Origin Bancorp, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
OBK on NYSE
Location
Ruston, LA
Fiscal year end
31 December
Latest financial report
25 Feb 2026

Quick Takeaways

  • OBK - Origin Bancorp, Inc. financial facts are built from SEC company filings data.
  • Latest metrics period on this page: Q4 2025.
  • Headline metric: Return On Equity 6.3%.

What Changed

  • Return On Equity YoY change: <span class="text-red-600">-9.2%</span>.
  • Most recent SEC facts end date: 13 Feb 2026.

Why This Matters

  • This gives a beginner-friendly first read before you inspect detailed formulas and metric tables.
  • Every metric card links to a deeper SEC-backed history page for verification.

Official SEC Source

Based on latest 10-Q/10-K

Facts and ratios are grounded in SEC company facts linked to the latest 10-Q/10-K cycle.

See Original Filing

Latest SEC snapshot (2026-02-13) highlights Return On Equity 6.3%, Return On Assets 0.8%, and Debt-to-equity 7.03x.

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

6.2/100

Weak Confidence low

Return On Equity

6.3%

Metric score 0.0/100

Return On Assets

0.78%

Metric score 0.0/100

Financial Health

Debt to Equity
7.03x

Strengths

No strong signals yet.

Watchpoints

Return On Equity, Return On Assets, and Debt-to-equity

Key metrics snapshot

Return On Equity

6.3%

YoY: -9.2%

Industry median: 10% (n=208)

View history

Return On Assets

0.78%

YoY: -1.7%

Industry median: 0.97% (n=208)

View history

Debt-to-equity

7.03x

YoY: -10%

Industry median: 8.4x (n=193)

View history

NetIncomeLoss YoY

-1.7%

YoY:

Industry median: 16% (n=199)

View history

Profitability

Metric Latest value YoY change
Return On Equity 6.3% -9.2%
Return On Assets 0.78% -1.7%

Financial Health

Metric Latest value YoY change
Debt-to-equity 7.03x -10%

Growth

Metric Latest value YoY change
NetIncomeLoss YoY -1.7%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 30,983,713 -0.73%
Common Stock, Value, Issued $154,762,000 -0.79%
Weighted Average Number of Shares Outstanding, Basic 31,135,865 +0.19%
Weighted Average Number of Shares Outstanding, Diluted 31,333,463 +0.42%

Additional Metrics

Metric Latest value YoY change
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $95,641,000 -1.7%
Income Tax Expense (Benefit) $20,444,000 -1.6%
Earnings Per Share, Basic 2.42 -1.6%
Earnings Per Share, Diluted 2.4 -2%
Cash and Cash Equivalents, at Carrying Value $424,217,000 -9.8%
Operating Lease, Right-of-Use Asset $51,883,000 -1.8%
Intangible Assets, Net (Excluding Goodwill) $33,362,000 -11%
Goodwill $128,679,000 0%
Assets $9,724,722,000 +0.48%
Liabilities $8,478,037,000 -0.65%
Accumulated Other Comprehensive Income (Loss), Net of Tax $54,141,000 +49%
Retained Earnings (Accumulated Deficit) $612,523,000 +9.8%
Stockholders' Equity Attributable to Parent $1,246,685,000 +8.9%
Liabilities and Equity $9,724,722,000 +0.48%
Common Stock, Shares Authorized 50,000,000 0%
Common Stock, Shares, Issued 30,952,428 -0.79%
Common Stock, Par or Stated Value Per Share 5 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $424,217,000 -9.8%
Deferred Tax Assets, Valuation Allowance $1,803,000 +14%
Deferred Tax Assets, Gross $38,395,000 +13%
Operating Lease, Liability $55,926,000 -0.13%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $127,085,000 +39%
Lessee, Operating Lease, Liability, to be Paid $70,715,000 -1.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two $7,820,000 +10%
Lessee, Operating Lease, Liability, to be Paid, Year One $7,925,000 +4.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.0429 +1.9%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $14,789,000 -6.8%
Lessee, Operating Lease, Liability, to be Paid, Year Three $7,592,000 +8.2%
Deferred Tax Assets, Operating Loss Carryforwards $1,887,000 +11%
Preferred Stock, Shares Authorized 2,000,000 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $6,574,000 -3.7%
Amortization of Intangible Assets $6,611,000 -17%
Deferred Tax Assets, Net of Valuation Allowance $36,592,000 +13%
Share-based Payment Arrangement, Expense $8,263,000 +15%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY