Axos Financial, Inc. financial metrics

Professional SEC-based dashboard for profitability, financial health, and growth with transparent scoring logic. Latest period: Q4 2025.

Symbol
AX on NYSE
Location
Las Vegas, NV
Fiscal year end
30 June
Latest financial report
29 Jan 2026

Latest SEC snapshot (2026-01-16) highlights Return On Equity 16.8%, Return On Assets 1.8%, and NetIncomeLoss YoY 5.6%.

How Calculated (standard_v1)

Metrics are computed with a market-consensus convention designed for cross-portal comparability.

  • TTM Operating Income / TTM Revenues
  • Current Assets / Current Liabilities (latest instant quarter)
  • (Current Assets - Inventory) / Current Liabilities; fallback: (Cash+Short-Term Investments + Accounts Receivable) / Current Liabilities
  • Total Debt / Stockholders Equity (latest instant quarter; shared unit; freshest series)
  • TTM Net Income / Average Equity (current quarter + same quarter previous year) / 2
  • TTM Net Income / Average Assets (current quarter + same quarter previous year) / 2
  • TTM NOPAT / Average Invested Capital, where NOPAT=Operating Income*(1-tax rate), Invested Capital=Equity+Total Debt-Cash & ST Investments
  • TTM Revenues YoY
  • TTM Net Income YoY

Financial Quality Score

Transparent 0-100 scoring model based on profitability, financial health, and growth factors.

36.9/100

Weak Confidence low

Return On Equity

17%

Metric score 51.5/100

Return On Assets

1.8%

Metric score 0.0/100

Financial Health

Strengths

No strong signals yet.

Watchpoints

Return On Assets

Key metrics snapshot

Return On Equity

17%

YoY: -11%

Industry median: 4.8% (n=61)

View history

Return On Assets

1.8%

YoY: -7.8%

Industry median: 0.62% (n=60)

View history

NetIncomeLoss YoY

5.6%

YoY:

Industry median: 5.5% (n=58)

View history

Profitability

Metric Latest value YoY change
Return On Equity 17% -11%
Return On Assets 1.8% -7.8%

Financial Health

Metric Latest value YoY change
Debt-to-equity 8.48x -4.2%

Growth

Metric Latest value YoY change
NetIncomeLoss YoY 5.6%

Share Metrics

Metric Latest value YoY change
Entity Common Stock, Shares Outstanding 56,678,249 -0.74%
Common Stock, Shares, Outstanding 56,677,323 -0.74%
Common Stock, Value, Issued $714,000 +1.1%
Weighted Average Number of Shares Outstanding, Basic 56,660,833 -0.76%
Weighted Average Number of Shares Outstanding, Diluted 56,660,833 -0.76%

Additional Metrics

Metric Latest value YoY change
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $629,275,000 +3.3%
Income Tax Expense (Benefit) $172,645,000 -2.4%
Earnings Per Share, Basic 8.07 +6.6%
Earnings Per Share, Diluted 7.86 +6.4%
Cash and Cash Equivalents, at Carrying Value $1,010,048,000 -59%
Goodwill $144,330,000 +48%
Assets $28,201,406,000 +19%
Liabilities $25,271,314,000 +19%
Accumulated Other Comprehensive Income (Loss), Net of Tax $1,862,000 -38%
Retained Earnings (Accumulated Deficit) $2,859,274,000 +19%
Stockholders' Equity Attributable to Parent $2,930,092,000 +16%
Liabilities and Equity $28,201,406,000 +19%
Common Stock, Shares Authorized 150,000,000 0%
Common Stock, Shares, Issued 71,419,706 +1.2%
Common Stock, Par or Stated Value Per Share 0.01 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $1,340,511,000 -50%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $455,485,000 +3.6%
Additional Paid in Capital $566,837,000 +7.2%
Interest Expense $676,332,000 -9%

How we score

This score is transparent and deterministic. We weight profitability, financial health, and growth metrics, then renormalize weights when SEC data is missing.

Metric Weight V1 threshold
ROIC205% to 20%
ROE158% to 25%
ROA102% to 10%
Operating Margin55% to 25%
Current Ratio121.0x to 2.0x
Quick Ratio80.8x to 1.5x
Debt to Equity100.3x to 2.0x (lower is better)
Revenue YoY10-10% to +20%
Net Income YoY10-10% to +20%