LM FUNDING AMERICA, INC. financial data

Symbol
LMFA on Nasdaq
Location
Tampa, FL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 14 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 325% % -22%
Debt-to-equity 26% % 112%
Return On Equity -23% % 18%
Return On Assets -18% % 27%
Operating Margin -87% % -25%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12,209,413 shares 259%
Common Stock, Shares, Outstanding 15,517,988 shares 425%
Entity Public Float $10,096,500 USD 10%
Common Stock, Value, Issued $14,987 USD 431%
Weighted Average Number of Shares Outstanding, Basic 9,986,433 shares 275%
Weighted Average Number of Shares Outstanding, Diluted 9,986,433 shares 275%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $8,463,188 USD -35%
Operating Income (Loss) $7,345,631 USD 19%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $8,508,007 USD 11%
Income Tax Expense (Benefit) $0 USD -100%
Net Income (Loss) Attributable to Parent $8,389,771 USD 12%
Earnings Per Share, Basic -2 USD/shares 35%
Earnings Per Share, Diluted -2 USD/shares 35%

Balance Sheet

Label TTM Value / Value Unit Change %
Marketable Securities, Current $23,630 USD 25%
Assets, Current $18,178,316 USD 61%
Property, Plant and Equipment, Net $15,655,533 USD -16%
Operating Lease, Right-of-Use Asset $292,248 USD 167%
Other Assets, Noncurrent $389,119 USD 427%
Assets $60,155,799 USD 59%
Liabilities, Current $9,901,154 USD 220%
Operating Lease, Liability, Noncurrent $203,368 USD 4030%
Liabilities $11,749,785 USD 48%
Retained Earnings (Accumulated Deficit) $74,690,296 USD -13%
Stockholders' Equity Attributable to Parent $50,135,287 USD 66%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $48,406,014 USD 62%
Liabilities and Equity $60,155,799 USD 65%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $2,899,008 USD 2.5%
Net Cash Provided by (Used in) Financing Activities $199,375 USD 18%
Net Cash Provided by (Used in) Investing Activities $749,101 USD -54%
Common Stock, Shares Authorized 350,000,000 shares 0%
Common Stock, Shares, Issued 15,517,988 shares 425%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Interest Paid, Excluding Capitalized Interest, Operating Activities $184,932 USD
Deferred Tax Assets, Valuation Allowance $16,212,887 USD 15%
Deferred Tax Assets, Gross $17,241,767 USD 12%
Operating Lease, Liability $114,855 USD -48%
Payments to Acquire Property, Plant, and Equipment $170,073 USD
Lessee, Operating Lease, Liability, to be Paid $299,826 USD
Property, Plant and Equipment, Gross $33,420,218 USD 13%
Operating Lease, Liability, Current $96,458 USD -12%
Lessee, Operating Lease, Liability, to be Paid, Year Two $121,598 USD 3744%
Lessee, Operating Lease, Liability, to be Paid, Year One $121,220 USD 42%
Operating Lease, Weighted Average Discount Rate, Percent 0.1 pure 40%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $46,198 USD 887%
Lessee, Operating Lease, Liability, to be Paid, Year Three $72,158 USD
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 150,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $72,158 USD
Operating Lease, Payments $25,395 USD -1.8%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $185,324 USD
Depreciation, Depletion and Amortization $2,037,578 USD 3.1%
Share-based Payment Arrangement, Expense $449,000 USD -10%
Interest Expense $895,680 USD 90%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%