Return On Equity
-8.6%
Metric score 0.0/100
- Info
- Insider Trading
- Financials
- Holders
Bank of Marin Bancorp financial metrics
Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q1 2026.
- Symbol
- BMRC on Nasdaq
- Location
- Novato, CA
- Fiscal year end
- 31 December
- Latest financial report
- 13 Mar 2026
Latest SEC snapshot (2026-02-27) highlights Return On Equity -8.6%, Return On Assets -0.9%, and Debt-to-equity 7.9x.
How Calculated (standard_v1)
Metrics are computed with a market-consensus convention designed for cross-portal comparability.
- TTM Operating Income / TTM Revenues
- Current Assets / Current Liabilities (latest instant quarter)
- (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
- Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
- TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
- TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
- TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
- TTM Revenues YoY
- TTM Net Income YoY
Financial Quality Score
Transparent 0-100 scoring model based on profitability, financial health, and growth factors.
0.0/100
Weak Confidence low
Return On Assets
-0.94%
Metric score 0.0/100
Financial Health
- Debt to Equity
- 7.9x
Strengths
No strong signals yet.
Watchpoints
Return On Equity, Return On Assets, and Debt-to-equity
Key metrics snapshot
Return On Equity
-8.6%
YoY: +347%
Industry median: 10% (n=206)
Return On Assets
-0.94%
YoY: +319%
Industry median: 0.99% (n=206)
Debt-to-equity
7.9x
YoY: +4.3%
Industry median: 8.71x (n=203)
NetIncomeLoss YoY
-324%
YoY:
Industry median: 16% (n=199)
Profitability
| Metric | Latest value | YoY change |
|---|---|---|
| Return On Equity | -8.6% | +347% |
| Return On Assets | -0.94% | +319% |
Financial Health
| Metric | Latest value | YoY change |
|---|---|---|
| Debt-to-equity | 7.9x | +4.3% |
Growth
| Metric | Latest value | YoY change |
|---|---|---|
| NetIncomeLoss YoY | -324% |
Share Metrics
| Metric | Latest value | YoY change |
|---|---|---|
| Entity Common Stock, Shares Outstanding | 16,126,486 | -0.55% |
How we score
This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.
| Metric | Weight | V1 threshold |
|---|---|---|
| ROIC | 20 | 5% to 20% |
| ROE | 15 | 8% to 25% |
| ROA | 10 | 2% to 10% |
| Operating Margin | 5 | 5% to 25% |
| Current Ratio | 12 | 1.0x to 2.0x |
| Quick Ratio | 8 | 0.8x to 1.5x |
| Debt to Equity | 10 | 0.3x to 2.0x (lower is better) |
| Revenue YoY | 10 | -10% to +20% |
| Net Income YoY | 10 | -10% to +20% |