BV Financial, Inc. financial data

Symbol
BVFL on Nasdaq
Location
Baltimore, MD
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 13 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 367% % 8.9%
Return On Equity 5.4% % -13%
Return On Assets 1.2% % -19%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 8,903,927 shares -23%
Common Stock, Shares, Outstanding 9,536,094 shares -19%
Entity Public Float $135,627,781 USD 1.4%
Common Stock, Value, Issued $106,000 USD -7%
Weighted Average Number of Shares Outstanding, Diluted 9,079,000 shares -16%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $14,652,000 USD -17%
Income Tax Expense (Benefit) $4,010,000 USD -16%
Net Income (Loss) Attributable to Parent $10,642,000 USD -17%
Earnings Per Share, Basic 1 USD/shares -4.3%
Earnings Per Share, Diluted 1 USD/shares -5.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $63,546,000 USD -32%
Deferred Income Tax Assets, Net $9,267,000 USD 9.8%
Property, Plant and Equipment, Net $12,686,000 USD -5.4%
Operating Lease, Right-of-Use Asset $765,000 USD -22%
Intangible Assets, Net (Excluding Goodwill) $696,000 USD -21%
Goodwill $14,420,000 USD 0%
Assets $909,386,000 USD 1.9%
Liabilities $719,176,000 USD 5.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,198,000 USD 16%
Retained Earnings (Accumulated Deficit) $118,185,000 USD 9.9%
Stockholders' Equity Attributable to Parent $190,210,000 USD -9.3%
Liabilities and Equity $909,386,000 USD 1.9%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $4,435,000 USD -2.9%
Net Cash Provided by (Used in) Financing Activities $5,886,000 USD 54%
Net Cash Provided by (Used in) Investing Activities $10,001,000 USD -205%
Common Stock, Shares Authorized 45,000,000 shares 0%
Common Stock, Shares, Issued 9,536,094 shares -19%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Interest Paid, Excluding Capitalized Interest, Operating Activities $2,331,000 USD -6%
Effective Income Tax Rate Reconciliation, at Federal Statutory Income Tax Rate, Percent 0.21 pure
Deferred Tax Assets, Gross $12,983,000 USD 0.03%
Operating Lease, Liability $808,000 USD -21%
Payments to Acquire Property, Plant, and Equipment $217,000 USD -50%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $10,865,000 USD -22%
Lessee, Operating Lease, Liability, to be Paid $848,000 USD -16%
Property, Plant and Equipment, Gross $18,840,000 USD -1.6%
Lessee, Operating Lease, Liability, to be Paid, Year Two $231,000 USD -50%
Lessee, Operating Lease, Liability, to be Paid, Year One $254,000 USD 4.5%
Operating Lease, Weighted Average Discount Rate, Percent 0.04 pure 0%
Deferred Income Tax Expense (Benefit) $911,000 USD -109%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $40,000 USD 344%
Lessee, Operating Lease, Liability, to be Paid, Year Three $135,000 USD 6.3%
Deferred Tax Assets, Operating Loss Carryforwards $6,123,000 USD -6.6%
Preferred Stock, Shares Issued 0 shares
Current Income Tax Expense (Benefit) $4,921,000 USD 7.2%
Preferred Stock, Shares Authorized 1,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $64,000 USD 0%
Operating Lease, Payments $237,000 USD 3.5%
Preferred Stock, Shares Outstanding 0 shares
Current State and Local Tax Expense (Benefit) $1,482,000 USD 0.48%
Current Federal Tax Expense (Benefit) $3,439,000 USD 10%
Amortization of Intangible Assets $181,000 USD 0.56%
Interest Expense $11,149,000 USD 102%
Preferred Stock, Par or Stated Value Per Share 0.01 USD/shares 0%