Midland States Bancorp, Inc. financial data

Symbol
MSBI, MSBIP on Nasdaq
Location
Effingham, IL
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 02 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 1112% % 18%
Return On Equity -22% % -519%
Return On Assets -1.8% % -460%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 20,989,589 shares
Common Stock, Shares, Outstanding 21,169,854 shares -1.5%
Entity Public Float $466,599,960 USD 0%
Common Stock, Value, Issued $212,000 USD -1.4%
Weighted Average Number of Shares Outstanding, Basic 21,833,098 shares 0.47%
Weighted Average Number of Shares Outstanding, Diluted 21,833,098 shares 0.44%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $114,868,000 USD -345%
Income Tax Expense (Benefit) $9,413,000 USD 6.3%
Net Income (Loss) Attributable to Parent $124,281,000 USD -427%
Earnings Per Share, Basic -6.12 USD/shares -564%
Earnings Per Share, Diluted -6.12 USD/shares -564%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $127,811,000 USD 11%
Property, Plant and Equipment, Net $85,134,000 USD -0.67%
Operating Lease, Right-of-Use Asset $8,100,000 USD -8%
Intangible Assets, Net (Excluding Goodwill) $8,876,000 USD -27%
Goodwill $7,927,000 USD -95%
Assets $6,513,420,000 USD -13%
Liabilities $5,947,921,000 USD -12%
Accumulated Other Comprehensive Income (Loss), Net of Tax $60,333,000 USD 26%
Retained Earnings (Accumulated Deficit) $86,825,000 USD -65%
Stockholders' Equity Attributable to Parent $565,499,000 USD -20%
Liabilities and Equity $6,513,420,000 USD -13%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $24,700,000 USD -43%
Net Cash Provided by (Used in) Financing Activities $76,925,000 USD -104%
Net Cash Provided by (Used in) Investing Activities $39,465,000 USD 47%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 21,169,854 shares -1.5%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $12,760,000 USD -140%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $127,811,000 USD 11%
Interest Paid, Excluding Capitalized Interest, Operating Activities $43,557,000 USD -5.7%
Deferred Tax Assets, Valuation Allowance $416,000 USD 45%
Deferred Tax Assets, Gross $57,209,000 USD -34%
Operating Lease, Liability $9,309,000 USD -7.8%
Depreciation $4,892,000 USD -2%
Payments to Acquire Property, Plant, and Equipment $1,846,000 USD 250%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $102,654,000 USD -413%
Lessee, Operating Lease, Liability, to be Paid $10,452,000 USD -9.2%
Property, Plant and Equipment, Gross $148,705,000 USD 2.8%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,900,000 USD 4.2%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,801,000 USD 1.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.0372 pure 1.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,143,000 USD -18%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,847,000 USD 8.1%
Preferred Stock, Shares Issued 115,000 shares 0%
Preferred Stock, Shares Authorized 4,000,000 shares 0%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,647,000 USD -0.72%
Operating Lease, Payments $1,977,000 USD -17%
Additional Paid in Capital $428,247,000 USD -1.4%
Preferred Stock, Shares Outstanding 115,000 shares 0%
Amortization of Intangible Assets $3,224,000 USD -20%
Deferred Tax Assets, Net of Valuation Allowance $56,793,000 USD -34%
Interest Expense $178,999,000 USD 110%
Preferred Stock, Par or Stated Value Per Share 2 USD/shares 0%