FIVE STAR BANCORP financial data

Symbol
FSBC on Nasdaq
Location
Rancho Cordova, CA
Fiscal year end
31 December
Latest financial report
10-Q - Q3 2025 - 06 Nov 2025

Key Ratios

Label TTM Value / Value Unit Change %
Debt-to-equity 951% % -3.1%
Return On Equity 14% % 8.4%
Return On Assets 1.3% % 12%

Shares

Label TTM Value / Value Unit Change %
Entity Common Stock, Shares Outstanding 21,367,387 shares 0.23%
Common Stock, Shares, Outstanding 21,367,387 shares 0.22%
Entity Public Float $393,300,000 USD 36%
Common Stock, Value, Issued $303,571,000 USD 0.44%
Weighted Average Number of Shares Outstanding, Basic 21,231,563 shares 0.23%
Weighted Average Number of Shares Outstanding, Diluted 21,281,818 shares 0.23%

Income Statement

Label TTM Value / Value Unit Change %
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest $80,091,000 USD 32%
Income Tax Expense (Benefit) $22,811,000 USD 31%
Net Income (Loss) Attributable to Parent $57,280,000 USD 33%
Earnings Per Share, Basic 2 USD/shares 18%
Earnings Per Share, Diluted 2 USD/shares 18%

Balance Sheet

Label TTM Value / Value Unit Change %
Property, Plant and Equipment, Net $1,656,000 USD -0.06%
Operating Lease, Right-of-Use Asset $9,751,000 USD 48%
Assets $4,641,770,000 USD 19%
Liabilities $4,210,462,000 USD 20%
Accumulated Other Comprehensive Income (Loss), Net of Tax $9,878,000 USD -1.5%
Retained Earnings (Accumulated Deficit) $137,615,000 USD 41%
Stockholders' Equity Attributable to Parent $431,308,000 USD 11%
Liabilities and Equity $4,641,770,000 USD 19%

Popular Metrics

Label TTM Value / Value Unit Change %
Net Cash Provided by (Used in) Operating Activities $15,472,000 USD 6164%
Net Cash Provided by (Used in) Financing Activities $174,094,000 USD
Net Cash Provided by (Used in) Investing Activities $89,338,000 USD -649%
Common Stock, Shares Authorized 100,000,000 shares 0%
Common Stock, Shares, Issued 21,367,387 shares 0.22%
Common Stock, Par or Stated Value Per Share 0 USD/shares
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect $100,228,000 USD
Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents $580,447,000 USD 131%
Interest Paid, Excluding Capitalized Interest, Operating Activities $23,044,000 USD 2.1%
Deferred Tax Assets, Gross $21,320,000 USD 2.2%
Operating Lease, Liability $10,431,000 USD 47%
Payments to Acquire Property, Plant, and Equipment $100,000 USD -7.4%
Comprehensive Income (Loss), Net of Tax, Attributable to Parent $57,134,000 USD 16%
Lessee, Operating Lease, Liability, to be Paid $8,210,000 USD 31%
Property, Plant and Equipment, Gross $6,922,000 USD 8.9%
Lessee, Operating Lease, Liability, to be Paid, Year Two $1,537,000 USD 20%
Lessee, Operating Lease, Liability, to be Paid, Year One $1,577,000 USD 26%
Operating Lease, Weighted Average Discount Rate, Percent 0.05 pure 24%
Deferred Income Tax Expense (Benefit) $0 USD -100%
Lessee, Operating Lease, Liability, to be Paid, Year Three $1,204,000 USD -0.99%
Preferred Stock, Shares Issued 0 shares
Preferred Stock, Shares Authorized 10,000,000 shares 0%
Lessee, Operating Lease, Liability, to be Paid, Year Four $1,129,000 USD 29%
Preferred Stock, Shares Outstanding 0 shares
Interest Expense $73,136,000 USD 192%
Preferred Stock, Par or Stated Value Per Share 0 USD/shares