NERDWALLET, INC. financial data

Symbol
NRDS on Nasdaq
Location
San Mateo, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Current Ratio 324% % -19%
Debt-to-equity 23% % 26%
Return On Equity 19% %
Return On Assets 16% %
Operating Margin 6.9% % 724%

Shares

Label TTM Value / Value Unit Change %
Common Stock, Shares, Outstanding 74,731,000 shares 0.95%
Entity Public Float $570,000,000 USD 58%
Common Stock, Value, Issued $0 USD
Weighted Average Number of Shares Outstanding, Basic 75,700,000 shares -2.2%
Weighted Average Number of Shares Outstanding, Diluted 76,900,000 shares -3%

Income Statement

Label TTM Value / Value Unit Change %
Revenue from Contract with Customer, Excluding Assessed Tax $795,000,000 USD 25%
Cost of Revenue $66,800,000 USD 10%
Research and Development Expense $66,500,000 USD -23%
Selling and Marketing Expense $551,500,000 USD 31%
General and Administrative Expense $55,700,000 USD -11%
Costs and Expenses $740,500,000 USD 17%
Operating Income (Loss) $54,500,000 USD 928%
Nonoperating Income (Expense) $5,500,000 USD -228%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $49,000,000 USD 410%
Income Tax Expense (Benefit) $24,300,000 USD -221%
Net Income (Loss) Attributable to Parent $73,300,000 USD 26200%
Earnings Per Share, Basic 0 USD/shares
Earnings Per Share, Diluted 0 USD/shares

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $120,600,000 USD 68%
Other Assets, Current $2,000,000 USD 43%
Assets, Current $275,100,000 USD 42%
Deferred Income Tax Assets, Net $45,600,000 USD
Property, Plant and Equipment, Net $32,700,000 USD -28%
Operating Lease, Right-of-Use Asset $7,600,000 USD 41%
Goodwill $115,700,000 USD 3.5%
Other Assets, Noncurrent $3,100,000 USD -67%
Assets $492,800,000 USD 22%
Accounts Payable, Current $13,600,000 USD 9.7%
Contract with Customer, Liability, Current $200,000 USD -95%
Liabilities, Current $74,400,000 USD 12%
Deferred Income Tax Liabilities, Net $200,000 USD -71%
Operating Lease, Liability, Noncurrent $6,600,000 USD 61%
Other Liabilities, Noncurrent $16,000,000 USD 19%
Liabilities $90,400,000 USD 13%
Accumulated Other Comprehensive Income (Loss), Net of Tax $100,000 USD
Retained Earnings (Accumulated Deficit) $151,000,000 USD 23%
Stockholders' Equity Attributable to Parent $402,400,000 USD 25%
Liabilities and Equity $492,800,000 USD 22%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,700,000 USD 18%
Net Cash Provided by (Used in) Financing Activities $3,800,000 USD 192%
Net Cash Provided by (Used in) Investing Activities $4,600,000 USD 66%
Common Stock, Shares Authorized 296,686,000 shares 0%
Common Stock, Shares, Issued 74,731,000 shares 0.95%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $25,900,000 USD 147%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $120,600,000 USD 68%
Interest Paid, Excluding Capitalized Interest, Operating Activities $100,000 USD 0%
Deferred Tax Assets, Valuation Allowance $14,100,000 USD -65%
Deferred Tax Assets, Gross $78,300,000 USD 17%
Operating Lease, Liability $4,000,000 USD
Payments to Acquire Property, Plant, and Equipment $200,000 USD
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $73,200,000 USD 6400%
Lessee, Operating Lease, Liability, to be Paid $4,700,000 USD
Property, Plant and Equipment, Gross $132,500,000 USD 3.3%
Operating Lease, Liability, Current $1,900,000 USD -32%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,400,000 USD -44%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,600,000 USD -32%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $700,000 USD -36%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,300,000 USD 8.3%
Deferred Tax Assets, Operating Loss Carryforwards $3,200,000 USD -18%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 5,000,000 shares 0%
Unrecognized Tax Benefits $13,600,000 USD 14%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,300,000 USD 0%
Operating Lease, Payments $1,000,000 USD 0%
Additional Paid in Capital $553,500,000 USD 6.6%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $12,700,000 USD 4.1%
Share-based Payment Arrangement, Expense $28,700,000 USD -26%
Interest Expense $800,000 USD -68%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%