Regional Management Corp. financial data

Symbol
RM on NYSE
Industry
Personal Credit Institutions
Location
979 Batesville Road, Suite B, Greer, South Carolina
State of incorporation
Delaware
Fiscal year end
December 31
Latest financial report
10-Q - Q2 2024 - Aug 2, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 433 % -1.29%
Return On Equity 7.46 % -13.7%
Return On Assets 1.4 % -13.1%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 10.2M shares +3.24%
Common Stock, Shares, Outstanding 10.2M shares +3.33%
Entity Public Float 246M USD -15.2%
Common Stock, Value, Issued 1.5M USD +2.19%
Weighted Average Number of Shares Outstanding, Basic 9.61M shares +2.28%
Weighted Average Number of Shares Outstanding, Diluted 9.86M shares +3.11%

Income Statement

Label TTM Value / Value Unit Change %
Revenues 570M USD +7.05%
General and Administrative Expense 247M USD +7.82%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 32.5M USD -4.36%
Income Tax Expense (Benefit) 7.62M USD +11.6%
Net Income (Loss) Attributable to Parent 24.9M USD -8.37%
Earnings Per Share, Basic 2.6 USD/shares -12.8%
Earnings Per Share, Diluted 2.55 USD/shares -12.7%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 12.4M USD -19%
Property, Plant and Equipment, Net 13.4M USD -8.7%
Operating Lease, Right-of-Use Asset 35.1M USD +0.42%
Goodwill 716K USD 0%
Assets 1.79B USD +3.8%
Liabilities 1.44B USD +3%
Accumulated Other Comprehensive Income (Loss), Net of Tax -39K USD +89.4%
Retained Earnings (Accumulated Deficit) 367M USD +3.63%
Stockholders' Equity Attributable to Parent 345M USD +7.28%
Liabilities and Equity 1.79B USD +3.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 58.5M USD +11.1%
Net Cash Provided by (Used in) Financing Activities -44.4M USD -48.2%
Net Cash Provided by (Used in) Investing Activities -20.3M USD -0.64%
Common Stock, Shares Authorized 1B shares 0%
Common Stock, Shares, Issued 15M shares +2.23%
Common Stock, Par or Stated Value Per Share 0.1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -6.26M USD -352%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 143M USD +1.24%
Interest Paid, Excluding Capitalized Interest, Operating Activities 16.3M USD +10.6%
Deferred Tax Assets, Gross 72.1M USD +5.95%
Operating Lease, Liability 37.3M USD +0.37%
Payments to Acquire Property, Plant, and Equipment 1.03M USD -37.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 25.2M USD -5.9%
Lessee, Operating Lease, Liability, to be Paid 43M USD -1.41%
Property, Plant and Equipment, Gross 44.1M USD +4.32%
Lessee, Operating Lease, Liability, to be Paid, Year Two 8.8M USD +2.46%
Lessee, Operating Lease, Liability, to be Paid, Year One 9.68M USD +13.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 0%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 6.39M USD -6.96%
Lessee, Operating Lease, Liability, to be Paid, Year Three 7M USD +2.72%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 100M shares 0%
Unrecognized Tax Benefits 733K USD +77.1%
Lessee, Operating Lease, Liability, to be Paid, Year Four 5.24M USD +0.89%
Operating Lease, Payments 2.81M USD +21.2%
Preferred Stock, Shares Outstanding 0 shares
Depreciation, Depletion and Amortization 3.5M USD -14.2%
Deferred Tax Assets, Net of Valuation Allowance 13.6M USD -1.22%
Preferred Stock, Par or Stated Value Per Share 0.1 USD/shares 0%