BayFirst Financial Corp. financial data

Symbol
BAFN on Nasdaq
Location
St Petersburg, FL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1,158 % +8.4%
Return On Equity -10.21 % -3.3%
Return On Assets -0.81 % -3.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4,110,003 shares -0.56%
Common Stock, Shares, Outstanding 4,116,913 shares -0.42%
Entity Public Float 40,874,500 USD -28.6%
Weighted Average Number of Shares Outstanding, Basic 4,135,106 shares +0.02%
Weighted Average Number of Shares Outstanding, Diluted 4,135,106 shares +0.02%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -14,960,000 USD -3.4%
Income Tax Expense (Benefit) -4,262,000 USD -3.4%
Net Income (Loss) Attributable to Parent -10,698,000 USD -3.4%
Earnings Per Share, Basic -2 USD/shares -5%
Earnings Per Share, Diluted -3 USD/shares -5.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 118,550,000 USD +84.1%
Deferred Income Tax Assets, Net 5,839,000 USD
Property, Plant and Equipment, Net 33,249,000 USD -14.5%
Operating Lease, Right-of-Use Asset 14,833,000 USD +6.4%
Assets 1,345,978,000 USD +8.1%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 1,256,250,000 USD +9.9%
Common Stocks, Including Additional Paid in Capital 54,764,000 USD -0.03%
Accumulated Other Comprehensive Income (Loss), Net of Tax -2,069,000 USD +10.5%
Retained Earnings (Accumulated Deficit) 21,841,000 USD -37.7%
Stockholders' Equity Attributable to Parent 89,728,000 USD -12.3%
Liabilities and Equity 1,345,978,000 USD +8.1%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 74,164,000 USD -40%
Net Cash Provided by (Used in) Financing Activities 3,867,000 USD -85.3%
Net Cash Provided by (Used in) Investing Activities -92,665,000 USD +38.5%
Common Stock, Shares Authorized 15,000,000 shares 0%
Common Stock, Shares, Issued 4,116,913 shares -0.42%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -14,634,000 USD -15.6%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 118,550,000 USD +84.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9,669,000 USD -0.62%
Deferred Tax Assets, Gross 11,934,000 USD +17.9%
Operating Lease, Liability 13,554,000 USD +5%
Depreciation 2,245,000 USD +13.4%
Payments to Acquire Property, Plant, and Equipment 73,000 USD -92.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent -10,455,000 USD -2.8%
Lessee, Operating Lease, Liability, to be Paid 21,895,000 USD +8.3%
Property, Plant and Equipment, Gross 41,860,000 USD -9.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1,751,000 USD +1%
Lessee, Operating Lease, Liability, to be Paid, Year One 2,119,000 USD +1.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.07 pure +1.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 8,341,000 USD +104.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1,313,000 USD +2%
Deferred Tax Assets, Operating Loss Carryforwards 16,000 USD -99.3%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 1,339,000 USD
Operating Lease, Payments 951,000 USD +21.3%
Depreciation, Depletion and Amortization 553,000 USD +0.36%
Interest Expense 37,333,000 USD +2%