MVB FINANCIAL CORP financial data

Symbol
MVBF on Nasdaq
Location
Fairmont, WV
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 912 % -13.1%
Return On Equity 6.71 % -40.6%
Return On Assets 0.6 % -33.9%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12,584,334 shares -2.8%
Common Stock, Shares, Outstanding 12,570,104 shares -2.8%
Entity Public Float 220,700,000 USD -10.7%
Common Stock, Value, Issued 13,892,000 USD +0.84%
Weighted Average Number of Shares Outstanding, Basic 12,615,475 shares -2.4%
Weighted Average Number of Shares Outstanding, Diluted 13,010,527 shares -1.2%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest 43,632,000 USD +86%
Income Tax Expense (Benefit) 11,497,000 USD +1.4%
Net Income (Loss) Attributable to Parent 20,091,000 USD -35.7%
Earnings Per Share, Basic 2 USD/shares +74.5%
Earnings Per Share, Diluted 2 USD/shares +73.2%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value 300,042,000 USD -50.9%
Operating Lease, Right-of-Use Asset 26,900,000 USD +1.1%
Goodwill 1,200,000 USD -57.7%
Assets 3,232,953,000 USD -5.4%
Liabilities 2,905,201,000 USD -6.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax -15,239,000 USD +32.1%
Retained Earnings (Accumulated Deficit) 188,350,000 USD +14.2%
Stockholders' Equity Attributable to Parent 327,752,000 USD +8.1%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest 327,752,000 USD +8.1%
Liabilities and Equity 3,232,953,000 USD -5.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities 14,128,000 USD
Net Cash Provided by (Used in) Financing Activities -111,860,000 USD -1.5%
Net Cash Provided by (Used in) Investing Activities 31,269,000 USD +21.2%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 13,891,704 shares +0.84%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect -66,463,000 USD -1.3%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents 300,042,000 USD -50.9%
Interest Paid, Excluding Capitalized Interest, Operating Activities 19,196,000 USD -0.08%
Deferred Tax Assets, Valuation Allowance 0 USD
Deferred Tax Assets, Gross 24,001,000 USD +9.1%
Operating Lease, Liability 28,077,000 USD +1%
Payments to Acquire Property, Plant, and Equipment 261,000 USD -71.7%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent 39,375,000 USD +8.3%
Lessee, Operating Lease, Liability, to be Paid 41,475,000 USD +1.5%
Lessee, Operating Lease, Liability, to be Paid, Year Two 3,169,000 USD +82.3%
Lessee, Operating Lease, Liability, to be Paid, Year One 3,234,000 USD +80.4%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure +96.8%
Deferred Income Tax Expense (Benefit) 76,000 USD +2.8%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount 13,398,000 USD +4%
Lessee, Operating Lease, Liability, to be Paid, Year Three 3,241,000 USD +1%
Unrecognized Tax Benefits 0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four 3,261,000 USD +98.7%
Depreciation, Depletion and Amortization 776,000 USD -29.6%
Interest Expense 74,392,000 USD +2%