BYLINE BANCORP, INC. financial data

Symbol
BY on NYSE
Location
Chicago, IL
Latest financial report
10-K - Q4 2025 - 27 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 703% % -12%
Return On Equity 11% % -5.7%
Return On Assets 1.3% % 5.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 45,590,691 shares -1.2%
Common Stock, Shares, Outstanding 45,545,928 shares 2.4%
Entity Public Float $874,467,566 USD 19%
Common Stock, Value, Issued $471,000 USD 3.5%
Weighted Average Number of Shares Outstanding, Basic 44,798,651 shares 3.1%
Weighted Average Number of Shares Outstanding, Diluted 45,063,611 shares 2.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $173,253,000 USD 7.6%
Income Tax Expense (Benefit) $43,202,000 USD 7.1%
Net Income (Loss) Attributable to Parent $130,051,000 USD 7.7%
Earnings Per Share, Basic 2.9 USD/shares 4.3%
Earnings Per Share, Diluted 2.89 USD/shares 5.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $149,095,000 USD -74%
Deferred Income Tax Assets, Net $41,779,000 USD -26%
Property, Plant and Equipment, Net $57,988,000 USD -4.2%
Operating Lease, Right-of-Use Asset $9,034,000 USD -7.8%
Goodwill $181,852,000 USD 0.08%
Assets $9,652,676,000 USD 1.6%
Liabilities $8,384,770,000 USD -0.24%
Accumulated Other Comprehensive Income (Loss), Net of Tax $73,075,000 USD 36%
Retained Earnings (Accumulated Deficit) $645,724,000 USD 21%
Stockholders' Equity Attributable to Parent $1,267,906,000 USD 16%
Liabilities and Equity $9,652,676,000 USD 1.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $27,059,000 USD -57%
Net Cash Provided by (Used in) Financing Activities $49,080,000 USD -90%
Net Cash Provided by (Used in) Investing Activities $217,963,000 USD -49%
Common Stock, Shares Authorized 150,000,000 shares 0%
Common Stock, Shares, Issued 47,871,512 shares 3.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $141,824,000 USD -135%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $149,095,000 USD -74%
Interest Paid, Excluding Capitalized Interest, Operating Activities $51,358,000 USD -2.6%
Deferred Tax Assets, Gross $119,313,000 USD -7.6%
Operating Lease, Liability $9,851,000 USD -10%
Payments to Acquire Property, Plant, and Equipment $2,012,000 USD 293%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $170,663,000 USD 59%
Lessee, Operating Lease, Liability, to be Paid $10,992,000 USD -9.6%
Operating Lease, Liability, Current $9,851,000 USD -10%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,232,000 USD -14%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,160,000 USD -9.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.0358 pure 12%
Deferred Income Tax Expense (Benefit) $369,000 USD 26%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,141,000 USD -5.5%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,929,000 USD 15%
Deferred Tax Assets, Operating Loss Carryforwards $27,083,000 USD 22%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,717,000 USD 26%
Additional Paid in Capital $760,700,000 USD 6%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $5,605,000 USD 4.2%
Deferred Tax Assets, Net of Valuation Allowance $49,900,000 USD 32%
Interest Expense $201,290,000 USD 141%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%