Block, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
XYZ on NYSE, BSQKZ on OTC
Location
Oakland, CA
Fiscal year end
31 December
Latest financial report
26 Feb 2026

Latest SEC snapshot (2025-12-31) highlights Return On Equity 6.0%, Return On Assets 2.9%, and Operating Margin 8.0%.

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

42.0/100

Caution Confidence high

Return On Equity

6%

Metric score 0.0/100

Return On Assets

2.9%

Metric score 11.0/100

Financial Health

Current Ratio
2.2x
Quick Ratio
1.15x
Debt to Equity
0.4x

Strengths

Current Ratio, Quick Ratio, and Debt-to-equity

Watchpoints

Return On Equity, Return On Assets, and Operating Margin

Key metrics snapshot

Return On Equity

6%

YoY: -59%

Industry median: 1.8% (n=299)

View history

Return On Assets

2.9%

YoY: -59%

Industry median: -5.8% (n=296)

View history

Operating Margin

8%

YoY: +91%

Industry median: -8.4% (n=265)

View history

Current Ratio

2.2x

YoY: -5.4%

Industry median: 1.3x (n=305)

View history

Quick Ratio

1.15x

YoY: -32%

Industry median: 1.01x (n=235)

View history

Debt-to-equity

0.4x

YoY: -14%

Industry median: 0.53x (n=275)

View history

Revenues YoY

0.3%

YoY:

Industry median: 5% (n=75)

View history

NetIncomeLoss YoY

-55%

YoY:

Industry median: 7.1% (n=284)

View history

Profitability

Metric Latest value YoY change
Return On Equity 6% -59%
Return On Assets 2.9% -59%
Operating Margin 8% +91%

Financial Health

Metric Latest value YoY change
Current Ratio 2.2x -5.4%
Quick Ratio 1.15x -32%
Debt-to-equity 0.4x -14%

Growth

Metric Latest value YoY change
Revenues YoY 0.3%
NetIncomeLoss YoY -55%

Share Metrics

Metric Latest value YoY change
Weighted Average Number of Shares Outstanding, Basic 612,243,000 -0.77%
Weighted Average Number of Shares Outstanding, Diluted 622,838,000 -2.1%

Additional Metrics

Metric Latest value YoY change
Cost of Revenue $13,833,754,000 -9.2%
Research and Development Expense $2,907,889,000 -0.22%
Selling and Marketing Expense $2,273,072,000 +15%
General and Administrative Expense $1,997,587,000 -7%
Costs and Expenses $8,651,523,000 +8.2%
Operating Income (Loss) $1,708,406,000 +91%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $1,689,911,000 +25%
Income Tax Expense (Benefit) $385,701,000 +183%
Earnings Per Share, Basic 2.13 -55%
Earnings Per Share, Diluted 2.1 -54%
Cash and Cash Equivalents, at Carrying Value $6,564,092,000 -19%
Accounts Receivable, after Allowance for Credit Loss, Current $238,207,000 +60%
Inventory, Net $158,319,000 +51%
Other Assets, Current $3,589,925,000 +9.2%
Assets, Current $22,856,880,000 +15%
Deferred Income Tax Assets, Net $1,302,776,000 -28%
Property, Plant and Equipment, Net $323,375,000 +2.8%
Operating Lease, Right-of-Use Asset $214,929,000 -2.3%
Goodwill $11,849,018,000 +3.8%
Other Assets, Noncurrent $754,837,000 +69%
Assets $39,549,887,000 +7.5%
Accounts Payable, Current $114,572,000 -2.9%
Accrued Liabilities, Current $669,052,000 -7.8%
Liabilities, Current $10,384,460,000 +22%
Deferred Income Tax Liabilities, Net $1,173,000 -99%
Operating Lease, Liability, Noncurrent $257,126,000 -7.7%
Other Liabilities, Noncurrent $123,546,000 -19%
Liabilities $17,380,005,000 +12%
Accumulated Other Comprehensive Income (Loss), Net of Tax $365,381,000 +64%
Retained Earnings (Accumulated Deficit) $3,674,254,000 +55%
Stockholders' Equity Attributable to Parent $22,204,278,000 +4.4%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $22,169,882,000 +4.4%
Liabilities and Equity $39,549,887,000 +7.5%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $12,481,276,000 -5.7%
Deferred Tax Assets, Valuation Allowance $557,063,000 -14%
Deferred Tax Assets, Gross $2,112,827,000 -16%
Operating Lease, Liability $312,185,000 -5.8%
Lessee, Operating Lease, Liability, to be Paid $347,745,000 -7.2%
Property, Plant and Equipment, Gross $861,255,000 +12%
Operating Lease, Liability, Current $55,349,000 +4.7%
Lessee, Operating Lease, Liability, to be Paid, Year Two $67,850,000 +7.4%
Lessee, Operating Lease, Liability, to be Paid, Year One $66,746,000 +2.2%
Operating Lease, Weighted Average Discount Rate, Percent 0.0383 +2.1%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $34,822,000 -15%
Lessee, Operating Lease, Liability, to be Paid, Year Three $61,793,000 +5.8%
Deferred Tax Assets, Operating Loss Carryforwards $548,336,000 +41%
Preferred Stock, Shares Issued 0
Preferred Stock, Shares Authorized 100,000,000 0%
Unrecognized Tax Benefits $626,755,000 -1.1%
Lessee, Operating Lease, Liability, to be Paid, Year Four $55,819,000 +3.1%
Additional Paid in Capital $18,895,405,000 -5%
Preferred Stock, Shares Outstanding 0
Amortization of Intangible Assets $135,729,000 -12%
Deferred Tax Assets, Net of Valuation Allowance $1,555,764,000 -16%
Share-based Payment Arrangement, Expense $1,215,480,000 -4.5%
Preferred Stock, Par or Stated Value Per Share 0

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%