Oportun Financial Corp financial data

Symbol
OPRT on Nasdaq
Industry
Finance Services
Location
2 Circle Star Way, San Carlos, CA
State of incorporation
DE
Fiscal year end
December 31
Former names
Progreso Financiero Holdings, Inc. (to 9/10/2013)
Latest financial report
10-Q - Q3 2024 - Nov 12, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 799 % +25.5%
Return On Equity 16 %
Return On Assets -3.92 % +6.22%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 36M shares +5.09%
Common Stock, Shares, Outstanding 36M shares +5.09%
Entity Public Float 138M USD +32.7%
Common Stock, Value, Issued 7K USD 0%
Weighted Average Number of Shares Outstanding, Basic 40M shares +4.39%
Weighted Average Number of Shares Outstanding, Diluted 40M shares +4.39%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 1.01B USD -4.05%
Revenue from Contract with Customer, Excluding Assessed Tax 24.5M USD -7.62%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest -176M USD +13.7%
Income Tax Expense (Benefit) -47.1M USD +18.4%
Net Income (Loss) Attributable to Parent -129M USD +11.8%
Earnings Per Share, Basic -3.13 USD/shares +26.5%
Earnings Per Share, Diluted -3.13 USD/shares +25.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 71.8M USD -12.3%
Deferred Income Tax Assets, Net 81.8M USD +156%
Property, Plant and Equipment, Net 3.89M USD -50.7%
Operating Lease, Right-of-Use Asset 9.67M USD -58.3%
Goodwill 0 USD -100%
Assets 3.25B USD -5.21%
Deferred Income Tax Liabilities, Net 0 USD -100%
Liabilities 2.92B USD -2.17%
Retained Earnings (Accumulated Deficit) -261M USD -97.9%
Stockholders' Equity Attributable to Parent 328M USD -25.8%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 548M USD -9.32%
Liabilities and Equity 3.25B USD -5.21%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 85.9M USD +11.8%
Net Cash Provided by (Used in) Financing Activities -132M USD -237%
Net Cash Provided by (Used in) Investing Activities 36.5M USD
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 36.2M shares +5.05%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -9.46M USD -399%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 229M USD +14.5%
Interest Paid, Excluding Capitalized Interest, Operating Activities 56.7M USD +51.3%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 92.4M USD +46%
Operating Lease, Liability 21.1M USD -31.8%
Depreciation 4.1M USD -6.82%
Lessee, Operating Lease, Liability, to be Paid 23M USD -30.3%
Property, Plant and Equipment, Gross 42.4M USD -12.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two 5.32M USD -50.1%
Lessee, Operating Lease, Liability, to be Paid, Year One 11.3M USD -9.99%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure +22.4%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 1.95M USD -7.11%
Lessee, Operating Lease, Liability, to be Paid, Year Three 2.11M USD -53.9%
Deferred Tax Assets, Operating Loss Carryforwards 68.7M USD +66.8%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100M shares 0%
Unrecognized Tax Benefits 8.65M USD +30.9%
Lessee, Operating Lease, Liability, to be Paid, Year Four 796K USD -48.1%
Operating Lease, Payments 3.33M USD -10.7%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 8M USD +9.59%
Share-based Payment Arrangement, Expense 15M USD -27%