BayFirst Financial Corp. financial data

Symbol
BAFN on Nasdaq
Industry
State Commercial Banks
Location
700 Central Avenue, Suite 102, St Petersburg, FL
State of incorporation
FL
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2024 - Nov 13, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1.07K % +1.58%
Return On Equity 4.43 % -24.1%
Return On Assets 0.38 % -25.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 4.13M shares +0.54%
Common Stock, Shares, Outstanding 4.13M shares +0.57%
Entity Public Float 57.2M USD 0%
Weighted Average Number of Shares Outstanding, Basic 4.13M shares +0.71%
Weighted Average Number of Shares Outstanding, Diluted 4.13M shares -5.09%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 6.3M USD -25.4%
Income Tax Expense (Benefit) 1.75M USD -16.3%
Net Income (Loss) Attributable to Parent 4.48M USD -16.5%
Earnings Per Share, Basic 0.73 USD/shares -34.8%
Earnings Per Share, Diluted 0.7 USD/shares -38.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 64.4M USD -42.8%
Deferred Income Tax Assets, Net 0 USD -100%
Property, Plant and Equipment, Net 38.9M USD +9.69%
Operating Lease, Right-of-Use Asset 2.02M USD -22.2%
Assets 1.25B USD +9.8%
Deferred Income Tax Liabilities, Net 1.49M USD
Liabilities 1.14B USD +9.91%
Common Stocks, Including Additional Paid in Capital 54.8M USD +0.51%
Accumulated Other Comprehensive Income (Loss), Net of Tax -2.31M USD +36.2%
Retained Earnings (Accumulated Deficit) 35.1M USD +4.98%
Stockholders' Equity Attributable to Parent 102M USD +8.63%
Liabilities and Equity 1.25B USD +9.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 124M USD +89.5%
Net Cash Provided by (Used in) Financing Activities 26.3M USD -80.8%
Net Cash Provided by (Used in) Investing Activities -151M USD -10.1%
Common Stock, Shares Authorized 15M shares 0%
Common Stock, Shares, Issued 4.13M shares +0.57%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -880K USD -101%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 64.4M USD -42.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 9.73M USD +93%
Deferred Tax Assets, Gross 10.1M USD +8.23%
Operating Lease, Liability 2.27M USD -35.6%
Depreciation 2.25M USD +13.4%
Payments to Acquire Property, Plant, and Equipment 1M USD -65.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 5.79M USD +4.76%
Lessee, Operating Lease, Liability, to be Paid 2.35M USD -36.3%
Property, Plant and Equipment, Gross 46.3M USD +11%
Lessee, Operating Lease, Liability, to be Paid, Year Two 857K USD -16.7%
Lessee, Operating Lease, Liability, to be Paid, Year One 896K USD -26.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure +42.7%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 79K USD -50.6%
Lessee, Operating Lease, Liability, to be Paid, Year Three 440K USD -47.1%
Deferred Tax Assets, Operating Loss Carryforwards 2.16M USD -16.1%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 0 USD -100%
Operating Lease, Payments 784K USD -42.1%
Depreciation, Depletion and Amortization 551K USD +3.38%
Interest Expense 37.3M USD +200%