Waterstone Financial, Inc. financial data

Symbol
WSBF on Nasdaq
Location
Wauwatosa, WI
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 26 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 550% % -2.2%
Return On Equity 7.7% % 39%
Return On Assets 1.2% % 42%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 18,359,930 shares -3.8%
Common Stock, Shares, Outstanding 18,359,717 shares -5.1%
Entity Public Float $246,200,000 USD 4.5%
Common Stock, Value, Issued $184,000 USD -4.7%
Weighted Average Number of Shares Outstanding, Basic 17,837,000 shares -3.9%
Weighted Average Number of Shares Outstanding, Diluted 17,867,000 shares -3.9%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $33,445,000 USD 39%
Income Tax Expense (Benefit) $7,043,000 USD 33%
Net Income (Loss) Attributable to Parent $26,402,000 USD 41%
Earnings Per Share, Basic 1.48 USD/shares 47%
Earnings Per Share, Diluted 1.48 USD/shares 47%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $18,855,000 USD -2.8%
Assets $2,259,507,000 USD 2.3%
Liabilities $1,910,115,000 USD 2.1%
Accumulated Other Comprehensive Income (Loss), Net of Tax $12,267,000 USD 35%
Retained Earnings (Accumulated Deficit) $292,957,000 USD 5.7%
Stockholders' Equity Attributable to Parent $349,392,000 USD 3%
Liabilities and Equity $2,259,507,000 USD 2.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,743,000 USD
Net Cash Provided by (Used in) Financing Activities $40,072,000 USD -307%
Net Cash Provided by (Used in) Investing Activities $16,857,000 USD
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 18,359,717 shares -5.1%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $3,528,000 USD -62%
Interest Paid, Excluding Capitalized Interest, Operating Activities $16,178,000 USD -6.1%
Deferred Tax Assets, Gross $10,175,000 USD -19%
Payments to Acquire Property, Plant, and Equipment $265,000 USD -32%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $32,921,000 USD 86%
Property, Plant and Equipment, Gross $54,855,000 USD 1.2%
Deferred Income Tax Expense (Benefit) $98,000 USD -85%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50,000,000 shares 0%
Additional Paid in Capital $78,014,000 USD -14%
Interest Expense $56,666,000 USD 211%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%