Navan, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q1 2026.

Symbol
NAVN on Nasdaq
Location
Palo Alto, CA
Fiscal year end
31 January
Latest financial report
02 Apr 2026

Quick Takeaways

  • NAVN - Navan, Inc. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q1 2026.
  • Headline metric: Return On Equity -60%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-23667%</span>.
  • Most recent SEC facts end date: 30 Mar 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-03-30) highlights Return On Equity -60.2%, Return On Assets -8.4%, and Operating Margin -45.7%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

27.4/100

Weak Confidence medium

Return On Equity

-60%

Metric score 0.0/100

Return On Assets

-8.4%

Metric score 0.0/100

Financial Health

Current Ratio
4.07x
Quick Ratio
3.64x
Debt to Equity
0.14x

Strengths

Debt-to-equity

Watchpoints

Return On Equity, Return On Assets, and Operating Margin

Key metrics snapshot

Return On Equity

-60%

YoY: -23667%

Industry median: 1.8% (n=305)

View history

Return On Assets

-8.4%

YoY: +71%

Industry median: -5.4% (n=303)

View history

Operating Margin

-46%

YoY:

Industry median: -8.2% (n=263)

View history

Current Ratio

4.07x

YoY: +164%

Industry median: 1.3x (n=304)

View history

Quick Ratio

3.64x

YoY: +224%

Industry median: 0.94x (n=234)

View history

Debt-to-equity

0.14x

YoY:

Industry median: 0.51x (n=238)

View history

NetIncomeLoss YoY

-120%

YoY:

Industry median: 6.9% (n=284)

View history

Profitability

Metric Latest value YoY change
Return On Equity -60% -23667%
Return On Assets -8.4% +71%
Operating Margin -46%

Financial Health

Metric Latest value YoY change
Current Ratio 4.07x +164%
Quick Ratio 3.64x +224%
Debt-to-equity 0.14x

Growth

Metric Latest value YoY change
NetIncomeLoss YoY -120%

Share Metrics

Metric Latest value YoY change
Entity Public Float $1,400,000,000

Additional Metrics

Metric Latest value YoY change
Cash and Cash Equivalents, at Carrying Value $583,516,000 +270%
Accounts Receivable, after Allowance for Credit Loss, Current $215,941,000 +17%
Other Assets, Current $16,864,000 +95%
Assets, Current $1,306,987,000 +90%
Property, Plant and Equipment, Net $35,028,000 +19%
Operating Lease, Right-of-Use Asset $43,430,000 -9.5%
Intangible Assets, Net (Excluding Goodwill) $19,274,000 -65%
Goodwill $241,309,000 +9.8%
Other Assets, Noncurrent $28,645,000 +35%
Assets $1,708,761,000 +58%
Accounts Payable, Current $65,939,000 +54%
Accrued Liabilities, Current $34,963,000 +28%
Contract with Customer, Liability, Current $45,187,000 +33%
Liabilities, Current $320,936,000 -28%
Contract with Customer, Liability, Noncurrent $0 -100%
Operating Lease, Liability, Noncurrent $37,587,000 -13%
Other Liabilities, Noncurrent $17,966,000 -22%
Liabilities $500,700,000 -48%
Accumulated Other Comprehensive Income (Loss), Net of Tax $3,225,000 +91%
Retained Earnings (Accumulated Deficit) $2,015,143,000 -25%
Stockholders' Equity Attributable to Parent $1,208,061,000
Liabilities and Equity $1,708,761,000 +58%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $668,074,000 +115%
Deferred Tax Assets, Valuation Allowance $369,044,000 +9.6%
Deferred Tax Assets, Gross $392,749,000 +9.2%
Operating Lease, Liability $49,560,000
Lessee, Operating Lease, Liability, to be Paid $62,662,000
Property, Plant and Equipment, Gross $65,459,000 +11%
Operating Lease, Liability, Current $11,973,000 +5.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $15,048,000
Lessee, Operating Lease, Liability, to be Paid, Year One $16,467,000
Operating Lease, Weighted Average Discount Rate, Percent 0.108 -2.7%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $13,102,000
Lessee, Operating Lease, Liability, to be Paid, Year Three $9,934,000
Deferred Tax Assets, Operating Loss Carryforwards $222,333,000 +5.3%
Preferred Stock, Shares Issued 0
Preferred Stock, Shares Authorized 20,000,000
Unrecognized Tax Benefits $10,904,000 +15%
Lessee, Operating Lease, Liability, to be Paid, Year Four $7,831,000
Additional Paid in Capital $3,226,427,000 +590%
Preferred Stock, Shares Outstanding 0
Deferred Tax Assets, Net of Valuation Allowance $23,705,000 +2.4%
Preferred Stock, Par or Stated Value Per Share 0 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY