MVB FINANCIAL CORP financial data

Symbol
MVBF on Nasdaq
Location
Fairmont, WV
Fiscal year end
31 December
Latest financial report
10-K - Q4 2025 - 12 Mar 2026

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 904% % -11%
Return On Equity 8.5% % 26%
Return On Assets 0.84% % 40%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 12,844,813 shares -0.8%
Common Stock, Shares, Outstanding 12,715,598 shares -1.8%
Entity Public Float $262,300,000 USD 19%
Common Stock, Value, Issued $14,043,000 USD 1.8%
Weighted Average Number of Shares Outstanding, Basic 12,775,242 shares -0.89%
Weighted Average Number of Shares Outstanding, Diluted 13,105,521 shares -0.24%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $36,850,000 USD 40%
Income Tax Expense (Benefit) $9,928,000 USD 63%
Net Income (Loss) Attributable to Parent $26,940,000 USD 34%
Earnings Per Share, Basic 2.13 USD/shares 37%
Earnings Per Share, Diluted 2.06 USD/shares 35%

Balance Sheet

Label TTM Value / Value Unit Change %
Cash and Cash Equivalents, at Carrying Value $244,125,000 USD -23%
Operating Lease, Right-of-Use Asset $24,700,000 USD -8.2%
Goodwill $1,200,000 USD -58%
Assets $3,308,918,000 USD 5.8%
Liabilities $2,974,950,000 USD 5.4%
Accumulated Other Comprehensive Income (Loss), Net of Tax $13,866,000 USD 51%
Retained Earnings (Accumulated Deficit) $190,414,000 USD 11%
Stockholders' Equity Attributable to Parent $333,968,000 USD 9.3%
Stockholders' Equity, Including Portion Attributable to Noncontrolling Interest $333,968,000 USD 9.2%
Liabilities and Equity $3,308,918,000 USD 5.8%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $14,128,000 USD
Net Cash Provided by (Used in) Financing Activities $111,860,000 USD -146%
Net Cash Provided by (Used in) Investing Activities $31,269,000 USD 21%
Common Stock, Shares Authorized 40,000,000 shares 0%
Common Stock, Shares, Issued 14,042,683 shares 1.8%
Common Stock, Par or Stated Value Per Share 1 USD/shares 0%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $66,463,000 USD -127%
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $244,125,000 USD -23%
Interest Paid, Excluding Capitalized Interest, Operating Activities $19,196,000 USD -0.08%
Deferred Tax Assets, Valuation Allowance $0 USD
Deferred Tax Assets, Gross $18,553,000 USD -23%
Operating Lease, Liability $26,128,000 USD -6.9%
Payments to Acquire Property, Plant, and Equipment $261,000 USD -72%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $41,305,000 USD 100%
Lessee, Operating Lease, Liability, to be Paid $38,005,000 USD -8.4%
Lessee, Operating Lease, Liability, to be Paid, Year Two $3,149,000 USD -0.63%
Lessee, Operating Lease, Liability, to be Paid, Year One $3,079,000 USD -4.8%
Operating Lease, Weighted Average Discount Rate, Percent 0.06 pure 1.7%
Deferred Income Tax Expense (Benefit) $76,000 USD 280%
Lessee, Operating Lease, Liability, Undiscounted Excess Amount $11,877,000 USD -11%
Lessee, Operating Lease, Liability, to be Paid, Year Three $3,207,000 USD -1%
Unrecognized Tax Benefits $0 USD
Lessee, Operating Lease, Liability, to be Paid, Year Four $3,023,000 USD -7.3%
Depreciation, Depletion and Amortization $776,000 USD -30%
Interest Expense $74,392,000 USD 200%