Essent Group Ltd. financial data

Symbol
ESNT on NYSE
Location
Hamilton, Bermuda
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 07 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 27.4% % 7.12%
Return On Equity 12.4% % -10.2%
Return On Assets 9.73% % -11.5%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 96,665,101 shares -8.99%
Common Stock, Shares, Outstanding 97,497,000 shares -8.2%
Entity Public Float $5,789,192,711 USD 19.3%
Common Stock, Value, Issued $1,462,000 USD -8.22%
Weighted Average Number of Shares Outstanding, Basic 97,400,000 shares -7.47%
Weighted Average Number of Shares Outstanding, Diluted 98,519,000 shares -7.54%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $1,263,558,000 USD 3.14%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $832,283,000 USD -3.62%
Income Tax Expense (Benefit) $129,396,000 USD 2.18%
Net Income (Loss) Attributable to Parent $702,887,000 USD -4.61%
Earnings Per Share, Basic 6 USD/shares -0.43%
Earnings Per Share, Diluted 6 USD/shares -0.29%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $41,221,000 USD 1.26%
Operating Lease, Right-of-Use Asset $30,000,000 USD -6.83%
Goodwill $48,761,000 USD -2.49%
Assets $7,351,999,000 USD 3.16%
Deferred Income Tax Liabilities, Net $438,187,000 USD 6.68%
Liabilities $1,613,025,000 USD 8.58%
Accumulated Other Comprehensive Income (Loss), Net of Tax $-165,425,000 USD 13.1%
Retained Earnings (Accumulated Deficit) $5,132,376,000 USD 12.7%
Stockholders' Equity Attributable to Parent $5,738,974,000 USD 1.74%
Liabilities and Equity $7,351,999,000 USD 3.16%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $221,567,000 USD 2.14%
Net Cash Provided by (Used in) Financing Activities $-200,514,000 USD -364%
Net Cash Provided by (Used in) Investing Activities $55,533,000 USD
Common Stock, Shares Authorized 233,333,000 shares 0%
Common Stock, Shares, Issued 97,497,000 shares -8.2%
Common Stock, Par or Stated Value Per Share 0.02 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $76,586,000 USD 241%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $91,411,000 USD -16.4%
Interest Paid, Excluding Capitalized Interest, Operating Activities $15,625,000 USD 105%
Deferred Tax Assets, Gross $81,769,000 USD 7.78%
Operating Lease, Liability $36,173,000 USD -4.81%
Payments to Acquire Property, Plant, and Equipment $221,000 USD -95.1%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $727,741,000 USD -26%
Lessee, Operating Lease, Liability, to be Paid $45,205,000 USD -6.66%
Property, Plant and Equipment, Gross $84,129,000 USD 4.86%
Lessee, Operating Lease, Liability, to be Paid, Year Two $4,698,000 USD -15.2%
Lessee, Operating Lease, Liability, to be Paid, Year One $5,853,000 USD 10.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 0%
Deferred Income Tax Expense (Benefit) $11,050,000 USD 18.5%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $9,032,000 USD -13.5%
Lessee, Operating Lease, Liability, to be Paid, Year Three $4,621,000 USD 8.93%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $4,407,000 USD 5.78%
Depreciation, Depletion and Amortization $1,373,000 USD -1.22%
Share-based Payment Arrangement, Expense $21,014,000 USD -16.2%
Interest Expense $8,251,000 USD -28%