AMERICAN COASTAL INSURANCE Corp financial data

Symbol
ACIC on Nasdaq
Location
Saint Petersburg, FL
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 09 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 297% % -28%
Return On Assets 9% % 41%
Operating Margin 42% % 25%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 48,656,205 shares 0.84%
Common Stock, Shares, Outstanding 48,764,802 shares 1.2%
Entity Public Float $277,582,000 USD
Common Stock, Value, Issued $5,000 USD 0%
Weighted Average Number of Shares Outstanding, Basic 48,476,824 shares 1.3%
Weighted Average Number of Shares Outstanding, Diluted 49,782,993 shares 0.85%

Income Statement

Label TTM Value / Value Unit Change %
Revenues $335,439,000 USD 13%
General and Administrative Expense $40,463,000 USD -9.6%
Costs and Expenses $195,162,000 USD -0.96%
Operating Income (Loss) $140,277,000 USD 41%
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $142,734,000 USD 40%
Income Tax Expense (Benefit) $35,939,000 USD 42%
Net Income (Loss) Attributable to Parent $106,837,000 USD 41%
Earnings Per Share, Basic 2.2 USD/shares 38%
Earnings Per Share, Diluted 2.15 USD/shares 40%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $198,762,000 USD 45%
Other Long-term Investments $40,053,000 USD 70%
Property, Plant and Equipment, Net $723,000 USD -87%
Operating Lease, Right-of-Use Asset $2,955,000 USD -7.9%
Intangible Assets, Net (Excluding Goodwill) $3,471,000 USD -41%
Goodwill $59,476,000 USD 0%
Assets $1,072,732,000 USD -12%
Liabilities $755,167,000 USD -23%
Accumulated Other Comprehensive Income (Loss), Net of Tax $7,242,000 USD 54%
Retained Earnings (Accumulated Deficit) $114,509,000 USD 38%
Stockholders' Equity Attributable to Parent $317,565,000 USD 35%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $235,660,000 USD 40%
Liabilities and Equity $1,072,732,000 USD -12%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $26,443,000 USD -79%
Net Cash Provided by (Used in) Financing Activities $309,000 USD -97%
Net Cash Provided by (Used in) Investing Activities $5,204,000 USD
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 48,976,885 shares 1.2%
Common Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $292,854,000 USD 47%
Interest Paid, Excluding Capitalized Interest, Operating Activities $0 USD
Deferred Tax Assets, Valuation Allowance $20,246,000 USD -53%
Deferred Tax Assets, Gross $11,667,000 USD -41%
Operating Lease, Liability $3,135,000 USD -5.7%
Payments to Acquire Property, Plant, and Equipment $96,000 USD
Lessee, Operating Lease, Liability, to be Paid $4,439,000 USD 432%
Property, Plant and Equipment, Gross $9,118,000 USD -37%
Lessee, Operating Lease, Liability, to be Paid, Year Two $398,000 USD 76%
Lessee, Operating Lease, Liability, to be Paid, Year One $337,000 USD -44%
Operating Lease, Weighted Average Discount Rate, Percent 0.0565 pure 0.18%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $1,116,000 USD 1824%
Lessee, Operating Lease, Liability, to be Paid, Year Three $407,000 USD 3600%
Deferred Tax Assets, Operating Loss Carryforwards $1,702,000 USD -78%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Unrecognized Tax Benefits $666,000 USD 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $419,000 USD
Additional Paid in Capital $439,742,000 USD 0.74%
Preferred Stock, Shares Outstanding 0 shares
Amortization of Intangible Assets $2,437,000 USD -7.7%
Depreciation, Depletion and Amortization $3,798,000 USD -22%
Interest Expense $10,815,000 USD -9.8%
Preferred Stock, Par or Stated Value Per Share 0.0001 USD/shares 0%