MVB FINANCIAL CORP financial data

Symbol
MVBF on Nasdaq
Location
Fairmont, WV
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 912% % -13%
Return On Equity 6.7% % -41%
Return On Assets 0.6% % -34%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12,584,334 shares -2.8%
Common Stock, Shares, Outstanding 12,570,104 shares -2.8%
Entity Public Float $220,700,000 USD -11%
Common Stock, Value, Issued $13,892,000 USD 0.84%
Weighted Average Number of Shares Outstanding, Basic 12,615,475 shares -2.4%
Weighted Average Number of Shares Outstanding, Diluted 13,010,527 shares -1.2%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $43,632,000 USD 86%
Income Tax Expense (Benefit) $11,497,000 USD 143%
Net Income (Loss) Attributable to Parent $20,091,000 USD -36%
Earnings Per Share, Basic 2 USD/shares 74%
Earnings Per Share, Diluted 2 USD/shares 73%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $300,042,000 USD -51%
Operating Lease, Right-of-Use Asset $26,900,000 USD 109%
Goodwill $1,200,000 USD -58%
Assets $3,232,953,000 USD -5.4%
Liabilities $2,905,201,000 USD -6.8%
Accumulated Other Comprehensive Income (Loss), Net of Tax $15,239,000 USD 32%
Retained Earnings (Accumulated Deficit) $188,350,000 USD 14%
Stockholders' Equity Attributable to Parent $327,752,000 USD 8.1%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $327,752,000 USD 8.1%
Liabilities and Equity $3,232,953,000 USD -5.4%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $14,128,000 USD
Net Cash Provided by (Used in) Financing Activities $111,860,000 USD -146%
Net Cash Provided by (Used in) Investing Activities $31,269,000 USD 21%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 13,891,704 shares 0.84%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $66,463,000 USD -127%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $300,042,000 USD -51%
Interest Paid, Excluding Capitalized Interest, Operating Activities $19,196,000 USD -0.08%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $24,001,000 USD 9.1%
Operating Lease, Liability $28,077,000 USD 101%
Payments to Acquire Property, Plant, and Equipment $261,000 USD -72%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $39,375,000 USD 8.3%
Lessee, Operating Lease, Liability, to be Paid $41,475,000 USD 148%
Lessee, Operating Lease, Liability, to be Paid, Year Two $3,169,000 USD 82%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,234,000 USD 80%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 97%
Deferred Income Tax Expense (Benefit) $76,000 USD 280%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $13,398,000 USD 397%
Lessee, Operating Lease, Liability, to be Paid, Year Three $3,241,000 USD 101%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,261,000 USD 99%
Depreciation, Depletion and Amortization $776,000 USD -30%
Interest Expense $74,392,000 USD 200%