Stellar Bancorp, Inc. financial data

Symbol
STEL on NYSE
Industry
National Commercial Banks
Location
9 Greenway Plaza, Suite 110, Houston, TX
State of incorporation
TX
Fiscal year end
December 31
Former names
CBTX, Inc. (to 10/3/2022), CBFH, Inc. (to 9/26/2017)
Latest financial report
10-Q - Q3 2024 - Oct 25, 2024

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 584 % -9.69%
Return On Equity 7.5 % +2.32%
Return On Assets 1.1 % +12.2%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 53.4M shares +0.26%
Common Stock, Shares, Outstanding 53.4M shares +0.23%
Entity Public Float 1.12B USD +132%
Common Stock, Value, Issued 535K USD +0.38%
Weighted Average Number of Shares Outstanding, Basic 53.5M shares +0.43%
Weighted Average Number of Shares Outstanding, Diluted 53.6M shares +0.38%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 147M USD +13.2%
Income Tax Expense (Benefit) 30M USD +21.7%
Net Income (Loss) Attributable to Parent 117M USD +11.2%
Earnings Per Share, Basic 2.19 USD/shares +29.6%
Earnings Per Share, Diluted 2.19 USD/shares +28.1%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 516M USD +70.8%
Deferred Income Tax Assets, Net 29.6M USD +203%
Property, Plant and Equipment, Net 114M USD -4.68%
Operating Lease, Right-of-Use Asset 18.4M USD -10.4%
Goodwill 497M USD 0%
Assets 10.6B USD -0.34%
Liabilities 9B USD -2.18%
Accumulated Other Comprehensive Income (Loss), Net of Tax -87.9M USD +44%
Retained Earnings (Accumulated Deficit) 475M USD +23.2%
Stockholders' Equity Attributable to Parent 1.63B USD +11.3%
Liabilities and Equity 10.6B USD -0.34%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 31.1M USD -36.6%
Net Cash Provided by (Used in) Financing Activities 79M USD
Net Cash Provided by (Used in) Investing Activities -110M USD -154%
Common Stock, Shares Authorized 140M shares 0%
Common Stock, Shares, Issued 53.4M shares +0.23%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 505K USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 516M USD +70.8%
Interest Paid, Excluding Capitalized Interest, Operating Activities 45.4M USD +98.9%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure 0%
Deferred Tax Assets, Gross 80.8M USD -22.4%
Operating Lease, Liability 19.1M USD -5.79%
Depreciation 5M USD +16.3%
Payments to Acquire Property, Plant, and Equipment 564K USD -54.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 186M USD +66.6%
Lessee, Operating Lease, Liability, to be Paid 22.7M USD -6.64%
Property, Plant and Equipment, Gross 147M USD -1.59%
Lessee, Operating Lease, Liability, to be Paid, Year Two 4.14M USD +0.07%
Lessee, Operating Lease, Liability, to be Paid, Year One 976K USD -16.7%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) 2.5M USD +453%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 3.64M USD -10.9%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3.74M USD +1.58%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 3.58M USD +14.5%
Operating Lease, Payments 1.2M USD +9.46%
Additional Paid in Capital 1.24B USD +0.56%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets 24.9M USD -10.1%
Share-based Payment Arrangement, Expense 10.3M USD -28.2%
Interest Expense 188M USD +116%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%