Enova International, Inc. financial data

Symbol
ENVA on NYSE
Industry
Personal Credit Institutions
Location
175 West Jackson Blvd., Suite 600, Chicago, IL
State of incorporation
DE
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2024 - Oct 23, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 303 % +39%
Return On Equity 15.3 % -1.61%
Return On Assets 3.8 % -22.3%
Operating Margin 21 % -1.36%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 26.2M shares -12.3%
Common Stock, Shares, Outstanding 26.3M shares -13.2%
Entity Public Float 899M USD -26.9%
Common Stock, Value, Issued 0 USD
Weighted Average Number of Shares Outstanding, Basic 26.4M shares -13.7%
Weighted Average Number of Shares Outstanding, Diluted 27.7M shares -13.1%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 2.51B USD +24.3%
General and Administrative Expense 168M USD +14.7%
Operating Income (Loss) 527M USD +22.6%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 235M USD -6.81%
Income Tax Expense (Benefit) 54.8M USD -10.6%
Net Income (Loss) Attributable to Parent 181M USD -5.6%
Earnings Per Share, Basic 6.55 USD/shares +6.68%
Earnings Per Share, Diluted 6.28 USD/shares +6.26%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 67.5M USD +7.3%
Property, Plant and Equipment, Net 118M USD +13.5%
Operating Lease, Right-of-Use Asset 12.7M USD -20.5%
Intangible Assets, Net (Excluding Goodwill) 13M USD -38.3%
Goodwill 279M USD 0%
Assets 4.98B USD +21.3%
Deferred Income Tax Liabilities, Net 217M USD +124%
Liabilities 3.8B USD +33.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax -9.42M USD -30.8%
Retained Earnings (Accumulated Deficit) 1.63B USD +12.4%
Stockholders' Equity Attributable to Parent 1.18B USD -6.53%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 1.18B USD -6.53%
Liabilities and Equity 4.98B USD +21.3%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 349M USD +23.6%
Net Cash Provided by (Used in) Financing Activities -54M USD -261%
Net Cash Provided by (Used in) Investing Activities -443M USD -116%
Common Stock, Shares Authorized 250M shares 0%
Common Stock, Shares, Issued 46.5M shares +2.91%
Common Stock, Par or Stated Value Per Share 0 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -149M USD -235%
Deferred Tax Assets, Valuation Allowance 16M USD +44.6%
Deferred Tax Assets, Gross 58.3M USD +24.4%
Operating Lease, Liability 26.3M USD -2.91%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 210M USD -17.8%
Lessee, Operating Lease, Liability, to be Paid 43.7M USD +3.53%
Property, Plant and Equipment, Gross 240M USD +14.4%
Lessee, Operating Lease, Liability, to be Paid, Year Two 3.4M USD -62.7%
Lessee, Operating Lease, Liability, to be Paid, Year One 3.29M USD -65.3%
Operating Lease, Weighted Average Discount Rate, Percent 0.09 pure -9.88%
Deferred Income Tax Expense (Benefit) 14.5M USD +252%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 16.6M USD +93.7%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3.72M USD -59.8%
Deferred Tax Assets, Operating Loss Carryforwards 9.19M USD +1.78%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 25M shares 0%
Unrecognized Tax Benefits 103M USD -37.2%
Lessee, Operating Lease, Liability, to be Paid, Year Four 4.99M USD -41.4%
Operating Lease, Payments 7.74M USD -27.7%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense 271M USD +54.6%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares 0%