TransUnion financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
TRU on NYSE
Location
Chicago, IL
Fiscal year end
31 December
Latest financial report
27 Feb 2026

Shareable Research Card

TRU - TransUnion Financial Facts

TRU - TransUnion has a source-backed company facts page for reviewing reported financial metrics, periods, and linked metric histories.

Start with the latest metric summary, then open metric histories or cross-company rankings to compare the same SEC-backed facts.

Context
Latest metrics period: Q4 2025
Latest reported value
Return On Invested Capital 7.3%

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open metric pages to inspect the reported history.

Open stable link Open latest 10-Q/10-K hub Which companies report the highest revenue?

Quick Takeaways

  • TRU - TransUnion financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Invested Capital 7.3%.

What Changed

  • Return On Invested Capital YoY change: <span class="text-green-600">+27%</span>.
  • Most recent SEC facts end date: 30 Jan 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Source Evidence

Based on latest 10-Q/10-K

Based on company facts extracted from SEC 10-Q/10-K XBRL filings where available. Open company facts to inspect the reported metric history.

See Original Filing

Latest SEC snapshot (2026-01-30) highlights Return On Invested Capital 7.3%, Return On Equity 10.5%, and Return On Assets 4.1%.

Compare This Company Through SEC-backed Metrics

Use these links to compare TRU - TransUnion against other SEC filers on the same metric, then verify the company history from the paired facts page.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

53.0/100

Caution Confidence high

Return On Invested Capital

7.3%

Metric score 15.5/100

Return On Equity

11%

Metric score 14.8/100

Return On Assets

4.1%

Metric score 26.5/100

Financial Health

Current Ratio
1.75x
Quick Ratio
1.52x
Debt to Equity
1.11x

Strengths

Current Ratio, Quick Ratio, and NetIncomeLoss YoY

Watchpoints

Return On Invested Capital, Return On Equity, and Return On Assets

Key metrics snapshot

Profitability

Metric Latest value YoY change
Return On Invested Capital 7.3% +27%
Return On Equity 11% +52%
Return On Assets 4.1% +60%
Operating Margin 19% +18%

Financial Health

Metric Latest value YoY change
Current Ratio 1.75x +2.7%
Quick Ratio 1.52x +9.2%
Debt-to-equity 1.11x -8.2%

Growth

Metric Latest value YoY change
Revenues YoY 9.4%
NetIncomeLoss YoY 60%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 192,600,000 -1.3%
Common Stock, Shares, Outstanding 192,400,000 -1.3%
Common Stock, Value, Issued $2,000,000 0%
Weighted Average Number of Shares Outstanding, Basic 194,400,000 0%
Weighted Average Number of Shares Outstanding, Diluted 196,600,000 -0.05%

Additional Metrics

Metric Latest value YoY change
Revenue from Contract with Customer, Excluding Assessed Tax $4,576,300,000 +9.4%
Operating Income (Loss) $857,800,000 +29%
Nonoperating Income (Expense) $214,800,000 +19%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $643,000,000 +60%
Income Tax Expense (Benefit) $173,100,000 +75%
Earnings Per Share, Basic 2.34 +60%
Earnings Per Share, Diluted 2.32 +60%
Cash and Cash Equivalents, at Carrying Value $853,600,000 +26%
Marketable Securities, Current $2,700,000 +8%
Accounts Receivable, after Allowance for Credit Loss, Current $905,000,000 +13%
Other Assets, Current $257,700,000 -20%
Assets, Current $2,016,300,000 +12%
Property, Plant and Equipment, Net $258,400,000 +27%
Operating Lease, Right-of-Use Asset $49,200,000 -12%
Intangible Assets, Net (Excluding Goodwill) $3,098,500,000 -4.9%
Goodwill $5,259,500,000 +2.2%
Other Assets, Noncurrent $480,200,000 -17%
Assets $11,112,900,000 +1.2%
Accrued Liabilities, Current $104,500,000 +11%
Liabilities, Current $1,154,400,000 +8.9%
Long-term Debt and Lease Obligation $4,906,900,000 -3.3%
Deferred Income Tax Liabilities, Net $389,800,000 -6.1%
Operating Lease, Liability, Noncurrent $34,800,000 -16%
Other Liabilities, Noncurrent $116,500,000 +1.7%
Liabilities $6,567,600,000 -1.5%
Accumulated Other Comprehensive Income (Loss), Net of Tax $340,200,000 +7.4%
Retained Earnings (Accumulated Deficit) $2,723,700,000 +16%
Stockholders' Equity Attributable to Parent $4,439,200,000 +5.3%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $4,545,300,000 +5.2%
Liabilities and Equity $11,112,900,000 +1.2%
Common Stock, Shares Authorized 1,000,000,000 0%
Common Stock, Shares, Issued 199,400,000 -1%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $853,600,000 +26%
Deferred Tax Assets, Valuation Allowance $80,300,000 -14%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 0%
Deferred Tax Assets, Gross $489,700,000 -1.4%
Operating Lease, Liability $54,600,000 -14%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $482,400,000 +171%
Lessee, Operating Lease, Liability, to be Paid $60,500,000 -13%
Property, Plant and Equipment, Gross $803,400,000 +13%
Operating Lease, Liability, Current $19,800,000 -10%
Lessee, Operating Lease, Liability, to be Paid, Year Two $15,900,000 -21%
Lessee, Operating Lease, Liability, to be Paid, Year One $21,800,000 -9.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.057 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $5,900,000 -7.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three $9,300,000 -26%
Deferred Tax Assets, Operating Loss Carryforwards $253,800,000 -13%
Unrecognized Tax Benefits $44,300,000 -0.22%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,100,000 -6.2%
Deferred Tax Assets, Net of Valuation Allowance $409,400,000 +1.5%
Preferred Stock, Par or Stated Value Per Share 0.01 0%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY