Enova International, Inc. financial data

Symbol
ENVA on NYSE
Location
175 West Jackson Blvd., Suite 600, Chicago, IL
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Oct 24, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 357 % +17.7%
Return On Equity 23.9 % +56.1%
Return On Assets 5.23 % +37.7%
Operating Margin 23.3 % +10.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 24.8M shares -5.36%
Common Stock, Shares, Outstanding 24.9M shares -5.27%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 25M shares -5.55%
Weighted Average Number of Shares Outstanding, Diluted 26.5M shares -4.47%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 3.04B USD +21.1%
General and Administrative Expense 161M USD -4.16%
Operating Income (Loss) 708M USD +34.3%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 380M USD +61.3%
Income Tax Expense (Benefit) 86.5M USD +57.9%
Net Income (Loss) Attributable to Parent 293M USD +62.4%
Earnings Per Share, Basic 11 USD/shares +75.4%
Earnings Per Share, Diluted 10 USD/shares +73.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 53.6M USD -20.6%
Property, Plant and Equipment, Net 129M USD +9.09%
Operating Lease, Right-of-Use Asset 17.2M USD +35.1%
Intangible Assets, Net (Excluding Goodwill) 4.91M USD -62.1%
Goodwill 279M USD 0%
Assets 5.96B USD +19.8%
Deferred Income Tax Liabilities, Net 287M USD +32%
Liabilities 4.68B USD +23.2%
Accumulated Other Comprehensive Income (Loss), Net of Tax -7.87M USD +16.5%
Retained Earnings (Accumulated Deficit) 1.93B USD +17.9%
Stockholders' Equity Attributable to Parent 1.28B USD +8.91%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 1.28B USD +8.91%
Liabilities and Equity 5.96B USD +19.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 391M USD +12.2%
Net Cash Provided by (Used in) Financing Activities 107M USD
Net Cash Provided by (Used in) Investing Activities -510M USD -15%
Common Stock, Shares Authorized 250M shares 0%
Common Stock, Shares, Issued 47.3M shares +1.89%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -10.8M USD +92.7%
Deferred Tax Assets, Valuation Allowance 20.5M USD +27.7%
Deferred Tax Assets, Gross 77.6M USD +33.2%
Operating Lease, Liability 32.2M USD +22.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 295M USD +81.7%
Lessee, Operating Lease, Liability, to be Paid 48.6M USD +11.2%
Property, Plant and Equipment, Gross 261M USD +8.93%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.34M USD +27.6%
Lessee, Operating Lease, Liability, to be Paid, Year One 3.47M USD +5.37%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure 0%
Deferred Income Tax Expense (Benefit) 9.19M USD -36.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 16.4M USD -1.31%
Lessee, Operating Lease, Liability, to be Paid, Year Three 6.62M USD +77.8%
Deferred Tax Assets, Operating Loss Carryforwards 10.5M USD +14.6%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25M shares 0%
Unrecognized Tax Benefits 118M USD +14.5%
Lessee, Operating Lease, Liability, to be Paid, Year Four 6.21M USD +24.6%
Operating Lease, Payments 7.74M USD -27.7%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense 327M USD +20.9%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%