Nerdwallet, Inc. financial data

Symbol
NRDS on Nasdaq
Location
55 Hawthorne Street, 10 Th Floor, San Francisco, CA
Fiscal year end
December 31
Latest financial report
10-Q - Q1 2025 - May 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 318 % -31.8%
Debt-to-equity 22.5 % +50%
Return On Equity 8.21 %
Return On Assets 6.7 %
Operating Margin 0.87 % -36.5%

Shares

Label TTM Value / Value Unit Change %
Common Stock, Shares, Outstanding 74.5M shares -4.15%
Entity Public Float 570M USD +58.3%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 74.2M shares -3.89%
Weighted Average Number of Shares Outstanding, Diluted 76.1M shares -5.47%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax 735M USD +24.2%
Cost of Revenue 67.5M USD +24.1%
Research and Development Expense 78.6M USD -3.79%
Selling and Marketing Expense 522M USD +34.7%
General and Administrative Expense 60M USD +0.33%
Costs and Expenses 729M USD +24.8%
Operating Income (Loss) 6.4M USD -21%
Nonoperating Income (Expense) -4.9M USD -258%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 1.5M USD -86.6%
Income Tax Expense (Benefit) -28M USD -219%
Net Income (Loss) Attributable to Parent 29.5M USD -81.8%
Earnings Per Share, Basic 0.39 USD/shares -100%
Earnings Per Share, Diluted 0.37 USD/shares -100%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 92.2M USD -16.9%
Other Assets, Current 2M USD +42.9%
Assets, Current 242M USD +7.9%
Deferred Income Tax Assets, Net 45.6M USD
Property, Plant and Equipment, Net 39.1M USD -22.7%
Operating Lease, Right-of-Use Asset 4.7M USD -27.7%
Goodwill 113M USD +0.9%
Other Assets, Noncurrent 1.1M USD -88.8%
Assets 475M USD +6.48%
Accounts Payable, Current 24.3M USD +58.8%
Contract with Customer, Liability, Current 200K USD -95.1%
Liabilities, Current 90.4M USD +68%
Deferred Income Tax Liabilities, Net 200K USD -71.4%
Operating Lease, Liability, Noncurrent 3.8M USD -26.9%
Other Liabilities, Noncurrent 13M USD -4.41%
Liabilities 103M USD +53.4%
Accumulated Other Comprehensive Income (Loss), Net of Tax 0 USD
Retained Earnings (Accumulated Deficit) -166M USD -44.1%
Stockholders' Equity Attributable to Parent 372M USD -1.88%
Liabilities and Equity 475M USD +6.48%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 26.7M USD +17.6%
Net Cash Provided by (Used in) Financing Activities 3.8M USD +192%
Net Cash Provided by (Used in) Investing Activities -4.6M USD +65.9%
Common Stock, Shares Authorized 297M shares 0%
Common Stock, Shares, Issued 74.5M shares -4.15%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 25.9M USD +147%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 92.2M USD -16.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 100K USD 0%
Deferred Tax Assets, Valuation Allowance 14.1M USD -64.8%
Deferred Tax Assets, Gross 78.3M USD +17.4%
Operating Lease, Liability 6.4M USD -33.3%
Payments to Acquire Property, Plant, and Equipment 200K USD
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 29.9M USD -60%
Lessee, Operating Lease, Liability, to be Paid 7.1M USD -33.6%
Property, Plant and Equipment, Gross 133M USD +3.27%
Operating Lease, Liability, Current 1.7M USD -50%
Lessee, Operating Lease, Liability, to be Paid, Year Two 1.4M USD -44%
Lessee, Operating Lease, Liability, to be Paid, Year One 2.6M USD -31.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 700K USD -36.4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 1.3M USD +8.33%
Deferred Tax Assets, Operating Loss Carryforwards 3.2M USD -17.9%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5M shares 0%
Unrecognized Tax Benefits 13.6M USD +14.3%
Lessee, Operating Lease, Liability, to be Paid, Year Four 1.3M USD 0%
Operating Lease, Payments 1M USD 0%
Additional Paid in Capital 538M USD +8.78%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 12.6M USD +5.88%
Share-based Payment Arrangement, Expense 34.3M USD -11.8%
Interest Expense 800K USD -68%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%