Citizens Community Bancorp Inc. financial data

Symbol
CZWI on Nasdaq
Location
Eau Claire, WI
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 05 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 851% % -6.7%
Return On Equity 7.8% % 0.58%
Return On Assets 0.82% % 7%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 9,628,612 shares -3.6%
Common Stock, Shares, Outstanding 9,617,245 shares -3.7%
Entity Public Float $105,100,000 USD 16%
Common Stock, Value, Issued $96,000 USD -4%
Weighted Average Number of Shares Outstanding, Basic 9,899,000 shares -3.5%
Weighted Average Number of Shares Outstanding, Diluted 9,907,000 shares -3.5%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $17,441,000 USD -0.05%
Income Tax Expense (Benefit) $3,021,000 USD -18%
Net Income (Loss) Attributable to Parent $14,420,000 USD 4.9%
Earnings Per Share, Basic 1.46 USD/shares 9%
Earnings Per Share, Diluted 1.46 USD/shares 9%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $118,853,000 USD 137%
Property, Plant and Equipment, Net $16,357,000 USD -4.2%
Operating Lease, Right-of-Use Asset $764,000 USD -6.3%
Intangible Assets, Net (Excluding Goodwill) $395,000 USD -60%
Goodwill $31,498,000 USD 0%
Assets $1,781,755,000 USD 1.9%
Liabilities $1,593,816,000 USD 1.6%
Accumulated Other Comprehensive Income (Loss), Net of Tax $12,467,000 USD 24%
Retained Earnings (Accumulated Deficit) $89,995,000 USD 11%
Stockholders' Equity Attributable to Parent $187,939,000 USD 4.9%
Liabilities and Equity $1,781,755,000 USD 1.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $1,613,000 USD -82%
Net Cash Provided by (Used in) Financing Activities $26,753,000 USD
Net Cash Provided by (Used in) Investing Activities $21,661,000 USD 20%
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 9,617,245 shares -3.7%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $50,027,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $118,853,000 USD 137%
Interest Paid, Excluding Capitalized Interest, Operating Activities $8,245,000 USD 16%
Deferred Tax Assets, Valuation Allowance $3,160,000 USD 11%
Operating Lease, Liability $950,000 USD -12%
Depreciation $526,000 USD -6.2%
Payments to Acquire Property, Plant, and Equipment $100,000 USD -53%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $18,373,000 USD 25%
Lessee, Operating Lease, Liability, to be Paid $1,190,000 USD -14%
Property, Plant and Equipment, Gross $32,951,000 USD 4.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two $458,000 USD 10%
Lessee, Operating Lease, Liability, to be Paid, Year One $523,000 USD 7.6%
Operating Lease, Weighted Average Discount Rate, Percent 0.0339 pure 7.6%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $240,000 USD -22%
Lessee, Operating Lease, Liability, to be Paid, Year Three $209,000 USD -40%
Deferred Tax Assets, Operating Loss Carryforwards $1,498,000 USD 54%
Lessee, Operating Lease, Liability, to be Paid, Year Four $0 USD -100%
Operating Lease, Payments $126,000 USD -7.4%
Amortization of Intangible Assets $584,000 USD -18%
Deferred Tax Assets, Net of Valuation Allowance $15,130,000 USD -2.2%
Share-based Payment Arrangement, Expense $403,000 USD 112%
Interest Expense $39,795,000 USD 125%