BYLINE BANCORP, INC. financial data

Symbol
BY on NYSE
Location
Chicago, IL
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 730% % -9.3%
Return On Equity 11% % -7%
Return On Assets 1.3% % 1.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 45,819,227 shares 3.2%
Common Stock, Shares, Outstanding 45,859,977 shares 3.3%
Entity Public Float $734,219,182 USD 66%
Common Stock, Value, Issued $471,000 USD 3.7%
Weighted Average Number of Shares Outstanding, Basic 45,102,828 shares 3.6%
Weighted Average Number of Shares Outstanding, Diluted 45,372,602 shares 3.2%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $166,683,000 USD 3.7%
Income Tax Expense (Benefit) $40,833,000 USD 0.47%
Net Income (Loss) Attributable to Parent $125,850,000 USD 4.8%
Earnings Per Share, Basic 2 USD/shares 2.5%
Earnings Per Share, Diluted 2 USD/shares 1.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $259,016,000 USD -43%
Deferred Income Tax Assets, Net $49,918,000 USD 32%
Property, Plant and Equipment, Net $58,785,000 USD -6.9%
Operating Lease, Right-of-Use Asset $9,746,000 USD -3.2%
Goodwill $181,852,000 USD 0.08%
Assets $9,812,375,000 USD 4.1%
Liabilities $8,574,693,000 USD 3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $79,703,000 USD -1.3%
Retained Earnings (Accumulated Deficit) $615,784,000 USD 21%
Stockholders' Equity Attributable to Parent $1,237,682,000 USD 13%
Liabilities and Equity $9,812,375,000 USD 4.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $27,059,000 USD -57%
Net Cash Provided by (Used in) Financing Activities $49,080,000 USD -90%
Net Cash Provided by (Used in) Investing Activities $217,963,000 USD -49%
Common Stock, Shares Authorized 150,000,000 shares 0%
Common Stock, Shares, Issued 47,867,689 shares 3.7%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $141,824,000 USD -135%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $259,016,000 USD -43%
Interest Paid, Excluding Capitalized Interest, Operating Activities $51,358,000 USD -2.6%
Deferred Tax Assets, Gross $129,193,000 USD -2.5%
Operating Lease, Liability $10,596,000 USD -6.7%
Payments to Acquire Property, Plant, and Equipment $2,012,000 USD 293%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $124,825,000 USD -32%
Lessee, Operating Lease, Liability, to be Paid $11,805,000 USD -6.2%
Operating Lease, Liability, Current $10,949,000 USD -23%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,232,000 USD -10%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,160,000 USD -6.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) $369,000 USD 26%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,209,000 USD -0.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,929,000 USD 22%
Deferred Tax Assets, Operating Loss Carryforwards $22,144,000 USD -0.66%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,717,000 USD 37%
Additional Paid in Capital $758,089,000 USD 6%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $5,456,000 USD -2.3%
Deferred Tax Assets, Net of Valuation Allowance $49,900,000 USD 32%
Interest Expense $201,290,000 USD 141%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%