Regional Management Corp. financial data

Symbol
RM on NYSE
Industry
Personal Credit Institutions
Location
979 Batesville Road, Suite B, Greer, SC
State of incorporation
DE
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2024 - Nov 8, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 428 % -3.03%
Return On Equity 7 % -13.8%
Return On Assets 1.33 % -11.3%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 10.2M shares +3.34%
Common Stock, Shares, Outstanding 10.2M shares +3.35%
Entity Public Float 246M USD -15.2%
Common Stock, Value, Issued 1.5M USD +2.25%
Weighted Average Number of Shares Outstanding, Basic 9.68M shares +2.69%
Weighted Average Number of Shares Outstanding, Diluted 10.1M shares +4.56%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 575M USD +6.2%
General and Administrative Expense 248M USD +6.16%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 31.8M USD +0.76%
Income Tax Expense (Benefit) 8.05M USD +43.1%
Net Income (Loss) Attributable to Parent 23.7M USD -8.43%
Earnings Per Share, Basic 2.45 USD/shares -13.4%
Earnings Per Share, Diluted 2.4 USD/shares -13.4%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 11.8M USD -16.3%
Property, Plant and Equipment, Net 13.4M USD -5.17%
Operating Lease, Right-of-Use Asset 37.2M USD +6.78%
Goodwill 716K USD 0%
Assets 1.82B USD +3.2%
Liabilities 1.47B USD +2.38%
Accumulated Other Comprehensive Income (Loss), Net of Tax -87K USD +78.1%
Retained Earnings (Accumulated Deficit) 372M USD +3.21%
Stockholders' Equity Attributable to Parent 353M USD +6.76%
Liabilities and Equity 1.82B USD +3.2%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 58.5M USD +11.1%
Net Cash Provided by (Used in) Financing Activities -44.4M USD -48.2%
Net Cash Provided by (Used in) Investing Activities -20.3M USD -0.64%
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 15M shares +2.25%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -6.26M USD -352%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 120M USD -3.31%
Interest Paid, Excluding Capitalized Interest, Operating Activities 16.3M USD +10.6%
Deferred Tax Assets, Gross 72.1M USD +5.95%
Operating Lease, Liability 39.4M USD +6.08%
Payments to Acquire Property, Plant, and Equipment 1.03M USD -37.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 24.1M USD -7.43%
Lessee, Operating Lease, Liability, to be Paid 43M USD -1.41%
Property, Plant and Equipment, Gross 44.1M USD +4.32%
Lessee, Operating Lease, Liability, to be Paid, Year Two 8.8M USD +2.46%
Lessee, Operating Lease, Liability, to be Paid, Year One 9.68M USD +13.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 6.39M USD -6.96%
Lessee, Operating Lease, Liability, to be Paid, Year Three 7M USD +2.72%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100M shares 0%
Unrecognized Tax Benefits 733K USD +77.1%
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.24M USD +0.89%
Operating Lease, Payments 2.81M USD +21.2%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 3.5M USD -14.2%
Deferred Tax Assets, Net of Valuation Allowance 13.6M USD -1.22%
Preferred Stock, Par or Stated Value Per Share 0.1 USD/shares 0%