Sound Financial Bancorp, Inc. financial data

Symbol
SFBC on Nasdaq
Location
Seattle, WA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 12 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 892% % -6.2%
Return On Equity 6.5% % 67%
Return On Assets 0.65% % 76%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 2,566,069 shares 0.08%
Common Stock, Shares, Outstanding 2,566,069 shares 0.08%
Entity Public Float $57,000,000 USD 14%
Common Stock, Value, Issued $25,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 2,556,562 shares 0.48%
Weighted Average Number of Shares Outstanding, Diluted 2,575,575 shares 0.24%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $8,398,000 USD 79%
Income Tax Expense (Benefit) $1,563,000 USD 106%
Net Income (Loss) Attributable to Parent $6,835,000 USD 74%
Earnings Per Share, Basic 2 USD/shares 74%
Earnings Per Share, Diluted 2 USD/shares 73%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $101,156,000 USD -32%
Property, Plant and Equipment, Net $4,421,000 USD -8%
Operating Lease, Right-of-Use Asset $3,569,000 USD -5.6%
Goodwill $777,000 USD 0%
Assets $1,060,163,000 USD -3.7%
Liabilities $952,713,000 USD -4.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax $964,000 USD -4.6%
Retained Earnings (Accumulated Deficit) $79,724,000 USD 6.5%
Stockholders' Equity Attributable to Parent $107,450,000 USD 5.1%
Liabilities and Equity $1,060,163,000 USD -3.7%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,852,000 USD -47%
Net Cash Provided by (Used in) Financing Activities $72,078,000 USD -20%
Net Cash Provided by (Used in) Investing Activities $13,923,000 USD
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 2,566,069 shares 0.08%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $87,853,000 USD -0.49%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $101,156,000 USD -32%
Interest Paid, Excluding Capitalized Interest, Operating Activities $5,814,000 USD -9.1%
Deferred Tax Assets, Gross $3,776,000 USD -2%
Operating Lease, Liability $3,831,000 USD -6.1%
Payments to Acquire Property, Plant, and Equipment $38,000 USD -98%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $6,793,000 USD 56%
Lessee, Operating Lease, Liability, to be Paid $4,053,000 USD -6.7%
Property, Plant and Equipment, Gross $14,636,000 USD 0.08%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,033,000 USD 8.4%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,137,000 USD 22%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure
Deferred Income Tax Expense (Benefit) $273,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $222,000 USD -16%
Lessee, Operating Lease, Liability, to be Paid, Year Three $661,000 USD -28%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $77,000 USD -86%
Operating Lease, Payments $294,000 USD 5.8%
Additional Paid in Capital $28,665,000 USD 1.3%
Preferred Stock, Shares Outstanding 0 shares
Share-based Payment Arrangement, Expense $390,000 USD -13%
Interest Expense $23,179,000 USD 137%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%