Velocity Financial, Inc. financial data

Symbol
VEL on NYSE
Location
Westlake Village, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 12 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 985% % 3.7%
Return On Equity 17% % 20%
Return On Assets 1.6% % 16%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 39,235,281 shares 15%
Common Stock, Shares, Outstanding 39,573,657 shares 18%
Entity Public Float $205,100,000 USD 27%
Common Stock, Value, Issued $398,000 USD 17%
Weighted Average Number of Shares Outstanding, Basic 36,850,000 shares 13%
Weighted Average Number of Shares Outstanding, Diluted 38,178,000 shares 6.8%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $146,240,000 USD 52%
Income Tax Expense (Benefit) $41,257,000 USD 48%
Net Income (Loss) Attributable to Parent $105,054,000 USD 54%
Earnings Per Share, Basic 2.81 USD/shares 36%
Earnings Per Share, Diluted 2.75 USD/shares 44%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $92,103,000 USD 85%
Deferred Income Tax Assets, Net $22,709,000 USD 67%
Property, Plant and Equipment, Net $1,415,000 USD -14%
Operating Lease, Right-of-Use Asset $2,825,000 USD 13%
Goodwill $6,775,000 USD 0%
Assets $7,381,513,000 USD 34%
Liabilities $6,705,825,000 USD 34%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,602,000 USD -223%
Retained Earnings (Accumulated Deficit) $302,379,000 USD 53%
Stockholders' Equity Attributable to Parent $672,535,000 USD 30%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $675,688,000 USD 30%
Liabilities and Equity $7,381,513,000 USD 34%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,536,000 USD -67%
Net Cash Provided by (Used in) Financing Activities $401,508,000 USD 102%
Net Cash Provided by (Used in) Investing Activities $401,413,000 USD -89%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 38,965,317 shares 15%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $3,631,000 USD
Interest Paid, Excluding Capitalized Interest, Operating Activities $78,344,000 USD 33%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $24,888,000 USD 57%
Operating Lease, Liability $3,104,000 USD 15%
Payments to Acquire Property, Plant, and Equipment $80,000 USD 95%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $103,257,000 USD 50%
Lessee, Operating Lease, Liability, to be Paid $4,175,000 USD 24%
Property, Plant and Equipment, Gross $9,257,000 USD -3.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,083,000 USD 79%
Lessee, Operating Lease, Liability, to be Paid, Year One $994,000 USD 36%
Operating Lease, Weighted Average Discount Rate, Percent 0.0849 pure -3.5%
Deferred Income Tax Expense (Benefit) $2,963,000 USD 517%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,071,000 USD 60%
Lessee, Operating Lease, Liability, to be Paid, Year Three $892,000 USD 37%
Unrecognized Tax Benefits $317,000 USD 3.9%
Lessee, Operating Lease, Liability, to be Paid, Year Four $670,000 USD 8.8%
Additional Paid in Capital $382,564,000 USD 18%
Depreciation, Depletion and Amortization $138,000 USD -24%
Share-based Payment Arrangement, Expense $8,284,000 USD 35%