 11%
Liabilities and Equity $2,650,226,000 USD 12%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $5,645,000 USD
Net Cash Provided by (Used in) Financing Activities $140,091,000 USD 63%
Net Cash Provided by (Used in) Investing Activities $81,818,000 USD -137%
Common Stock, Shares Authorized 50,000,000 shares 0%
Common Stock, Shares, Issued 14,889,540 shares 0.47%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $63,918,000 USD 33%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $167,311,000 USD 24%
Interest Paid, Excluding Capitalized Interest, Operating Activities $18,514,000 USD 7.1%
Deferred Tax Assets, Gross $16,706,000 USD -8.5%
Operating Lease, Liability $11,175,000 USD 42%
Depreciation $1,400,000 USD 0%
Payments to Acquire Property, Plant, and Equipment $1,424,000 USD 1482%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $30,791,000 USD 46%
Lessee, Operating Lease, Liability, to be Paid $12,106,000 USD 17%
Property, Plant and Equipment, Gross $20,489,000 USD 9.3%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,930,000 USD 25%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,038,000 USD 52%
Operating Lease, Weighted Average Discount Rate, Percent 0.0297 pure 21%
Deferred Income Tax Expense (Benefit) $923,000 USD 1609%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $931,000 USD -63%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,510,000 USD 12%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,169,000 USD 20%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense $1,041,000 USD -20%
Interest Expense $59,210,000 USD 177%