NMI Holdings, Inc. financial data

Symbol
NMIH on Nasdaq
Location
Emeryville, CA
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 12 Feb 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 48% % -5.9%
Return On Equity 16% % -7.5%
Return On Assets 11% % -5.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 76,032,627 shares -3.1%
Common Stock, Shares, Outstanding 76,285,242 shares -2.9%
Entity Public Float $2,710,628,478 USD 23%
Weighted Average Number of Shares Outstanding, Basic 77,626,000 shares -2.8%
Weighted Average Number of Shares Outstanding, Diluted 79,038,000 shares -2.8%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $706,440,000 USD 8.5%
Costs and Expenses $206,636,000 USD 10%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $499,804,000 USD 7.9%
Income Tax Expense (Benefit) $110,878,000 USD 7.3%
Net Income (Loss) Attributable to Parent $388,926,000 USD 8%
Earnings Per Share, Basic 5.01 USD/shares 11%
Earnings Per Share, Diluted 4.92 USD/shares 11%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $21,727,000 USD -15%
Operating Lease, Right-of-Use Asset $6,700,000 USD -18%
Goodwill $3,244,000 USD 0%
Assets $3,841,098,000 USD 15%
Deferred Income Tax Liabilities, Net $478,890,000 USD 24%
Liabilities $1,249,112,000 USD 10%
Accumulated Other Comprehensive Income (Loss), Net of Tax $46,083,000 USD 63%
Retained Earnings (Accumulated Deficit) $1,972,185,000 USD 25%
Stockholders' Equity Attributable to Parent $2,591,986,000 USD 17%
Liabilities and Equity $3,841,098,000 USD 15%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $101,151,000 USD -9.3%
Net Cash Provided by (Used in) Financing Activities $33,593,000 USD -9.1%
Net Cash Provided by (Used in) Investing Activities $47,657,000 USD -26%
Common Stock, Shares Authorized 250,000,000 shares 0%
Common Stock, Shares, Issued 88,371,465 shares 0.53%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $19,901,000 USD -54%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $43,937,000 USD -19%
Interest Paid, Excluding Capitalized Interest, Operating Activities $18,700,000 USD
Deferred Tax Assets, Valuation Allowance $9,519,000 USD 0.35%
Deferred Tax Assets, Gross $32,732,000 USD -38%
Operating Lease, Liability $8,507,000 USD -17%
Payments to Acquire Property, Plant, and Equipment $1,706,000 USD -22%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $467,647,000 USD 25%
Lessee, Operating Lease, Liability, to be Paid $9,783,000 USD -20%
Property, Plant and Equipment, Gross $115,480,000 USD 4.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two $2,256,000 USD 2%
Lessee, Operating Lease, Liability, to be Paid, Year One $2,211,000 USD -6.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.065 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,276,000 USD -33%
Lessee, Operating Lease, Liability, to be Paid, Year Three $2,322,000 USD 2.9%
Deferred Tax Assets, Operating Loss Carryforwards $8,669,000 USD -2.3%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $2,392,000 USD 3%
Additional Paid in Capital $1,016,772,000 USD 1.2%
Deferred Tax Assets, Net of Valuation Allowance $23,213,000 USD -46%
Interest Expense $32,213,000 USD 0.16%