Oak Valley Bancorp financial data

Symbol
OVLY on Nasdaq
Location
Oakdale, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 13 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 931% % -4.1%
Return On Equity 13% % -13%
Return On Assets 1.2% % -8.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 8,388,221 shares 0.35%
Common Stock, Shares, Outstanding 8,390,621 shares 0.38%
Entity Public Float $173,000,000 USD 3.6%
Common Stock, Value, Issued $25,435,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 8,247,000 shares 0.32%
Weighted Average Number of Shares Outstanding, Diluted 8,299,000 shares 0.42%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $30,223,000 USD -6.3%
Income Tax Expense (Benefit) $6,637,000 USD -11%
Net Income (Loss) Attributable to Parent $23,586,000 USD -4.9%
Earnings Per Share, Basic 2 USD/shares -5%
Earnings Per Share, Diluted 2 USD/shares -5.3%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $247,155,000 USD 16%
Deferred Income Tax Assets, Net $14,701,000 USD 25%
Property, Plant and Equipment, Net $18,879,000 USD 20%
Operating Lease, Right-of-Use Asset $6,663,000 USD -2.8%
Goodwill $3,313,000 USD 0%
Assets $1,995,416,000 USD 5%
Liabilities $1,797,136,000 USD 4.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax $21,794,000 USD -40%
Retained Earnings (Accumulated Deficit) $188,058,000 USD 11%
Stockholders' Equity Attributable to Parent $198,280,000 USD 7%
Liabilities and Equity $1,995,416,000 USD 5%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $7,968,000 USD -3.8%
Net Cash Provided by (Used in) Financing Activities $15,155,000 USD
Net Cash Provided by (Used in) Investing Activities $17,425,000 USD
Common Stock, Shares Authorized 50,000,000 shares 0%
Common Stock, Shares, Issued 8,390,621 shares 0.38%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $40,548,000 USD
Interest Paid, Excluding Capitalized Interest, Operating Activities $3,301,000 USD 22%
Deferred Tax Assets, Gross $18,919,000 USD 30%
Operating Lease, Liability $7,013,000 USD -2%
Depreciation $331,000 USD 0.3%
Payments to Acquire Property, Plant, and Equipment $1,179,000 USD 754%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $17,329,000 USD -68%
Lessee, Operating Lease, Liability, to be Paid $7,995,000 USD -3.2%
Property, Plant and Equipment, Gross $29,650,000 USD 5.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,267,000 USD 1%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,490,000 USD 6.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.03 pure 0%
Deferred Income Tax Expense (Benefit) $1,120,000 USD 16%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $982,000 USD -11%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,113,000 USD 8.6%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,084,000 USD 25%
Operating Lease, Payments $379,000 USD 11%
Interest Expense $7,162,000 USD 439%