BayFirst Financial Corp. financial data

Symbol
BAFN on Nasdaq
Location
St Petersburg, FL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1158% % 8.4%
Return On Equity -10% % -331%
Return On Assets -0.81% % -314%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,110,003 shares -0.56%
Common Stock, Shares, Outstanding 4,116,913 shares -0.42%
Entity Public Float $40,874,500 USD -29%
Weighted Average Number of Shares Outstanding, Basic 4,135,106 shares 0.02%
Weighted Average Number of Shares Outstanding, Diluted 4,135,106 shares 0.02%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $14,960,000 USD -337%
Income Tax Expense (Benefit) $4,262,000 USD -344%
Net Income (Loss) Attributable to Parent $10,698,000 USD -339%
Earnings Per Share, Basic -2 USD/shares -504%
Earnings Per Share, Diluted -3 USD/shares -530%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $118,550,000 USD 84%
Deferred Income Tax Assets, Net $5,839,000 USD
Property, Plant and Equipment, Net $33,249,000 USD -14%
Operating Lease, Right-of-Use Asset $14,833,000 USD 635%
Assets $1,345,978,000 USD 8.1%
Deferred Income Tax Liabilities, Net $0 USD -100%
Liabilities $1,256,250,000 USD 9.9%
Common Stocks, Including Additional Paid in Capital $54,764,000 USD -0.03%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,069,000 USD 11%
Retained Earnings (Accumulated Deficit) $21,841,000 USD -38%
Stockholders' Equity Attributable to Parent $89,728,000 USD -12%
Liabilities and Equity $1,345,978,000 USD 8.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $74,164,000 USD -40%
Net Cash Provided by (Used in) Financing Activities $3,867,000 USD -85%
Net Cash Provided by (Used in) Investing Activities $92,665,000 USD 39%
Common Stock, Shares Authorized 15,000,000 shares 0%
Common Stock, Shares, Issued 4,116,913 shares -0.42%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $14,634,000 USD -1563%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $118,550,000 USD 84%
Interest Paid, Excluding Capitalized Interest, Operating Activities $9,669,000 USD -0.62%
Deferred Tax Assets, Gross $11,934,000 USD 18%
Operating Lease, Liability $13,554,000 USD 497%
Payments to Acquire Property, Plant, and Equipment $73,000 USD -93%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $10,455,000 USD -281%
Lessee, Operating Lease, Liability, to be Paid $21,895,000 USD 832%
Property, Plant and Equipment, Gross $41,860,000 USD -9.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,751,000 USD 104%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,119,000 USD 136%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure 137%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $8,341,000 USD 10458%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,313,000 USD 198%
Deferred Tax Assets, Operating Loss Carryforwards $16,000 USD -99%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,339,000 USD
Operating Lease, Payments $951,000 USD 21%
Depreciation, Depletion and Amortization $553,000 USD 0.36%
Interest Expense $37,333,000 USD 200%