Synchrony Financial financial data

Symbol
SYF, SYF-PA, SYF-PB on NYSE
Location
Stamford, CT
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 06 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 610% % -7.2%
Return On Equity 21% % -4.5%
Return On Assets 3% % 1.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 347,596,279 shares -11%
Common Stock, Shares, Outstanding 347,000,000 shares -11%
Entity Public Float $24,823,465,409 USD 33%
Common Stock, Value, Issued $1,000,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 369,900,000 shares -6.7%
Weighted Average Number of Shares Outstanding, Diluted 373,900,000 shares -6.7%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $4,621,000,000 USD 1.5%
Income Tax Expense (Benefit) $1,069,000,000 USD 1.4%
Net Income (Loss) Attributable to Parent $3,552,000,000 USD 1.5%
Earnings Per Share, Basic 9.38 USD/shares 8.6%
Earnings Per Share, Diluted 9.28 USD/shares 8.5%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $14,973,000,000 USD 1.8%
Goodwill $1,363,000,000 USD 7%
Assets $119,095,000,000 USD -0.31%
Liabilities $102,329,000,000 USD -0.54%
Retained Earnings (Accumulated Deficit) $24,598,000,000 USD 14%
Stockholders' Equity Attributable to Parent $16,766,000,000 USD 1.1%
Liabilities and Equity $119,095,000,000 USD -0.31%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $2,200,000,000 USD -2.1%
Net Cash Provided by (Used in) Financing Activities $2,119,000,000 USD -19%
Net Cash Provided by (Used in) Investing Activities $3,603,000,000 USD 352%
Common Stock, Shares Authorized 4,000,000,000 shares 0%
Common Stock, Shares, Issued 834,000,000 shares 0%
Common Stock, Par or Stated Value Per Share 0.001 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $16,287,000,000 USD -9.4%
Deferred Tax Assets, Valuation Allowance $26,000,000 USD 30%
Deferred Tax Assets, Gross $2,991,000,000 USD -2.5%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $3,563,000,000 USD 1.6%
Deferred Income Tax Expense (Benefit) $54,000,000 USD 100%
Preferred Stock, Shares Issued 1,250,000 shares 0%
Preferred Stock, Shares Authorized 300,000,000 shares 0%
Unrecognized Tax Benefits $218,000,000 USD 5.3%
Additional Paid in Capital $9,902,000,000 USD 0.5%
Preferred Stock, Shares Outstanding 1,250,000 shares 0%
Depreciation, Depletion and Amortization $125,000,000 USD 5%
Deferred Tax Assets, Net of Valuation Allowance $2,965,000,000 USD -2.7%
Interest Expense $4,139,000,000 USD 105%
Preferred Stock, Par or Stated Value Per Share 0.001 USD/shares 0%