Synchrony Financial financial data

Symbol
SYF, SYF-PA, SYF-PB on NYSE
Location
Stamford, CT
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 22 Oct 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 613% % -11%
Return On Equity 21% % 2.1%
Return On Assets 3% % 13%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 360,171,098 shares -7.5%
Common Stock, Shares, Outstanding 360,143,330 shares -7.5%
Entity Public Float $18,645,501,294 USD 31%
Common Stock, Value, Issued $1,000,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 365,900,000 shares -6.7%
Weighted Average Number of Shares Outstanding, Diluted 369,900,000 shares -6.7%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $4,642,000,000 USD 13%
Income Tax Expense (Benefit) $1,067,000,000 USD 12%
Net Income (Loss) Attributable to Parent $3,575,000,000 USD 13%
Earnings Per Share, Basic 9 USD/shares 20%
Earnings Per Share, Diluted 9 USD/shares 20%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $16,245,000,000 USD -9.4%
Goodwill $1,274,000,000 USD 0%
Assets $116,984,000,000 USD -1.9%
Liabilities $99,919,000,000 USD -3.2%
Retained Earnings (Accumulated Deficit) $23,978,000,000 USD 14%
Stockholders' Equity Attributable to Parent $17,065,000,000 USD 6.8%
Liabilities and Equity $116,984,000,000 USD -1.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $2,200,000,000 USD -2.1%
Net Cash Provided by (Used in) Financing Activities $2,119,000,000 USD -19%
Net Cash Provided by (Used in) Investing Activities $3,603,000,000 USD 352%
Common Stock, Shares Authorized 4,000,000,000 shares 0%
Common Stock, Shares, Issued 833,984,684 shares 0%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $16,287,000,000 USD -9.4%
Deferred Tax Assets, Valuation Allowance $20,000,000 USD 11%
Deferred Tax Assets, Gross $3,067,000,000 USD 4.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $3,579,000,000 USD 11%
Deferred Income Tax Expense (Benefit) $54,000,000 USD 100%
Preferred Stock, Shares Issued 1,250,000 shares 0%
Preferred Stock, Shares Authorized 1,250,000 shares 0%
Unrecognized Tax Benefits $236,000,000 USD 1.7%
Additional Paid in Capital $9,866,000,000 USD 0.45%
Preferred Stock, Shares Outstanding 1,250,000 shares 0%
Depreciation, Depletion and Amortization $125,000,000 USD 5%
Deferred Tax Assets, Net of Valuation Allowance $3,047,000,000 USD 4.2%
Interest Expense $4,139,000,000 USD 105%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%