Guidewire Software, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q1 2026.

Symbol
GWRE on NYSE
Location
San Mateo, CA
Fiscal year end
31 July
Latest financial report
06 Mar 2026

Quick Takeaways

  • GWRE - Guidewire Software, Inc. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q1 2026.
  • Headline metric: Return On Equity 14%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-1120%</span>.
  • Most recent SEC facts end date: 27 Feb 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-02-27) highlights Return On Equity 13.6%, Return On Assets 2.2%, and Operating Margin 10.7%.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

54.6/100

Caution Confidence medium

Return On Equity

14%

Metric score 33.1/100

Return On Assets

2.2%

Metric score 2.2/100

Financial Health

Current Ratio
2.93x
Quick Ratio
2.74x
Debt to Equity
0.47x

Strengths

Debt-to-equity and Revenues YoY

Watchpoints

Return On Equity, Return On Assets, and Operating Margin

Key metrics snapshot

Return On Equity

14%

YoY: -1120%

Industry median: 1.8% (n=305)

View history

Return On Assets

2.2%

YoY: -1078%

Industry median: -5.4% (n=303)

View history

Operating Margin

11%

YoY: +11742%

Industry median: -8.2% (n=263)

View history

Current Ratio

2.93x

YoY: +11%

Industry median: 1.3x (n=304)

View history

Quick Ratio

2.74x

YoY: -15%

Industry median: 0.94x (n=234)

View history

Debt-to-equity

0.47x

YoY: -2.9%

Industry median: 0.51x (n=238)

View history

Revenues YoY

24%

YoY:

Industry median: 10% (n=265)

View history

Profitability

Metric Latest value YoY change
Return On Equity 14% -1120%
Return On Assets 2.2% -1078%
Operating Margin 11% +11742%

Financial Health

Metric Latest value YoY change
Current Ratio 2.93x +11%
Quick Ratio 2.74x -15%
Debt-to-equity 0.47x -2.9%

Growth

Metric Latest value YoY change
Revenues YoY 24%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 84,657,470 +0.93%
Common Stock, Value, Issued $8,000 0%
Weighted Average Number of Shares Outstanding, Basic 84,858,179 +1.4%
Weighted Average Number of Shares Outstanding, Diluted 86,116,567 +2.9%

Additional Metrics

Metric Latest value YoY change
Revenue from Contract with Customer, Excluding Assessed Tax $1,341,812,000 +24%
Research and Development Expense $318,653,000 +14%
Selling and Marketing Expense $249,149,000 +17%
General and Administrative Expense $196,766,000 +14%
Operating Income (Loss) $90,984,000 +14551%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $188,707,000
Income Tax Expense (Benefit) $653,000 +96%
Earnings Per Share, Basic 2.25
Earnings Per Share, Diluted 2.21
Cash and Cash Equivalents, at Carrying Value $407,946,000 -42%
Accounts Receivable, after Allowance for Credit Loss, Current $162,937,000 +32%
Assets, Current $1,346,188,000 -8.9%
Deferred Income Tax Assets, Net $292,842,000 +4.2%
Property, Plant and Equipment, Net $65,315,000 +21%
Operating Lease, Right-of-Use Asset $37,430,000 -13%
Intangible Assets, Net (Excluding Goodwill) $19,833,000 +212%
Goodwill $422,113,000 +13%
Other Assets, Noncurrent $75,686,000 +19%
Assets $2,691,745,000 +5.9%
Accounts Payable, Current $28,946,000 +16%
Employee-related Liabilities, Current $84,697,000 +40%
Contract with Customer, Liability, Current $307,646,000 +16%
Liabilities, Current $458,983,000 -18%
Contract with Customer, Liability, Noncurrent $4,977,000 +60%
Operating Lease, Liability, Noncurrent $28,673,000 -16%
Other Liabilities, Noncurrent $12,171,000 +123%
Liabilities $1,181,127,000 -7.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $2,959,000 +81%
Retained Earnings (Accumulated Deficit) $611,021,000 +6.3%
Stockholders' Equity Attributable to Parent $1,510,618,000 +19%
Liabilities and Equity $2,691,745,000 +5.9%
Share-based Payment Arrangement, Noncash Expense $172,622,000 +13%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $407,946,000 -42%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $65,057,000
Share-based Payment Arrangement, Expense $172,622,000 +13%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY