Farmers & Merchants Bancshares, Inc. financial data

Symbol
FMFG on OTC
Location
Hampstead, MD
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 14 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1316% % -3.7%
Return On Equity 8.3% % -6.3%
Return On Assets 0.58% % -3.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 3,202,935 shares 1.8%
Common Stock, Shares, Outstanding 3,202,935 shares 1.8%
Entity Public Float $39,132,287 USD -36%
Common Stock, Value, Issued $32,000 USD 1.7%
Weighted Average Number of Shares Outstanding, Basic 3,195,097 shares 1.6%
Weighted Average Number of Shares Outstanding, Diluted 3,195,097 shares 1.6%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $6,223,000 USD 0.63%
Income Tax Expense (Benefit) $1,296,000 USD -3.9%
Net Income (Loss) Attributable to Parent $4,925,690 USD 1.8%
Earnings Per Share, Basic 1 USD/shares -0.64%
Earnings Per Share, Diluted 1 USD/shares -0.64%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $6,410,000 USD -4.8%
Property, Plant and Equipment, Net $7,222,000 USD -2.9%
Operating Lease, Right-of-Use Asset $1,285,000 USD 62%
Goodwill $6,978,000 USD 0%
Assets $869,632,000 USD 6.4%
Liabilities $806,469,000 USD 6.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $13,189,000 USD 2.5%
Retained Earnings (Accumulated Deficit) $44,602,000 USD 6.6%
Stockholders' Equity Attributable to Parent $63,163,000 USD 6.8%
Liabilities and Equity $869,632,000 USD 6.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $590,000 USD 22%
Net Cash Provided by (Used in) Financing Activities $28,762,000 USD -412%
Net Cash Provided by (Used in) Investing Activities $13,790,000 USD 0.98%
Common Stock, Shares Authorized 5,000,000 shares 0%
Common Stock, Shares, Issued 3,202,935 shares 1.8%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $41,962,000 USD -120%
Interest Paid, Excluding Capitalized Interest, Operating Activities $4,628,000 USD 17%
Operating Lease, Liability $1,506,000 USD 49%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $5,269,000 USD -56%
Lessee, Operating Lease, Liability, to be Paid $1,940,000 USD 78%
Property, Plant and Equipment, Gross $16,066,000 USD 8.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $334,000 USD 68%
Lessee, Operating Lease, Liability, to be Paid, Year One $324,000 USD 68%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $434,000 USD 449%
Lessee, Operating Lease, Liability, to be Paid, Year Three $344,000 USD 68%
Lessee, Operating Lease, Liability, to be Paid, Year Four $272,000 USD 29%
Additional Paid in Capital $31,718,000 USD 2.9%
Deferred Tax Assets, Net of Valuation Allowance $8,479,000 USD -4.4%
Interest Expense $12,403,470 USD 311%