Waterstone Financial, Inc. financial data

Symbol
WSBF on Nasdaq
Location
11200 West Plank Court, Wauwatosa, WI
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 6, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 552 % -1.66%
Return On Equity 6.99 % +76.9%
Return On Assets 1.07 % +78.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 18.5M shares -4.73%
Common Stock, Shares, Outstanding 18.5M shares -4.79%
Entity Public Float 236M USD -23.9%
Common Stock, Value, Issued 185K USD -4.64%
Weighted Average Number of Shares Outstanding, Basic 17.6M shares -3.88%
Weighted Average Number of Shares Outstanding, Diluted 17.7M shares -4.2%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 29.6M USD +72.1%
Income Tax Expense (Benefit) 5.7M USD +51.5%
Net Income (Loss) Attributable to Parent 23.9M USD +77.8%
Earnings Per Share, Basic 1 USD/shares +79.7%
Earnings Per Share, Diluted 1 USD/shares +82.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net 18.7M USD -3.67%
Assets 2.27B USD +1.11%
Liabilities 1.92B USD +1.12%
Accumulated Other Comprehensive Income (Loss), Net of Tax -13.3M USD +9.92%
Retained Earnings (Accumulated Deficit) 288M USD +4.78%
Stockholders' Equity Attributable to Parent 345M USD +1.02%
Liabilities and Equity 2.27B USD +1.11%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 26.7M USD
Net Cash Provided by (Used in) Financing Activities -40.1M USD -307%
Net Cash Provided by (Used in) Investing Activities 16.9M USD
Common Stock, Shares Authorized 100M shares 0%
Common Stock, Shares, Issued 18.5M shares -4.79%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 3.53M USD -62%
Interest Paid, Excluding Capitalized Interest, Operating Activities 16.2M USD -6.12%
Deferred Tax Assets, Gross 12.6M USD -9.05%
Payments to Acquire Property, Plant, and Equipment 265K USD -32.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 25.4M USD +10.5%
Property, Plant and Equipment, Gross 54.2M USD -0.92%
Deferred Income Tax Expense (Benefit) 98K USD -85.2%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 50M shares 0%
Additional Paid in Capital 80.5M USD -13.2%
Interest Expense 56.7M USD +211%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%