OptimumBank Holdings, Inc. financial data

Symbol
OPHC on NYSE
Location
2477 East Commercial Boulevard, Fort Lauderdale, FL
Fiscal year end
December 31
Latest financial report
10-Q - Q3 2025 - Nov 10, 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 809 % -17.1%
Return On Equity 14.3 % +1.7%
Return On Assets 1.58 % +20.6%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 11.5M shares +14.3%
Common Stock, Shares, Outstanding 11.9M shares +18.8%
Entity Public Float 34.8M USD +112%
Common Stock, Value, Issued 119K USD +20.2%
Weighted Average Number of Shares Outstanding, Basic 11.8M shares +20.6%
Weighted Average Number of Shares Outstanding, Diluted 23.4M shares +9.39%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 21M USD +33.5%
Income Tax Expense (Benefit) 5.28M USD +31.2%
Net Income (Loss) Attributable to Parent 15.7M USD +34.3%
Earnings Per Share, Basic 1 USD/shares +2.21%
Earnings Per Share, Diluted 1 USD/shares +14.8%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net 3.24M USD +16.1%
Property, Plant and Equipment, Net 2.31M USD +19.1%
Operating Lease, Right-of-Use Asset 2.73M USD +39.7%
Assets 1.08B USD +14.6%
Liabilities 966M USD +13.3%
Accumulated Other Comprehensive Income (Loss), Net of Tax -4.75M USD -5.95%
Retained Earnings (Accumulated Deficit) 8.95M USD
Stockholders' Equity Attributable to Parent 117M USD +26.1%
Liabilities and Equity 1.08B USD +14.6%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 3.14M USD +23.2%
Net Cash Provided by (Used in) Financing Activities 41M USD -72.2%
Net Cash Provided by (Used in) Investing Activities 5.72M USD
Common Stock, Shares Authorized 30M shares 0%
Common Stock, Shares, Issued 11.9M shares +18.8%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect 49.8M USD -33.1%
Interest Paid, Excluding Capitalized Interest, Operating Activities 4.8M USD -18.4%
Operating Lease, Liability 2.85M USD +38.4%
Payments to Acquire Property, Plant, and Equipment 283K USD +9.27%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 15.5M USD +12.4%
Lessee, Operating Lease, Liability, to be Paid 3.24M USD +28.1%
Property, Plant and Equipment, Gross 3.45M USD +40.1%
Lessee, Operating Lease, Liability, to be Paid, Year Two 411K USD +24.9%
Lessee, Operating Lease, Liability, to be Paid, Year One 433K USD +34.9%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure +23.3%
Deferred Income Tax Expense (Benefit) 81K USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 468K USD +66%
Lessee, Operating Lease, Liability, to be Paid, Year Three 441K USD +28.6%
Deferred Tax Assets, Operating Loss Carryforwards 36K USD -12.2%
Preferred Stock, Shares Authorized 6M shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four 450K USD +21.6%
Additional Paid in Capital 113M USD +8.37%
Deferred Tax Assets, Net of Valuation Allowance 4.73M USD +15.8%
Interest Expense 15.3M USD +145%