Regional Management Corp. financial data

Symbol
RM on NYSE
Location
Greer, SC
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 438% % 2.4%
Return On Equity 11% % 63%
Return On Assets 2.1% % 63%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9,712,805 shares -4.4%
Common Stock, Shares, Outstanding 9,803,000 shares -3.6%
Entity Public Float $239,547,871 USD -2.6%
Common Stock, Value, Issued $1,522,000 USD 1.7%
Weighted Average Number of Shares Outstanding, Basic 9,370,000 shares -3.2%
Weighted Average Number of Shares Outstanding, Diluted 10,133,000 shares 0.43%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $630,728,000 USD 9.6%
General and Administrative Expense $257,702,000 USD 4%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $54,374,000 USD 71%
Income Tax Expense (Benefit) $12,957,000 USD 61%
Net Income (Loss) Attributable to Parent $41,417,000 USD 74%
Earnings Per Share, Basic 4 USD/shares 78%
Earnings Per Share, Diluted 4 USD/shares 71%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $587,000 USD -95%
Property, Plant and Equipment, Net $12,996,000 USD -3.2%
Operating Lease, Right-of-Use Asset $40,782,000 USD 9.5%
Assets $2,028,266,000 USD 11%
Liabilities $1,656,348,000 USD 13%
Accumulated Other Comprehensive Income (Loss), Net of Tax $10,000 USD 89%
Retained Earnings (Accumulated Deficit) $400,844,000 USD 7.8%
Stockholders' Equity Attributable to Parent $371,918,000 USD 5.4%
Liabilities and Equity $2,028,266,000 USD 11%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $63,665,000 USD 8.9%
Net Cash Provided by (Used in) Financing Activities $12,563,000 USD 72%
Net Cash Provided by (Used in) Investing Activities $60,267,000 USD -196%
Common Stock, Shares Authorized 1,000,000,000 shares 0%
Common Stock, Shares, Issued 15,220,000 shares 1.7%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $9,165,000 USD -46%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $108,543,000 USD -9.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities $19,151,000 USD 17%
Deferred Tax Assets, Gross $76,566,000 USD 6.3%
Operating Lease, Liability $42,906,000 USD 9%
Payments to Acquire Property, Plant, and Equipment $1,275,000 USD 24%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $41,494,000 USD 73%
Lessee, Operating Lease, Liability, to be Paid $47,729,000 USD 11%
Property, Plant and Equipment, Gross $46,318,000 USD 5%
Lessee, Operating Lease, Liability, to be Paid, Year Two $10,516,000 USD 19%
Lessee, Operating Lease, Liability, to be Paid, Year One $11,001,000 USD 14%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $7,150,000 USD 12%
Lessee, Operating Lease, Liability, to be Paid, Year Three $8,369,000 USD 20%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100,000,000 shares 0%
Unrecognized Tax Benefits $984,000 USD 34%
Lessee, Operating Lease, Liability, to be Paid, Year Four $5,691,000 USD 8.6%
Operating Lease, Payments $3,117,000 USD 11%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization $3,603,000 USD 3%
Deferred Tax Assets, Net of Valuation Allowance $9,286,000 USD -32%
Share-based Payment Arrangement, Expense $11,406,000 USD -26%
Preferred Stock, Par or Stated Value Per Share 0.1 USD/shares 0%