OptimumBank Holdings, Inc. financial data

Symbol
OPHC on NYSE
Location
Fort Lauderdale, FL
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 10 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 809% % -17%
Return On Equity 14% % 1.7%
Return On Assets 1.6% % 21%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 11,533,943 shares 14%
Common Stock, Shares, Outstanding 11,883,943 shares 19%
Entity Public Float $34,806,494 USD 112%
Common Stock, Value, Issued $119,000 USD 20%
Weighted Average Number of Shares Outstanding, Basic 11,772,744 shares 21%
Weighted Average Number of Shares Outstanding, Diluted 23,412,274 shares 9.4%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $21,022,000 USD 33%
Income Tax Expense (Benefit) $5,278,000 USD 31%
Net Income (Loss) Attributable to Parent $15,744,000 USD 34%
Earnings Per Share, Basic 1 USD/shares 2.2%
Earnings Per Share, Diluted 1 USD/shares 15%

Balance Sheet

Label TTM Value / Value Unit Change %
Deferred Income Tax Assets, Net $3,238,000 USD 16%
Property, Plant and Equipment, Net $2,308,000 USD 19%
Operating Lease, Right-of-Use Asset $2,725,000 USD 40%
Assets $1,083,043,000 USD 15%
Liabilities $966,155,000 USD 13%
Accumulated Other Comprehensive Income (Loss), Net of Tax $4,753,000 USD -6%
Retained Earnings (Accumulated Deficit) $8,948,000 USD
Stockholders' Equity Attributable to Parent $116,888,000 USD 26%
Liabilities and Equity $1,083,043,000 USD 15%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $3,135,000 USD 23%
Net Cash Provided by (Used in) Financing Activities $40,975,000 USD -72%
Net Cash Provided by (Used in) Investing Activities $5,716,000 USD
Common Stock, Shares Authorized 30,000,000 shares 0%
Common Stock, Shares, Issued 11,883,943 shares 19%
Common Stock, Par or Stated Value Per Share 0.01 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $49,826,000 USD -33%
Interest Paid, Excluding Capitalized Interest, Operating Activities $4,796,000 USD -18%
Operating Lease, Liability $2,846,000 USD 38%
Payments to Acquire Property, Plant, and Equipment $283,000 USD 9.3%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $15,475,000 USD 12%
Lessee, Operating Lease, Liability, to be Paid $3,242,000 USD 28%
Property, Plant and Equipment, Gross $3,450,000 USD 40%
Lessee, Operating Lease, Liability, to be Paid, Year Two $411,000 USD 25%
Lessee, Operating Lease, Liability, to be Paid, Year One $433,000 USD 35%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 23%
Deferred Income Tax Expense (Benefit) $81,000 USD
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $468,000 USD 66%
Lessee, Operating Lease, Liability, to be Paid, Year Three $441,000 USD 29%
Deferred Tax Assets, Operating Loss Carryforwards $36,000 USD -12%
Preferred Stock, Shares Authorized 6,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $450,000 USD 22%
Additional Paid in Capital $112,574,000 USD 8.4%
Deferred Tax Assets, Net of Valuation Allowance $4,734,000 USD 16%
Interest Expense $15,324,000 USD 145%